Bay Harbor Homes with FHA Finance Available

Bay Harbor Homes with FHA Finance Available

Welcome to Bay Harbor, a beautiful subdivision located in Galveston, Texas. Situated in Galveston County, this charming community offers a serene and picturesque setting for residents to call home.

Bay Harbor is a sought-after neighborhood in Galveston, known for its stunning homes and convenient location. With easy access to major highways and close proximity to the city center, residents enjoy the perfect blend of tranquility and urban convenience.

One of the standout features of Bay Harbor is the availability of homes with FHA finance options. This means that potential homebuyers have the opportunity to secure Federal Housing Administration (FHA) financing for their dream home in this subdivision. FHA loans are designed to make homeownership more accessible and affordable, especially for first-time buyers or those with lower credit scores.

With FHA finance available, homebuyers in Bay Harbor can take advantage of competitive interest rates, low down payment requirements, and flexible qualification criteria. This makes purchasing a home in this desirable community more attainable for a wider range of individuals and families.

Whether you're looking for a cozy cottage-style home or a spacious modern residence, Bay Harbor offers a diverse range of housing options to suit every taste and lifestyle. From waterfront properties to homes nestled among lush greenery, there's something for everyone in this idyllic subdivision.

Don't miss out on the opportunity to call Bay Harbor home. Contact a local real estate agent today to explore the available properties and start your journey towards owning a home in this charming Galveston neighborhood.

Newest Bay Harbor Homes with FHA Finance Available

2 Beds ⋅ 1 Baths ⋅ 75322004 MLS ⋅ ACTIVE Status

Rare find in Bay Harbor! This classic 1954 beach cottage has been lovingly maintained by the original family since it was built. Features include original flooring, beautiful knotty pine walls, custom wood cabinetry, and distinctive exterior glass shutters that showcase the home’s vintage character. Recent updates include a newly installed ductless air system, and window units in both bedrooms. This cheerful coastal retreat is perfect for making memories with friends and family or for use as an investment property. Ideally located just minutes from both the beach and the bay. Being sold fully furnished!

4018 3rd St, Galveston

3 Beds ⋅ 3 Baths ⋅ 17620234 MLS ⋅ ACTIVE Status

Beautiful beach home in the quiet Bay Harbor subdivision offering breathtaking beach and bay views. Enjoy multiple decks and outdoor seating areas perfect for relaxing or entertaining. The open-concept floor plan features new laminate flooring, a spacious kitchen with a large island that seats six, granite countertops, and appliances that are only over one year old. The HVAC, windows, and doors have also been updated. A finished first-floor guest suite offers approximately 339 sq. ft. with a sleeping area, full bath, and kitchenette. The main level offers approximately 1,008 sq. ft., and the third-floor loft provides an additional 180 sq. ft. with access to a private deck showcasing incredible views. Sold fully furnished on a large lot with nearby fishing pier and boat launch. Very low grandfathered flood insurance. Available for sale or lease.

3917 3rd St, Galveston

1 Beds ⋅ 1 Baths ⋅ 372349 MLS ⋅ ACTIVE Status

Tucked away on the quiet west end of Galveston near the water, (3 minute golf cart ride to the beach), This beautifully updated 1-bedroom, 1-bath beach house is the perfect coastal escape. There is also space that could easily be made into another bedroom. Whether you’re looking for a vacation rental or full-time island living, Step inside and you’ll find an updated kitchen and bathroom, and new impact-resistant windows that bring in natural light while giving you peace of mind. Outside? It’s everything you want in a beach property: a large yard with room to entertain or just relax under the coastal sky. Also an enclosed one-car garage PLUS a carport. Whether you’re dreaming of sunset walks, short-term rental income, or your own slice of Galveston paradise, this one checks the boxes.

