Houston Homes with Assumable Finance Available

Houston Homes with Assumable Finance Available

Welcome to Houston, Texas – a vibrant city known for its rich cultural diversity, thriving economy, and exceptional educational opportunities. Nestled in Harris County, Houston boasts a robust school district that prioritizes student success and community engagement. The Houston Independent School District (HISD) is one of the largest and most dynamic in the nation, offering a wide array of academic programs, extracurricular activities, and support services designed to foster a well-rounded education. With a commitment to excellence, HISD features numerous National Blue Ribbon Schools and offers specialized programs, including magnet schools that cater to the unique interests and talents of students.

As you explore the housing market in Houston, you'll be pleased to discover a selection of homes with assumable financing options. This unique feature allows potential buyers to take over the existing mortgage on a property, often at favorable terms. This can be a fantastic opportunity for first-time buyers or those looking to make a smooth transition into their new home without the stress of securing a new loan.

Whether you’re drawn to the bustling city life, the serene suburban neighborhoods, or the cultural richness that Houston has to offer, you’ll find a welcoming community that embraces families and individuals alike. With excellent schools, a diverse housing market, and the potential for financial flexibility through assumable financing, Houston is truly a place where dreams can take root and flourish. Come explore your future in this incredible city!

Newest Houston Homes with Assumable Finance Available

3 Beds ⋅ 4 Baths ⋅ 3724915 MLS ⋅ ACTIVE Status

2.625% mortgage rate Assumable Loan!! Great Opportunity! Modern three-story home located in the heart of EaDo, offering a well-designed layout, private living spaces, and exceptional outdoor features just minutes from Downtown Houston. This home features 3 bedrooms and 3.5 bathrooms, with each bedroom offering a private en-suite bath, providing ideal comfort and flexibility for guests, roommates, or work-from-home living. The layout includes a first-floor suite with private entry and space for a stackable washer and dryer, making it ideal for a guest suite, home office, or semi-private living arrangement. Designed for both everyday living and entertaining, the home includes a rooftop terrace with city views and a balcony off the main living area. Both outdoor spaces include natural gas and water connections, adding convenience for outdoor cooking. Located in a vibrant EaDo setting with easy access to Downtown Houston, major freeways, restaurants, entertainment, and sporting venues.

316 Jensen Dr, Houston

3 Beds ⋅ 4 Baths ⋅ 44022117 MLS ⋅ ACTIVE Status

Discover elevated living in this stunning 3-bedroom home nestled within a gated community, designed for effortless entertaining and everyday comfort. The open-concept first floor flows seamlessly from the chef’s kitchen—featuring stainless appliances and a large island with a breakfast bar—into the dining area and a living room centered by a gas log fireplace. Retreat to the private primary suite, a true sanctuary boasting a recently updated, spa-inspired bath with dual vanities, soaking tub, separate glass shower, and an expansive walk-in closet. The upper levels offer incredible versatility, including a 2nd floor game room and 3rd floor flex space with a half bath, ideal for a home office or guest suite. Outdoor living is a breeze with both a grilling deck & a rooftop terrace equipped with a built-in grill. Complete with an attached 2-car garage. Ideally located near the White Oak Bayou Greenway for easy access to hike/bike trails and walkable to nearby Heights restaurants and parks!

1516 Dyer Lake Ln, Houston

3 Beds ⋅ 4 Baths ⋅ 15455484 MLS ⋅ ACTIVE Status

Tucked inside a gated community in the heart of Houston, this practically new 3-Story, 2022 home offers the perfect balance of privacy and accessibility. Just minutes from NRG Arena, Texas Medical Center, Downtown, and the Galleria, enjoy city convenience with a suburban feel. Featuring a full third-floor bathroom and loft. High-end finishes throughout, and an easy-to-maintain yard, this home is designed for modern living. Spacious and thoughtfully laid out, it’s perfect for entertaining, relaxing, and everything in between. High end refrigerator, washer, dryer included. Don’t miss your opportunity to own this stunning beauty, just in time for the 2026 FIFA World Cup! Schedule your showing today!

