Tiki Island Homes with FHA Finance Available

Tiki Island Homes with FHA Finance Available

Tiki Island: A Tropical Paradise in Galveston County, Texas

Welcome to Tiki Island, a hidden gem nestled in the heart of Galveston County, Texas. This picturesque city is a tropical paradise, offering residents and visitors a unique coastal living experience. With its prime location on the Gulf Coast, Tiki Island boasts stunning waterfront views, pristine beaches, and a vibrant community.

Tiki Island is the perfect place for those seeking homes with FHA finance available. Whether you are a first-time homebuyer or looking to upgrade your current residence, FHA financing offers flexible options to make your dream home a reality. With FHA finance available, you can take advantage of low down payments, competitive interest rates, and easier qualification requirements.

The real estate market in Tiki Island is thriving, with a diverse range of properties to suit every taste and budget. From charming beachfront cottages to luxurious waterfront estates, Tiki Island offers a wide variety of housing options. With FHA financing, you can explore these homes with confidence, knowing that you have access to affordable financing options.

In addition to its beautiful homes, Tiki Island offers a host of amenities and attractions. Residents can enjoy boating, fishing, and water sports right in their backyard. The city also boasts a vibrant dining scene, with numerous restaurants offering delicious seafood and local cuisine.

If you are looking for a tropical paradise with FHA finance available, Tiki Island is the perfect destination. With its stunning natural beauty, thriving real estate market, and FHA financing options, Tiki Island offers the best of coastal living in Galveston County, Texas.

Newest Tiki Island Homes with FHA Finance Available

$1,150,000
4 Beds ⋅ 4 Baths ⋅ 82518881 MLS ⋅ ACTIVE Status
Waterfront living on Tiki Island! This spacious home offers 2,704 SF of coastal comfort with canal frontage, a new 2026 boat slip & easy bay access for boating, fishing & waterfront recreation. Enjoy expansive canal-side decks with covered outdoor living areas perfect for dining, entertaining, BBQs & relaxing while taking in beautiful water views. Inside, soaring ceilings, abundant natural light, wood flooring & a picturesque fireplace create an inviting atmosphere. The large kitchen features extensive workspace, prep sink, breakfast bar & corner pantry. The primary suite includes dual vanities, soaking tub, separate shower & dual walk-in closets. Recent updates include new HardiePlank siding, exterior paint & lighting (2025), plus new carpet & custom tile shower (2026). Additional highlights include an oversized high-clearance double garage, 3-lane driveway, outdoor shower, dual HVAC systems, fenced side yards & multiple balconies. Island living at its finest!

1110 Papeete St, Tiki Island
$749,000
3 Beds ⋅ 3 Baths ⋅ 76546397 MLS ⋅ ACTIVE Status
Experience elevated waterfront living in Tiki Island! This immaculately maintained coastal retreat welcomes you from an expansive deck overlooking the water into a light-filled interior with soaring ceilings and walls of windows showcasing beautiful waterfront views from both levels. The first floor features an open-concept living area, chef’s kitchen, bonus room, two bedrooms, and two full baths. The kitchen impresses with designer backsplash, abundant cabinetry, stainless steel appliances, breakfast bar, and expansive granite countertops. Upstairs, the private primary retreat offers a balcony overlooking the water and a spa-inspired en-suite with soaking tub, walk-in shower, dual sinks, and walk-in closet. Enjoy the ultimate coastal lifestyle with a private boathouse, generous outdoor entertaining spaces, covered parking, additional garage space, and the neighborhood park just a short stroll away.

314 Windward Way, Tiki Island
$670,000
3 Beds ⋅ 3 Baths ⋅ 91806815 MLS ⋅ ACTIVE Status
MOTIVATED SELLER!!! Recently remodeled one story 3/2/2 with a recently serviced elevator on wide canal with easy access to West Galveston Bay. This home features a spacious open concept living, kitchen, dining area with a wall of windows. Front door is custom and installed in Feb. Kitchen has been remodeled with new wood cabinets, granite countertops, new dishwasher, double oven and range hood and new beer fridge. Both bedroom have newly remodeled bathrooms with seamless glass shower doors and new carpet in guest bedrooms and new tile in the rest of the rooms. All new decking and stairs, bar added downstairs for entertaining and added a room and half bath downstairs as well. With a powder coated fence around the yard. Remaining furnishing and the boat are negotiable. The 8500# boatlift/ cradle was built for a 27 ft boat. Hardie siding, gutters, expanded dock, sprinkler system, new A/C system and ductwork(2020), Done by previous owner. List of Upgrades and Improvements in photos.

1823 Tiki Dr, Galveston
$619,999
2 Beds ⋅ 2 Baths ⋅ 22908406 MLS ⋅ ACTIVE Status
Perfect Tiki "ONE STORY" Bay Front home with wraps of water frontage everywhere the eye can see! Great upper deck for entertaining, enjoying the constant breeze and sunshade The lower deck has an outdoor covered patio for your grilling/entertaining. Straight shot boat parking. Room for boat expansion Must see this hidden gem!