4019 3rd St, Galveston

3 Beds ⋅ 2 Baths ⋅ 90384517 MLS ⋅ ACTIVE Status

Rare West End opportunity on nearly half an acre with a private pool, elevator, whole-home generator, new roof and wraparound deck—just minutes from the beach. Inside, you'll find custom blinds throughout, generous living areas, and an elevator providing convenient access to all levels. Recent improvements include a new roof and whole-home generator for added peace of mind. Just minutes from the beach, this property combines privacy, comfort, and convenience in one exceptional package. Whether you're looking for a full-time residence, vacation getaway, investment property, or home, this home is ready to enjoy. The oversized lot provides room to spread out and embrace the coastal lifestyle, while the included golf cart makes beach trips and neighborhood cruising effortless. A rare Galveston opportunity offering space, amenities, and island charm.

3915 1st St, Galveston

4 Beds ⋅ 3 Baths ⋅ 5938840 MLS ⋅ ACTIVE Status

Turnkey beachfront home in Bay Harbor with panoramic Gulf views and direct beach access. Set on just under half an acre, this 4-bedroom, 3-bath property sleeps up to 13 and offers strong short-term rental potential. The open-concept layout features soaring ceilings and a wall of windows that frame the beach and fill the home with natural light. A spacious deck extends the living area outdoors, creating seamless indoor-outdoor living. The kitchen and bathrooms have been updated with modern finishes. Recent improvements include a new roof, updated flooring, upgraded lighting, and fresh interior paint. Professionally curated furnishings and décor create a cohesive, move-in ready coastal aesthetic. Enjoy the newly installed outdoor shower and fire pit area after a day on the beach. Whether you're looking for a private coastal escape or a property with income-producing potential, this move-in ready home offers space, style, and direct access to the shoreline.

23401 Termini San Luis Pass Rd, Galveston

3 Beds ⋅ 3 Baths ⋅ 37901753 MLS ⋅ ACTIVE Status

Imagine coming home to this stunning island getaway, offering panoramic views of both the beach and the bay. Start your mornings on the private deck just off the primary suite, a perfect spot to enjoy coffee while taking in the serene coastal scenery. This thoughtfully designed home features 3 bdrms and 3 bthrms, including a private primary suite on the second floor, and an additional primary bdrm conveniently located downstairs, ideal for guests or multi-generational living. Step through the front door into a bright, open living space filled with natural light, creating a welcoming and airy atmosphere. The property is also set up for short-term rentals, making it a fantastic investment opportunity. Located walking distance from the beach, there is also easy access to a boat ramp and fishing pier—perfect for embracing the coastal lifestyle. Come tour this pristine property and claim your own piece of tranquility, complete with breathtaking views, on the quiet West End of the island.

3920 2nd St, Galveston

4 Beds ⋅ 3 Baths ⋅ 45495158 MLS ⋅ ACTIVE Status

Welcome to Your Dream Beach House on the Westend of Galveston, TX! Embrace coastal living in this new construction property with 4 bedrooms, 3 bathrooms, and a game room. Enjoy beach views from the covered patio and private bay access for water activities. The modern kitchen, open living spaces, and expansive decks offer comfort and entertainment. This single-family home, built in 2024, spans 2667 square feet on a 7500 square feet lot. Discover the epitome of coastal living with this exquisite beach house.

23401 4th Ave, Galveston

4 Beds ⋅ 4 Baths ⋅ 43104144 MLS ⋅ ACTIVE Status

Experience coastal living nestled in Galveston's quiet west-end subdivision of Bay Harbor, not just a zip code but a Way of Life. Perfectly situated between the beach & bay, with easy beach access. On a 20,000 s/f fenced-in lot. A perfect always home, vacation or rental property. This retreat offers Island relaxation or entertainment at its best with a 1000 sq. ft. mid house great room full of sunshine with an open galley-style kitchen. 6 sliding doors & 10 windows offer water views throughout. West side thru French doors, Mother in law Suite, including a kitchenette and handicap shower. East side 3 bedroom 2 baths one wheelchair accessible. Also 1900 Sq. ft. of wrap-around deck and a lift. Downstairs, over 2000 s/f of covered entertaining area along with a large garage & Space to park 6 vehicles, along with a couple of boats. The home is equipped with a professionally installed high-speed network system. Ask about 2017 updates, including aerobic septic system. Low insurances.

4110 2nd St, Galveston

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