Bay City Homes with FHA Finance Available

Bay City Homes with FHA Finance Available

Welcome to Bay City, Texas, a charming town with a top-rated school district that provides excellent educational opportunities for students of all ages. The Bay City school district is known for its dedicated teachers, diverse curriculum, and strong community support, making it a fantastic place for families to settle down and grow.

If you're considering purchasing a home in Bay City, you'll be pleased to know that there are plenty of options available with FHA finance. This means that you may be able to qualify for a home loan with a low down payment, flexible credit requirements, and competitive interest rates. Whether you're a first-time homebuyer or looking to upgrade to a larger property, FHA finance can make your dream of homeownership in Bay City a reality.

Imagine living in a beautiful home in a picturesque town, with access to top-notch schools and the convenience of FHA financing. Bay City offers the perfect blend of small-town charm and modern amenities, making it an ideal place to call home. Don't miss out on the opportunity to own a piece of this thriving community – explore the available homes with FHA finance in Bay City today!

Newest Bay City Homes with FHA Finance Available

3 Beds ⋅ 2 Baths ⋅ 34869359 MLS ⋅ ACTIVE Status

This newly completed Barnett plan centers around a large open kitchen, complete with an island and a walk-in pantry. An airy great room—ideal for relaxing and entertaining—is steps away, as is a dining area. The primary suite is secluded toward the back of the home, offering a walk-in closet and a private bath with a walk-in shower. Toward the front of the home, two bedrooms share a full hall bath. Home complete 04/30/2026. Century Communities is excited to introduce new construction homes for sale in Bay City, TX, at Valor Park. Valor Park offers a serene, welcoming environment near schools, parks, and shopping centers, Matagorda Bay and a short commute to employers like Tenaris, Matagorda Regional Medical Center, and South Texas Project Electric Generating Station.

1112 Independence Ave, Bay City

4 Beds ⋅ 2 Baths ⋅ 80996908 MLS ⋅ ACTIVE Status

New Construction Lennar Houston Home - The Pinehollow Floor Plan - This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner’s suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly. Photos are for illustrative purposes only.

903 Constitution Dr, Bay City

3 Beds ⋅ 2 Baths ⋅ 94025672 MLS ⋅ ACTIVE Status

Experience timeless elegance in this historic 1940 English Tudor, situated on a corner 15,000 sq ft lot adorned w/ majestic oak trees. This beautifully maintained home blends classic architectural charm w/thoughtfully curated modern updates. Step inside to discover the OPEN-SPACE concept throughout & interiors refreshed with NEW CARPET & LVP FLOORING,FRESH PAINT exterior & interior, CEILING FAN w/LIGHT & REMOTE in living room, UPDATED WINDOW TREATMENTS, PROFESSIONAL OAK TREE PRUNING, New additional ATTIC INSULATION, NEW EXTERIOR GFCI, NEW TOILETS & crushed stone front parking area. An oversized bonus room w/entrance—built on an extended slab by the previous owner, seamlessly integrates with the home’s architecture, perfect for entertaining, a media room, or a private retreat.Nice size backyard features a double-hinged gated entry, providing easy access for Over-sized vehicles, boats, RVs. Prime location: minutes from the heart of Bay City,Tenaris, local refineries, and Matagorda Beach.

2801 Ave I, Bay City

5 Beds ⋅ 2 Baths ⋅ 85668773 MLS ⋅ ACTIVE Status

Splendid 5 bedroom home in a quiet neighborhood offering room for everything & everyone! Downstairs offers 2 bedrooms and features an open floor plan with multiple living areas that flow effortlessly for daily life & special gatherings. The kitchen includes stainless steel appliances, granite countertops, & tile backsplash. All appliances will stay! Architectural details such as an arched doorway, built in safes, & fireplace add character & warmth to this traditional style home. Upstairs layout includes 3 more bedrooms, a full bathroom with dual sinks, & a versatile bonus space ideal for a playroom, office, or game room. Backyard has ample outdoor space & is accented by a charming gazebo. There's retractable awnings off the patio & garage provide shade & extend the outdoor living options. There's a separate storage building plus a climate-controlled room at the back of the garage for seasonal items, tools, or hobby gear. Flexible spaces that adapt to your lifestyle!

2025 Tupper Lake Ln, Bay City

3 Beds ⋅ 3 Baths ⋅ 6759367 MLS ⋅ ACTIVE Status

Space, style, and room to pursue your passions come together at 153 County Road 397 in Bay City. At the heart of the home is a showstopping chef’s kitchen featuring an oversized island, abundant cabinetry, generous workspace, stainless steel appliances, double ovens, a gas cooktop, and plenty of seating for gathering and entertaining. The open living area is anchored by a modern fireplace, while expansive windows fill the home with natural light. Outside, enjoy a screened-in patio and an expansive one-acre yard with plenty of room to relax, entertain, or create the outdoor space you have always wanted. A three-car garage and separate approximately 800-square-foot shop provide exceptional space for vehicles, equipment, storage, projects, or recreational toys. The home is equipped with a whole-home generator. This is a rare opportunity to enjoy a spacious modern home with the land and workspace to match.