1913 Kirby Landing Dr, Houston

2 Beds ⋅ 2 Baths ⋅ 92929611 MLS ⋅ ACTIVE Status

Whether you're looking to grow your investment portfolio, offset your cost through house hacking, or create a flexible setup for multigenerational living, this turnkey duplex offers exceptional versatility. Built in 2020 and just a half mile from 610 and minutes from 288, each unit features 2 bedrooms, 2 bathrooms, an open-concept layout, luxury vinyl plank flooring (no carpet in the downstairs unit), 9-foot ceilings, and vaulted ceilings in the oversized bedrooms. Walk-in closets, stainless steel appliances, full-size washers and dryers, and keyless entry provide the modern features today's occupants appreciate. Outside, enjoy a large fenced backyard and a private driveway. With newer construction, updated finishes, and major components already in place, this property is designed for low-maintenance ownership. Explore the potential for DSCR, generate rental income, live in one unit while renting the other, or keep loved ones close while maintaining privacy. Call today!

4405 Mallow St, Houston

4 Beds ⋅ 5 Baths ⋅ 18936761 MLS ⋅ ACTIVE Status

GREAT INCOME PROPERTY OR HOUSE HACKING OPPORTUNITY! LIVE ON ONE SIDE, RENT OUT OTHER HALF OF DUPLEX! 2 bed, 2.5 bath per unit. Unit A is currently rented out. Each unit includes a private 1-car garage and huge BACKYARD. Quiet street right across from Brookline Elementary and Brookline Park. 3227A & B Real St features EPIC 14-ft ceilings in the living area and ALL appliances are included! Kitchen and bathrooms feature luxurious granite counters and custom high quality, furniture grade soft-close cabinets. Primary bedroom includes walk-in closet and vaulted ceilings. Both bedrooms on opposite side of 2nd level allow for total privacy! Low maintenance vinyl wood flooring throughout both homes (no carpet). Less than a 15 minute drive to anything you need in Downtown Houston. Less than a 10 minute drive to the University of Houston. Don't miss out on this opportunity and schedule a showing today! This is a full Duplex.

3227 Real St Unit B, Houston

3 Beds ⋅ 4 Baths ⋅ 16297655 MLS ⋅ ACTIVE Status

This stylish property in Memorial Heights offers a modern living experience. With 3 bedrooms, 3 bathrooms, and 2642 square feet of space, this single-family detached home is perfect for comfortable living. The contemporary design features custom details, high ceilings, and a fourth-floor terrace with stunning downtown views. Located in the Rice Military/Washington corridor, this home boasts a prime location near parks, downtown, and major Houston neighborhoods. Enjoy quartz countertops, wood floors, and a well-equipped kitchen. Don't miss out on the opportunity to own this gem in the heart of Houston. Contact us today for a viewing!

607 Memorial Heights Dr, Houston

3 Beds ⋅ 2 Baths ⋅ 83445894 MLS ⋅ ACTIVE Status

Stunning new home perfectly located across from a park with a running track, baseball cages, tennis courts, and football field. Fully fenced for privacy with a driveway gate and a brand-new concrete driveway that fits 6 cars. Inside, enjoy spacious rooms with large walk-in closets and a modern kitchen featuring jade tile backsplash, quartz countertops, a kitchen island, and brand-new appliances with Lowe’s warranty. The huge master suite includes his-and-hers closets and direct backyard access. The luxurious master bath features dual showers, a glass-encased soaking tub, dual vanities, a large towel closet, and a beautiful skylight. A rare blend of comfort, privacy, and location! Make sure to check out our virtual tour! OWNER MAY TAKE PAYMENTS, PLEASE ASK.

1009 Genova St, Houston

3 Beds ⋅ 4 Baths ⋅ 68205543 MLS ⋅ ACTIVE Status

Beautiful 3 story free-standing modern home built in 2002 featuring 3 bedrooms, 3 full bathrooms, 1 half bathroom, and a two-car garage. The flexible first-floor layout includes a spacious flex room that can be used as a game room, media room, or home office, along with a private bedroom featuring an ensuite bathroom. The 2nd floor offers a spacious living room with a gas fireplace, formal dining room, kitchen, and two private balconies, creating an ideal space for entertaining. Recent updates include fresh interior paint, modern bathroom mirrors, lighting, updated kitchen cabinet hardware, and a stylish new chandelier in the stairwell, enhancing the home's contemporary appeal. The 3rd floor features the primary suite, a secondary bedroom, and utility room. The primary suite features an ensuite bathroom with a walk-in shower, separate tub, two sinks, and spacious walk-in closet. The three-story layout provides a functional separation between living, entertaining, and private spaces.

