Surfside Homes with FHA Finance Available

Surfside Homes with FHA Finance Available

Welcome to Surfside, a charming subdivision located in Surfside Beach, Texas. Situated in Brazoria County, this coastal city offers a tranquil and idyllic setting for residents to call home. With its stunning beaches, warm climate, and friendly community, Surfside is the perfect place to live.

For those interested in purchasing a home in Surfside, you'll be pleased to know that there are options available with FHA finance. This means that individuals who qualify for FHA loans can take advantage of flexible financing options to make their dream of homeownership a reality.

Surfside offers a variety of housing options to suit different preferences and budgets. Whether you're looking for a cozy beach cottage, a spacious family home, or a luxurious waterfront property, you're sure to find something that fits your needs. Many of the homes in Surfside boast modern amenities, open floor plans, and beautiful views of the surrounding natural beauty.

Living in Surfside provides residents with easy access to a range of recreational activities. Whether it's swimming, fishing, boating, or simply relaxing on the beach, there's no shortage of outdoor adventures to enjoy. The city also offers a selection of local shops, restaurants, and entertainment options, ensuring that there's always something to do.

If you're looking for a coastal community with FHA finance available, Surfside is the perfect place for you. Experience the beauty and charm of this Texas gem, and make Surfside Beach your forever home.

Newest Surfside Homes with FHA Finance Available

1 Beds ⋅ 1 Baths ⋅ 87437479 MLS ⋅ ACTIVE Status

Turnkey income-producing investment opportunity in Surfside Beach. This fully furnished short-term rental offers multiple years of documented rental revenue, year-round bookings, and an established rental history. The efficient 1-bedroom, 1-bath floor plan delivers low operating, maintenance, and turnover costs, helping maximize ROI. Located just a short walk to the beach in a high-demand vacation market, this cash-flow-ready property is ideal for investors seeking an established, low-maintenance asset with immediate income potential. Revenue reports available upon request.

411 Olive St, Surfside Beach

2 Beds ⋅ 1 Baths ⋅ 52134602 MLS ⋅ ACTIVE Status

Experience coastal living at its finest in this fully furnished, turnkey 2-bedroom, 1-bath beach retreat, just a short stroll to the pedestrian beach. The showstopper is the 1,100-square-foot wraparound deck, where peekaboo Gulf views, salty breezes, and unforgettable sunsets create the perfect backdrop for relaxing or entertaining. A charming Palapa-covered retreat provides a cool, shaded escape, while the expansive deck provides plenty of room for outdoor dining, lounging, and kids to run and play, seamlessly extending your living space. Inside, the bright open-concept floor plan features large windows, granite countertops, a sea glass tile backsplash, and more. Additional conveniences include an outdoor shower, outdoor half bath, and storage shed. Whether you're looking for a personal getaway or an investment property, this coastal retreat is ready to enjoy from day one. Don't miss your opportunity to own this one-of-a-kind beach escape!

610 Surf Dr, Surfside Beach

3 Beds ⋅ 2 Baths ⋅ 64950992 MLS ⋅ ACTIVE Status

Coastal living at its best! Welcome to 914 Treaty, situated on an oversized lot just blocks from the water with easy proximity to Surfside Beach. This 3-bedroom, 1.5-bath home offers approximately 1,250 square feet with an inviting open-concept layout. Remodeled in 2022, the home features granite countertops, modern lighting, and an updated bath. The kitchen flows seamlessly into the living and dining areas, creating a bright, functional space with natural light. All appliances convey, including the refrigerator and full-size washer and dryer—along with all furniture, linens, and kitchenware—making this a turnkey opportunity. Located on a quiet street with no HOA, the property offers flexibility and strong rental potential. Convenient access to local restaurants, bait shops, the marina, and the beach.

914 Treaty Dr, Surfside Beach

3 Beds ⋅ 2 Baths ⋅ 11831844 MLS ⋅ ACTIVE Status

Perfectly positioned just moments from the beach, this beach getaway sits on two oversized lots, offering the extra outdoor space that’s becoming increasingly hard to find. Whether you’re looking for a full time coastal retreat, weekend escape, or investment, the location puts you within easy reach of the sand while providing plenty of room for boats, RVs, vehicles, and outdoor entertaining. A partially wrapped deck invites you to relax and enjoy the coastal breeze, while both a ramp and stairs provide convenient access to the home. Inside, the open concept living areas create a comfortable gathering space for all. The split floor plan offers a private primary suite with its own bath, while two additional bedrooms and a guest bath provide plenty of room for guests. Lovingly maintained as a second home and STR, this property is being sold fully furnished, making it move in or rental ready from day one

818 Surf Dr, Surfside Beach

3 Beds ⋅ 2 Baths ⋅ 14587374 MLS ⋅ ACTIVE Status

Beach-walk, turnkey, and ready to roll! 1110 Treaty Drive is a fully furnished coastal retreat just a short stroll from the sand in Surfside Beach. Featuring high-vaulted ceilings and expansive natural light, the open living-and-kitchen layout boasts sleek granite countertops, a breakfast bar, and ample prep space built for seamless entertaining. Step into the primary suite with its own private walk-in closet and direct deck access for soaking in those morning ocean breezes. Outdoors, unwind on the covered deck or fire up the ground-level grilling station after a long day on the coast. Built in 2013 with fast access to TX-332, local marinas, and dining, plus ZERO HOA fees—this is the ultimate "leave it and forget it" setup. Lock the door, rent it out, or move right in!

