Jamaica Beach Homes with FHA Finance Available

Jamaica Beach Homes with FHA Finance Available

Jamaica Beach: A Coastal Paradise in Galveston County, Texas

Welcome to Jamaica Beach, a charming subdivision located in Galveston County, Texas, United States. Nestled along the beautiful coast, this seaside community offers a perfect blend of tranquility and recreational opportunities. With its prime location, residents of Jamaica Beach enjoy easy access to stunning beaches, vibrant coastal activities, and a friendly community atmosphere.

Jamaica Beach is an ideal destination for those seeking a home with FHA finance available. FHA loans provide a great opportunity for first-time homebuyers or those with limited down payment options. These loans are insured by the Federal Housing Administration, allowing lenders to offer more flexible terms and lower interest rates. Whether you're a young family looking to settle down or a retiree seeking a peaceful coastal retreat, Jamaica Beach offers a range of homes that qualify for FHA financing.

Living in Jamaica Beach means enjoying a laid-back coastal lifestyle. With its well-maintained streets, beautiful waterfront properties, and a range of amenities, this subdivision offers a peaceful retreat from the bustling city life. Residents can take advantage of the community's private beach, marina, swimming pool, and playgrounds. Fishing enthusiasts will appreciate the nearby Galveston Bay, known for its abundant marine life and excellent fishing spots.

Jamaica Beach is also conveniently located near Galveston's attractions, including historic sites, shopping centers, and delicious dining options. With its close proximity to major highways, residents can easily explore the nearby cities of Houston and Texas City.

If you're looking for a coastal paradise with FHA financing options, Jamaica Beach is the perfect place to call home. Discover the beauty and serenity of this charming subdivision and start living the coastal dream today.

Newest Jamaica Beach Homes with FHA Finance Available

2 Beds ⋅ 2 Baths ⋅ 37180142 MLS ⋅ ACTIVE Status

Completely remodeled coastal home taken down to the studs & finished in 2023. Major upgrades include 100% new plumbing & electrical, new roof (2024) w/ ridge vent, new pilings w/ home leveled, hurricane-rated exterior doors, FEMA-compliant engineered flood vents, Hardie board exterior upgrades, & serviced hurricane shutters—ideal for coastal durability & insurance peace of mind. Interior features all-new insulation, drywall, lighting, & finishes throughout w/ tile flooring downstairs & laminate upstairs. The fully remodeled kitchen offers new cabinetry, marble waterfall island, & all new appliances. Upstairs & downstairs bathrooms fully renovated with custom tile & modern fixtures. Outdoor highlights include expanded concrete drive & walkways, fenced yard w/ irrigation (2024), outdoor shower, private canal access w/ ladder, & entertaining bar area. Additional features include new central A/C upstairs, newer downstairs unit, Nest thermostat & cameras. Truly move-in ready beach living!!

16531 Nassau Way, Jamaica Beach

4 Beds ⋅ 5 Baths ⋅ 22439959 MLS ⋅ ACTIVE Status

WOW!! FRONT ROW PANORAMIC BEACHVIEWS!! Spectacular 4-bedroom, 5-bathroom waterfront home, located in Jamaica Beach – one of Galveston’s most sought-after neighborhoods. Completely remodeled AND fully furnished (with over $100,000 in upgrades!) ready for move-in or rentals. High ceilings and an open-concept design create a seamless flow and expansive main living areas that offer breathtaking beach views. Kitchen and bathrooms have new quartz countertops and Master bedroom provides direct entrance to the deck! Wrap-around deck with Trex railing gives you opportunity to enjoy the beach views in the sun or the shade. This large beachfront lot provides parking and secure outdoor for all of your water toys. This is truly a One-of-a-Kind Opportunity as it is the only home of this size and price currently available in Jamaica Beach! Unbelievable rental income potential with strong demand, premium rates, and year-round cash-flow opportunity.