810 Malone St, Houston

3 Beds ⋅ 3 Baths ⋅ 70731814 MLS ⋅ ACTIVE Status

Contemporary stand-alone corner patio home in a gated community with abundant natural light throughout! This 3 bed/2.5 bath home features a functional open-concept layout ideal for entertaining, with a kitchen featuring granite countertops that flows seamlessly into a spacious living and dining area on the 2nd floor. High ceilings and large windows are complemented by top-down/bottom-up cellular shades. Also located on the 2nd floor, is the primary suite with a spacious bathroom, double sinks, separate tub and shower, and large walk-in closet. The 1st floor includes 2 bedrooms with spacious closets, full hall bathroom with a tub/shower combo, and access to the attached 2-car garage. Enjoy a private backyard/outdoor area. HOA covers water, trash, grounds maintenance, and community gate. Ideally located near restaurants, bars, and Memorial Park with easy access to I-10 and 610. Seller has an assumable loan with a 2.65% interest rate, subject to lender approval and buyer qualification.

4448 Center St, Houston

6 Beds ⋅ 4 Baths ⋅ 81533297 MLS ⋅ ACTIVE Status

Stunning luxury duplex offering exceptional investment potential and a rare house-hacking opportunity. One side is currently occupied by a long-term tenant, providing immediate rental income, while the other unit is move-in ready for an owner-occupant or additional tenant. Each unit features 3 bedrooms, 2.5 baths, an open-concept layout, nine-foot ceilings, granite countertops, soft-close cabinetry, luxury vinyl flooring, walk-in pantry, spacious laundry room, and upscale finishes throughout. No HOA or deed restrictions and not located in a flood zone. Ample parking and conveniently located within 15 minutes of Downtown Houston and The Heights. Ideal for investors or buyers looking to live in one unit and generate income from the other. Schedule your private tour today!

1621 Wellington St, Houston

3 Beds ⋅ 3 Baths ⋅ 35303005 MLS ⋅ ACTIVE Status

Multifamily property is perfect for a primary home with additional income from the other unit, or ideal for an investor. This beautiful property features an open concept kitchen, three bedrooms, and 2.5 baths in each unit. Unit A has a detached garage. No HOA. Location close to downtown. High ceilings, Craftsman-style trim, and ample storage space can be found throughout. Energy-efficient home with 3 bedrooms, 2.5 bathrooms, covered front and rear patios, and an open floor plan. The beautiful kitchen features quartz countertops, Shaker-style cabinets, stainless steel appliances, stone tile backsplash, and a walk-in pantry. Second-floor master suite is highlighted by a quartz-topped vanity and a large walk-in tile shower. Walk-in closets can be found in all 3 bedrooms. Close proximity to the University of Houston, the nightlife of downtown, and Cullinan Park!

6501 Stratton St, Houston

6 Beds ⋅ 4 Baths ⋅ 51344578 MLS ⋅ ACTIVE Status

GREAT FOURPLEX INVESTMENT OPPORTUNITY IN HOUSTON! This income-producing property offers a rare combination of long-term rental stability and value-add potential. Three of the four units are occupied, with long-standing tenants in place for over 10 years. Each unit has a private entrance, increasing privacy and rental appeal. Ideally located near public transportation and just minutes from major freeways—approximately 10 minutes to Downtown Houston and 15 minutes to the Texas Medical Center. The front 2 bed/1 bath units offer potential to be converted into 3 bed/1 bath, providing an excellent upside opportunity for investors looking to increase rents and maximize returns. Don’t miss this multi-family gem! ***PICTURES COMING SOON****

5623 Barremore St Unit A B 1 2, Houston

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