223 Easterly Dr, Tiki Island
$625,000
3 Beds ⋅ 2 Baths ⋅ 84344769 MLS ⋅ ACTIVE Status
This updated 3 bedroom, 2 bath coastal canal home comes fully furnished! It is a perfect place to call home or a vacation destination. The open plan is inviting, as the living room flows to the dining and the kitchen areas, which leads to effortless entertaining. Primary bedroom offers a private balcony and ensuite with a walk-in shower and two walk-in closets. Secondary bedrooms are spacious with walk-in closets and provide an enjoyable retreat for family and guests. Outside you find an attached screened porch and a large deck to inspire endless ideas for outdoor living. Downstairs offers an expansive patio with a build-in bar and tranquil canal front views. A nice outdoor space for all of the fun and relaxing times to come! Additionally, enjoy the convenience a fish cleaning station, covered boathouse with lift and a platform lift. ***The Golf cart and Jet ski convey with the sale of the home.***

238 Bamaku Bnd, Tiki Island
$1,195,000
4 Beds ⋅ 3 Baths ⋅ 14034091 MLS ⋅ ACTIVE Status
Discover the first home at The Neighborhood at Tiki Island, a collection of premier luxury canal-front residences in Tiki Island, offering refined coastal living. Designed to capture panaromic water views, this home features a seamless indoor-outdoor flow perfect for an elevated lifestyle. The open-concept layout centers around a designer kitchen that extends to a spacious covered deck, enhancing your connection to the water. The primary suite serves as a serene private retreat, complete with a spa-like bath and direct balcony access. With 4 bedrooms and 3 baths, this home boasts high-end finishes, quality construction, and the added convenience of an elevator. A rare, elevated coastal opportunity designed specifically for boaters and beach-goers seeking the ultimate lifestyle.

107 Gulf Dr, Tiki Island
$649,000
4 Beds ⋅ 3 Baths ⋅ 45796966 MLS ⋅ ACTIVE Status
Welcome to your waterfront escape on Tiki Island! Perfectly positioned on an oversized lot and a half with quick, easy access to the bay, this canal-front retreat is designed for effortless coastal living. Expansive deck space, multiple indoor and outdoor entertaining areas, and an outdoor bar with a roll-up serving window create the ultimate setting for hosting family and friends. The first level features a bunk room, living area, and full bath ideal for guests. Upstairs, natural light fills the beautifully updated kitchen, spacious living area, two bedrooms, and a full bath. The private third-floor primary suite is a true retreat with its own deck, oversized bathroom, generous closet space, and peaceful separation from the rest of the home. Whether you're searching for a full-time waterfront residence or the perfect second home, this property offers the boating, entertaining, and laid-back island lifestyle you've been dreaming of.

223 Kona Dr, Tiki Island
$449,999
3 Beds ⋅ 3 Baths ⋅ 16710403 MLS ⋅ ACTIVE Status
Waterfront investment opportunity ideal for a fix-and-flip or buy-and-hold strategy. This elevated single-family home offers 3 bedrooms, 2 bathrooms and approximately 2,457 square feet, with a spacious interior layout, canal access, boat lift and waterside patio. The roof and HVAC system are approximately one year old. The property requires rehabilitation and updating, providing an opportunity to renovate and customize the existing structure. Seller is reviewing offers as received and reserves the right to accept an offer before the deadline. Proof of funds and an expedited closing are required.

1435 Tiki Dr, Tiki Island
$625,000
3 Beds ⋅ 3 Baths ⋅ 17820200 MLS ⋅ ACTIVE Status
Welcome to 543 Sunset Circle Tiki Island! This 3 bed, 3 bath home features a modern kitchen with granite countertops and stainless steel appliances. The main level living room is perfect for relaxing. Upstairs, each bedroom has a walk-in closet. Enjoy 70 feet of water frontage on a large canal with easy bay access. The oversized deck and multi-tiered patio are great for entertaining. Boaters will appreciate the two lifts, including a double jet ski lift and boat lift, as well as the 50amp electrical hook up at the dock. A fantastic property for boating enthusiasts!

543 Sunset Cir, Galveston
$775,000
3 Beds ⋅ 3 Baths ⋅ 4471571 MLS ⋅ ACTIVE Status
Wake up to the relaxed pace of Tiki Island and enjoy the waterfront lifestyle you've been dreaming about. With over 2,100 square feet, this home is designed for both gathering and unwinding. The inviting living room, anchored by a corner fireplace, flows seamlessly into the kitchen and bright dining area, while the oversized deck is the perfect place to enjoy coastal breezes and colorful sunset views. Upstairs, the primary suite offers a deck overlooking Tiki Island, a spacious walk-in closet, and an ensuite bath with a whirlpool tub, a two-person shower, double sinks, and a vanity area. Interior improvements are underway, including fresh paint of walls, ceilings, baseboards, trim, and doors and updates to the primary shower tile and ledge, providing buyers with a refreshed interior that's ready to enjoy. Trex decking on the decks and dock, along with mosquito repellent and sprinkler systems, complete this waterfront retreat where boating, entertaining, and island living come together.

414 Westerly, Tiki Island
$599,000
4 Beds ⋅ 3 Baths ⋅ 12949018 MLS ⋅ ACTIVE Status

111 Kona Dr, Tiki Island
$1,150,000
4 Beds ⋅ 4 Baths ⋅ 63725719 MLS ⋅ ACTIVE Status
Waterfront living on Tiki Island! This spacious home offers 2,704 SF of coastal comfort with canal frontage, a new 2026 boat slip & easy bay access for boating, fishing & waterfront recreation. Enjoy expansive canal-side decks with covered outdoor living areas perfect for dining, entertaining, BBQs & relaxing while taking in beautiful water views. Inside, soaring ceilings, abundant natural light, wood flooring & a picturesque fireplace create an inviting atmosphere. The large kitchen features extensive workspace, prep sink, breakfast bar & corner pantry. The primary suite includes dual vanities, soaking tub, separate shower & dual walk-in closets. Recent updates include new HardiePlank siding, exterior paint & lighting (2025), plus new carpet & custom tile shower (2026). Additional highlights include an oversized high-clearance double garage, 3-lane driveway, outdoor shower, dual HVAC systems, fenced side yards & multiple balconies. Island living at its finest!

1110 Papeete St, Tiki Island
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