16627 Jamaica Beach Rd, Galveston

2 Beds ⋅ 2 Baths ⋅ 31931126 MLS ⋅ ACTIVE Status

Immaculate east facing canal home ideally situated on a large cul-de-sac lot in Jamaica Beach offers plenty of space for outdoor entertaining & room to add a pool. This well maintained property features numerous updates, including a new bulkhead in 2025 and new pilings in 2024 providing peace of mind for waterfront living. Additional improvements include impact resistant doors & windows, a newer HVAC system with strapped ductwork, spray foam insulation, durable Hardie siding, & Trex decking secured with stainless-steel screws, Boat house with lift, and sprinkler system. The home also offers 912 sq. ft. of additional ground level living space providing plenty of flexibility for guests, or relaxing after a day on the water. With its desirable east facing canal location, extensive updates, spacious lot, and exceptional outdoor living potential, this Jamaica Beach home is ready to enjoy. Conveys fully furnished, making it an ideal coastal retreat, vacation home, or waterfront investment.

4222 Spanish Main, Jamaica Beach

2 Beds ⋅ 2 Baths ⋅ 35689634 MLS ⋅ ACTIVE Status

A rare find in Jamaica Beach, this charming 2-bedroom, 2-bath bungalow offers the convenience of a dedicated indoor laundry room with washer and dryer. Fresh interior and exterior paint, updated bathrooms, window treatments, and a beautiful wood ceiling create a warm coastal feel throughout. Enjoy Gulf views and island breezes from the spacious deck with two stairways. A new AC system was installed in 2024, and all appliances convey. Additional features include a double-wide driveway, garage with storage, and a 200+ square foot climate-controlled bonus space ideal for an office, hobby room, hangout area, or additional storage. Conveniently located near the beach and Galveston Bay, this move-in-ready home is perfect for full-time living, weekend escapes, fishing, boating, or entertaining. Jamaica Beach Police, Fire, and EMS services provide added peace of mind.

16717 Captain Hook, Jamaica Beach

3 Beds ⋅ 2 Baths ⋅ 33404826 MLS ⋅ ACTIVE Status

Your ultimate coastal paradise awaits in Jamaica Beach! This well-maintained canal front vacation home offers a premier waterfront location, situated just a short boat ride to West Bay. Three bedrooms, one full bathroom & a half bath located on the upper level. Ground level has a bunk room and convenient full bath, that is perfect for guests. The property comes packed with recent high-end upgrades and seamless beach access. This boaters dream has a private boat house equipped with a secure boat lift right on the canal. Expansive outdoor deck featuring brand-new, durable Trex decking. Brand-new carpet installed in all bedrooms (2026). Sleek, easy-to-clean vinyl flooring flows through out the living areas. New roof (2024) and new impact-resistant windows. Community Perks include stellar police and fire services, park, boat ramp, pavilion, and pool. This turnkey island retreat is ready for immediate enjoyment or a high-performing vacation rental! Lot next door also for sale!

16613 Flamingo Way, Jamaica Beach

3 Beds ⋅ 2 Baths ⋅ 70093647 MLS ⋅ ACTIVE Status

STUNNING waterfront home that showcases amazing sunset views!!! Nicely updated home in the perfect location... The home features a beautiful kitchen with stainless appliances, quartz countertops, coastal light, bright colors, and shaker style cabinetry. Durable waterproof laminate throughout. Unique coastal fixtures. Primary retreat features attached full bathroom, nice tile walk-in shower with multiple shower heads. Enjoy a famous Galveston sunset while relaxing on the wrap around deck. Ground level entertaining mecca offers multiple gathering spaces, boat house with lift, outdoor shower and bar, and a place to store your boat trailer. Adjacent lot available for sale as well.

16719 Tahiti Way, Jamaica Beach

4 Beds ⋅ 3 Baths ⋅ 91327163 MLS ⋅ ACTIVE Status

Great location to watch stunning sunsets over the bay right from your porch! This 4BR/3BA home features 2 bedrooms and 2 baths upstairs plus 2 bonus bedrooms and a full bath with a private entrance on the ground level for guest overflow. The main level boasts an open floor plan, high ceilings, kitchen/dining combo with breakfast bar, living area plus additional flex space currently housing the air hockey table. Adjacent to the flex space is a south facing deck with beach views, perfect to drink your morning coffee and enjoy the Gulf breeze. Recent updates include the kitchen, appliances, bathrooms, fixtures, windows, interior/exterior paint and more. Situated on an oversized corner lot, the ground level provides plenty of space for outdoor entertaining and yard games. Located just a short golf cart ride to the beach and local eateries. The home is being conveyed fully furnished including air hockey table, foosball table and 2 kayaks, so all you have to do is pack your bags and move in!

16725 Edward Teach Rd, Jamaica Beach

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