Galveston Homes with Assumable Finance Available

Galveston Homes with Assumable Finance Available

Welcome to Galveston, Texas, a vibrant coastal community that perfectly blends rich history with modern living. Known for its stunning beaches, charming architecture, and lively cultural scene, Galveston is not just a destination for tourists; it’s a wonderful place to call home. One of the key attractions for families is the Galveston Independent School District, which is committed to providing high-quality education to its students. With a range of schools that offer innovative programs, dedicated teachers, and a focus on student success, parents can feel confident in the educational opportunities available for their children.

The Galveston school district boasts a variety of elementary, middle, and high schools that cater to diverse learning needs, ensuring that every child can thrive. Extracurricular activities abound, from arts and athletics to STEM programs, fostering well-rounded development and community involvement.

For those looking to settle down in this picturesque area, the housing market in Galveston is ripe with opportunities, including homes with assumable financing options. This means you can take advantage of favorable mortgage terms already in place, making it easier to transition into your new home without the hassle of starting from scratch.

Whether you’re drawn to the sandy shores, the rich cultural heritage, or the family-friendly atmosphere of Galveston, you’ll find that this community has something for everyone. Explore the available listings today and discover your dream home in this enchanting coastal town!

Newest Galveston Homes with Assumable Finance Available

$1,175,000
4 Beds ⋅ 5 Baths ⋅ 18894337 MLS ⋅ ACTIVE Status
Nestled in the coveted Estate Section of Pointe West, this custom coastal residence pairs refined design w/ resilient construction & exceptional short-term rental potential exceeding $120K annually. With an ASSUMABLE loan at 2.625%, the true cost of this home is actually much less than comparably priced homes! Surrounded on three sides by protected green space, it offers rare privacy and coastal tranquility. Built to last with a marine-grade metal roof and a 26kW whole-home generator, the light-filled open plan captures coastal breezes and natural light. Over 1,400 square feet of covered Trex decks—including a top-floor cupola with 360° views—create remarkable spaces for entertaining & relaxation. The gourmet kitchen features custom Benedettini cabinetry, quartz countertops, & professional-series appliances. Crown molding, cast stone fireplaces, integrated AV systems, & zoned HVAC with dehumidification complete this exceptional coastal retreat. Furnishings may be purchased separately.

25919 Glossy Ibis Way, Galveston
$525,000
3 Beds ⋅ 3 Baths ⋅ 47890320 MLS ⋅ ACTIVE Status
Exquisite Views on Offatts Bayou in this waterfront townhome offering panoramic water views, stunning sunsets, and one of the best locations in the complex overlooking the community pool. Relax on the private balcony while enjoying views of Moody Gardens and seasonal fireworks displays across the water. The open-concept living, dining, and kitchen area features high ceilings, natural light, expansive windows (new), hurricane shutters and seamless access to the outdoor living space. This 3-bedroom, 3-bath home offers spacious bedrooms, ample storage, and an oversized tandem garage with additional workspace for golf carts, fishing gear, or water toys. Association dues include pool & pier maintenance plus water usage. Residents enjoy access to the community pool, fishing pier, nearby marina access, Gulf beaches, The Strand, Seawall, dining, and quick access on and off the island. Units in this waterfront complex rarely become available. No vacation rentals allowed.

8111 Broadway St Unit 4, Galveston
$419,000
3 Beds ⋅ 3 Baths ⋅ 483398 MLS ⋅ ACTIVE Status
A rare opportunity to own your piece of Galveston History. This 1900 Storm survivor, originally part of the Ursuline convent, has a documented history as a civil war field hospital and provided shelter to residents during multiple storms. Featuring original hardwood floors, raised ceilings, and solid wood doors. Home offers a fenced back patio with a fountain for a private oasis and includes a detached Garage with alley access. Situated steps away from the Mardi Gras parade route and minutes from the beach front and everything Galveston has to offer. Restoration begun, this historic gem awaits someone to bring it back to its former glory.

2417 Ave M, Galveston
$499,900
3 Beds ⋅ 2 Baths ⋅ 18593625 MLS ⋅ ACTIVE Status
Welcome to your dream coastal retreat in Laguna San Luis, surrounded by serene wetlands and coastal views on Galveston Island West End. This custom-built, beautifully furnished 3-bedroom, 2-bath beach home offers an open-concept layout with high ceilings, luxury waterproof vinyl plank flooring, and a kitchen featuring Dorian countertops and stainless steel appliances. Step outside to the spacious balcony & enjoy refreshing bay breezes and breathtaking sunset views. After a day at the beach, rinse off in the outdoor shower. The oversized breezeway, and carport provide ample space for guest parking, boats, and RVs.—perfect for hosting family and friends.Community amenities include a pickleball court, pool access, and an underground pedestrian/golf cart tunnel leading directly to Playa San Luis Beach. Fully furnished and move-in ready, this home is perfect as a primary residence, vacation getaway, or investment rental. Schedule your showing and experience coastal living at its best.

25011 San Simeon Ct, Galveston
$489,900
3 Beds ⋅ 2 Baths ⋅ 41501676 MLS ⋅ ACTIVE Status
ASSUMABLE VA LOAN @ 2.65%, what a steal!! This is an absolutely beautiful home in the Driftwood subdivision. Built in 2014 and has been meticulously maintained. This stunning beach retreat comes fully furnished offering 3-bedroom, 2-bath which is great for entertaining, comfortable for living, and perfect for relaxing near the beach. FEATURES INCLUDE: • Oversized lot • High ceilings • Luxury vinyl floors • Walk-in master shower with modern tile • Spacious, walk-in master closet • Guest bedrooms opposite from master suite for privacy • Large pantry • Custom-built cabinets and granite countertops throughout • Extra-large island near kitchen • GENERATOR and LIFT, outdoor shower perfect to wash those sandy toes before entering upstairs. Golf cart with stay with acceptable price. THIS HOME ALSO OFFERS AN ADDITIONAL 8700 SQ FT LOT FOR SALE WHICH ALREADY HAS FULL UTILITIES AS WELL. The possibilities are endless with this property. DON'T MISS THIS OPPORTUNITY TO OWN YOUR PIECE OF HEAVEN

2429 Sand Crab, Crystal Beach
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