153 County Road 397, Bay City

3 Beds ⋅ 2 Baths ⋅ 87117781 MLS ⋅ ACTIVE Status

Beautiful and updated property to hit the market!!! This 1693 sq ft 3 bed/2 bath home is perfect for a starter home for first-time home buyers or income producing property. It also includes a large 900+ sq ft workshop building in the back equipped with a bathroom and an extra storage shed. Brand new ac installed in 2025. This home is located in a good neighborhood where you can take daily, friendly walks at any time of the day. This home also has two living areas, spacious rooms located upstairs, and a nice wide open covered back porch. Come take a tour! Call to make an appointment today or for more info. Hablo español.

2009 Sandlewood Dr, Bay City

3 Beds ⋅ 2 Baths ⋅ 74559289 MLS ⋅ ACTIVE Status

Spacious, one-owner home that has been lovingly cared for and well maintained through the years. The open and inviting floor plan features generously sized rooms and an abundance of windows that fill the home with natural light. Situated on a quiet cul-de-sac, the property offers a large, fully fenced backyard shaded by mature trees. A substantial metal barn, built in 1989, provides excellent space for hobbies, a workshop, storage, or entertaining. Conveniently located near the junior high school, this home is ready for new owners to add their personal style and breathe new life into it. This well-established property offers wonderful potential and plenty of room to make it your own!

1420 Elm Ave, Bay City

6 Beds ⋅ 5 Baths ⋅ 67826175 MLS ⋅ ACTIVE Status

This is a beautiful home that has so much potential. It has been run as a Bed and Breakfast in the past. There are separate living quarters off of the garage with it's own kitchen and living areas plus a private backyard space. The home has three living areas, an eat in kitchen and two kitchenettes. The home offers some wonderful vintage touches. You have to take a tour to appreciate all that it has to offer. The owner plans to leave the washer and dryer, as well as, the new refrigerator. They are open to leaving some of the furniture as well. Don't miss out of this opportunity. Schedule a showing today.

1720 Elm St, Bay City

4696211 MLS ⋅ ACTIVE Status

1.5 Acres of Cleared Land for Sale – Bay City, TX Discover 1.5 beautiful acres located on Avenue B in Bay City, Texas. This spacious lot is cleared and ready for your next home or project. A culvert is already in place, providing easy and direct access to the property. Enjoy a rare combination of privacy and space — all within city limits. Whether you're looking to build a custom home or invest in future development, this prime piece of land offers endless possibilities.

900 Ave B, Bay City

3 Beds ⋅ 3 Baths ⋅ 93343891 MLS ⋅ ACTIVE Status

This recently updated 3 bed, 2.5 bath home sits on 2 lots that total almost half an acre. Inside, enjoy modern touches like vinyl plank flooring, recessed lighting, updated ceiling fans and light fixtures, granite countertops, and new cabinetry. The primary bedroom includes an en suite bath with double vanity sinks, walk-in shower, and two walk-in closets. The secondary bedrooms are spacious with large closets. Additional features include an enclosed sun room, extra space for a small office or storage, rock landscaping, mature oak trees, and the option for a privacy fence to be installed. Situated in a desirable location, this home is perfect for those seeking modern amenities and space. Move in ready!

4501 Areca Dr, Bay City

3 Beds ⋅ 2 Baths ⋅ 90929968 MLS ⋅ ACTIVE Status

Beautiful 7 acre property with a move in ready 3 bedroom, 2 bathroom double wide manufactured home. This open concept floor plan features a built entertainment center in the living room, large kitchen island, and crown molding. The primary bedroom has an en suite bathroom with double vanity sinks, a large soaking tub, separate shower, and walk in closet. Both secondary bedrooms also have ample walk in closet space. The home features many updates including vinyl plank flooring, updated ceiling fans and light fixtures, blinds, fresh paint, and metal roof and gutters installed in 2025. Enjoy sitting on the large front and back covered porches with plenty of space outside while still being close enough to enjoy the conveniences in Bay City!

882 County Road 404, Bay City

3 Beds ⋅ 1 Baths ⋅ 52763995 MLS ⋅ ACTIVE Status

Located in the center of town, this home is well maintained and ready for its new owner. Great square footage & ideal layout, this home also features an amazing back yard with a large covered patio, additional pergola, and storage building. Interior of the home has an large living area with an electric color changing fireplace, formal dining or area that can be used for an office space, spacious kitchen upgraded with granite countertops, soft closing cabinets, stainless modern appliances, and a large island with bar stool seating. This home is ready to go!

1413 Andrea Dr, Bay City

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