1110 Treaty Dr, Surfside Beach

3 Beds ⋅ 2 Baths ⋅ 84549003 MLS ⋅ ACTIVE Status

Coastal living meets investment opportunity in this stunning beach retreat! This 3-bedroom, 2-bathroom home offers the perfect blend of modern finishes and laid-back beachside charm. The kitchen features quartz countertops and matching stainless steel appliances. Enjoy your morning coffee or an evening sunset from the balcony. Located close to Surfside Jetty County Park, the splash pad, and all the fun Surfside Beach has to offer. Whether you're looking for a tranquil second home or a turn-key investment property, this one checks every box. This property is currently operating as an active Airbnb/short-term rental, making it an excellent income-producing opportunity for investors or those seeking a vacation getaway. Perfectly located just a short walk or golf cart ride to the beach, this home offers the ideal setup for weekend escapes and memorable coastal living. Don’t miss out on this opportunity to make unforgettable memories by the sea.

414 Thunder Rd, Surfside Beach

5 Beds ⋅ 4 Baths ⋅ 39569600 MLS ⋅ ACTIVE Status

Charming 5-bedroom, 3.5-bath coastal beauty, ideally located just 2 blocks from the beach in Midtown Galveston. Spacious chef’s kitchen features gas grill, ample cabinet space, double oven, walk-in pantry & breakfast bar, all opening seamlessly into a large living room;perfect for gathering & entertaining. In addition to the main living area, the home offers a separate den & dedicated dining space for added flexibility.With two primary bedrooms & an office nook on the second level, there’s room for both comfort & productivity. The spa-like primary bathroom is a true retreat, featuring a double-size decorative rain shower w/ a built-in bench, along w/ double sinks & vanity for added comfort. The home’s layout offers plenty of indoor space for entertaining family & friends. Step outside to your own backyard oasis featuring a heated pool. Two-car garage adds convenience & storage.Centrally located, enjoy easy access to grocery stores, shopping, restaurants & local entertainment venues.

5525 Ibis Dr, Galveston

3 Beds ⋅ 3 Baths ⋅ 59869905 MLS ⋅ ACTIVE Status

Welcome to 316 Sea Bean—where relaxed beach living meets modern updates. This recently remodeled home offers stunning Gulf views and sits on a spacious double lot, giving you extra room to spread out, entertain, or simply enjoy the coastal breeze. Step outside to two expansive decks, perfect for morning coffee, sunset views, or hosting friends and family. The fully fenced yard provides privacy and flexibility—ideal for pets, outdoor gatherings, or storing beach gear. Located just three blocks from the beach, you’ll love the easy access to sand and surf, while still being conveniently close to local parks, shopping, and entertainment. Whether you're looking for a full-time residence, vacation getaway, or investment property, this one checks all the boxes for coastal charm and convenience. Don’t miss your chance to own a slice of the Gulf lifestyle!

316 Seabean St, Surfside Beach

2 Beds ⋅ 3 Baths ⋅ 21552068 MLS ⋅ ACTIVE Status

Profitable vacation rental seeking a new owner to reap the benefits of this coastal gem just blocks from the beach! Set on a huge 13,159 sq ft fenced lot, this 2 bed, 2 bath Surfside retreat is sold w/ furniture & blends beach-house charm, income potential, & room to grow. Tons of updates throughout include new floors, new bathroom faucets, toilets & vanities, plus new kitchen cabinets, counters & sink. Inside, enjoy a bright open living area w/ large bay windows, kitchen/dining combo, easy natural light, an en-suite primary, spacious secondary bedroom, & a relaxed coastal feel throughout. Outside, the property truly stands out w/ a massive deck for catching the gulf breeze, front porch, oversized fenced yard, double gate entry, & space under the home for parking or entertaining complete w/ sink/shower room. Great as a personal getaway or income-producing rental, w/ exciting potential to add even more outdoor amenities for guests.

219 Fort Velasco Dr, Freeport

3 Beds ⋅ 1 Baths ⋅ 39250046 MLS ⋅ ACTIVE Status

Welcome to your beachside getaway! This beautifully updated home features top-of-the-line appliances, including a reverse osmosis system, while maintaining its original charm with restored paneling and bedroom doors. Built for coastal living, the home is hurricane-ready with torch-down roofing, impact-resistant windows and front door, and windstorm-rated storm shutters. All new appliances 2020. New HVAC system. Tankless water heater. New PVC plumbing. New electrical. Enjoy the convenience of an outdoor shower after a day at the beach and relax in the peaceful outdoor space perfect for entertaining or unwinding. The garage provides ample storage for your golf cart, beach gear, and more. A perfect blend of comfort, character, and coastal durability. Furnishings negotiable.

311 Oyster St, Surfside Beach

6 Beds ⋅ 5 Baths ⋅ 65303604 MLS ⋅ ACTIVE Status

Wake up to wall-to-wall Gulf views in this 6BR, 4.5BA Surfside Beach stunner—built for family fun & prime rental income! Spanning 3,000 SF, this retreat pairs comfort w/ versatility, featuring a massive island kitchen, pantry, dining & spacious living area all on the main level. Two guest bedrooms share a full bath downstairs plus a half bath for convenience. Upstairs you’ll find the private primary suite w/ ensuite, 3 more well-sized bedrooms, another full bath, a large game room & a sleek lounge-style retreat overlooking the water—perfect for cocktails, reading or bonus hangout space. Designed to capture breathtaking ocean views throughout, interiors boast soaring ceilings, tile & laminate flooring, plus washer/dryer & refrigerator included. Outdoors, a huge covered balcony offers multiple seating areas & a hot tub where sunsets steal the show. Just seconds from the sand & minutes to Surfside dining, shops & recreation, delivering dreamy coastal living!

116 Starfish St, Surfside Beach

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