Surfside Homes with FHA Finance Available

Surfside Homes with FHA Finance Available

Surfside, located in Brazoria County, Texas, is a charming coastal community that offers a range of real estate options. Whether you're looking for a permanent residence, a vacation home, or an investment property, Surfside has something to offer.

One of the key features of the real estate market in Surfside is the availability of homes with FHA finance. FHA loans are backed by the Federal Housing Administration, making them an attractive option for many buyers. These loans offer low down payments and flexible credit requirements, making homeownership more accessible to a wider range of individuals.

With FHA finance available, buyers in Surfside can take advantage of this opportunity to purchase their dream home with favorable terms. Whether you're a first-time homebuyer or looking to upgrade to a larger property, FHA loans can make the process easier and more affordable.

In Surfside, you'll find a variety of homes that qualify for FHA financing. From cozy beach cottages to spacious waterfront estates, there's something to suit every taste and budget. The real estate market in Surfside is diverse and offers a range of options for buyers looking for FHA finance.

If you're considering purchasing a home in Surfside, be sure to explore the available options for FHA financing. This can be a great opportunity to secure a home in this beautiful coastal community with favorable loan terms. Consult with a local real estate agent who can guide you through the process and help you find the perfect home that meets your needs and budget.

Newest Surfside Homes with FHA Finance Available

3 Beds ⋅ 2 Baths ⋅ 34426244 MLS ⋅ ACTIVE Status

Not your typical beach house! This unique, exceptionally well-maintained A-frame brings character and charm to the Surfside Beach market. Just a leisurely walk from the beach, this home has recently operated as a highly successful short-term rental, booked every weekend throughout the summer and beyond, making it equally appealing as a personal coastal getaway or investment property. Enjoy Gulf breezes from the covered downstairs area and upper balcony, plus an outdoor shower for rinsing off after a day in the sand. This beauty offers a fully fenced backyard & convenient enclosed storage for beach gear & more. The interior is full of charm with beautiful wood flooring, open kitchen/living/dining, & unique details everywhere you turn. Located near the end of Bluewater Highway with easy beach access and approximately an hour from Houston. Furnishings are available for an additional cost. A distinctive, turn-key coastal retreat with personality you won’t find in the average beach house!

1106 Treaty Dr, Surfside Beach

4 Beds ⋅ 4 Baths ⋅ 12553447 MLS ⋅ ACTIVE Status

Live the coastal lifestyle with easy access to inshore and offshore fishing! This waterfront home features a **covered boat lift, jet ski-ready setup, boathouse storage, and fish-cleaning station**, all just minutes from Surfside Beach. Perfect as a **vacation home, Airbnb investment, or full-time retreat**. Features include a **NEW ROOF**, ground-floor guest bedroom with full bath, open floor plan, abundant natural light, and plenty of storage. The kitchen offers **granite countertops, breakfast bar, and ample cabinetry**. The primary suite features patio access, dual sinks, jetted tub, and separate shower. Enjoy the coastal breeze from **second- and third-level decks**, perfect for relaxing and entertaining. Sprinkler system included!

211 Tuna Run Rd, Freeport

3 Beds ⋅ 2 Baths ⋅ 31141404 MLS ⋅ ACTIVE Status

This charming 3-bedroom, 2-bath beach-view home offers a perfect blend of comfort and coastal style—ideal for a relaxing getaway. The exterior features durable, low-maintenance vinyl siding and runs fully on electricity. The property is fully fenced and includes a handy storage shed for added convenience. Inside, you'll find wood-look laminate flooring throughout, and a beautifully designed kitchen complete with granite countertops, a breakfast bar, and a cozy dining nook. The second bathroom includes a full tub and a laundry space. One of the bedrooms opens onto a private balcony—perfect for soaking in the scenic views. To top it off, an outdoor shower adds to the laid-back beachside lifestyle.

753 Bluewater Hwy, Surfside Beach

3 Beds ⋅ 3 Baths ⋅ 93312825 MLS ⋅ ACTIVE Status

Experience refined waterfront living with direct access to the Intracoastal Waterway — placing world-class fishing and boating just minutes from your back door. Perfectly positioned on a sprawling one-acre lot, this impeccably crafted custom residence offers over 300 linear feet of waterfront, thoughtfully designed with amenities. Embrace the saltwater lifestyle with expansive outdoor gathering spaces ideal for relaxing or entertaining. The entire lower level features an oversized covered garage area along with guest quarters complete with a full bath, kitchenette, and comfortable living space. Inside the main home, soaring ceilings and rich wood-look tile flooring create a warm yet grand first impression. The expansive living room flows into a chef-inspired kitchen showcasing custom cabinetry and an oversized walk-in pantry. The owner’s suite serves as a true retreat with private access to the private patio. BULKHEAD IS ALL NEW AND COMPLETED.

220 Kings Dr, Freeport

2 Beds ⋅ 2 Baths ⋅ 52715554 MLS ⋅ ACTIVE Status

Coastal-designed 2-bedroom, 2-bath beach house in Surfside Beach, elevated 17 feet and offering beautiful water views. With no immediate neighbors on either side, the property provides an open and private setting. This home interiors features quartz countertops, wheelchair width doorways, and an elevator for convenient access to the living area. The kitchen is equipped to accommodate either a gas or electric stovetop giving the new owner flexibility in appliance choice. Enjoy being within walking distance of the beach, boat ramp, and Jetty County Park, providing easy access to fishing, boating, and other coastal recreation. Whether you're looking for a full-time residence, personal beach getaway or potential vacation investment opportunity, this property offers a unique opportunity to enjoy the Surfside Beach lifestyle.

1110 Militia Dr, Surfside Beach

3 Beds ⋅ 3 Baths ⋅ 50380120 MLS ⋅ ACTIVE Status

Beautiful Waterfront Retreat on 2 lots! Each lot is 0.14 acre in size. David Dale home built in 2016, offering breathtaking views and exceptional amenities. 3 bedrooms and 2.5 baths, a versatile office that can easily serve as a fourth bedroom. 2 primary suites—each on separate levels—feature royal spa tubs, spacious shower, and private balconies, the perfect escape. The chef’s kitchen is a culinary dream, complete with expansive granite countertops, ideal for preparing gourmet meals. This home offers multiple balconies overlooking the water, a private boat slip & cargo lift. and a sprawling ground-level space, perfect for hosting large gatherings. Generac generator with an in-ground propane system, ensuring peace of mind and uninterrupted comfort. The home also includes a one-car garage, already plumbed for an additional bath. Enjoy the perks of a vibrant community clubhouse, pool, and activities in this premier waterfront location.

126 Driftwood Rd, Freeport

3 Beds ⋅ 3 Baths ⋅ 34523079 MLS ⋅ ACTIVE Status

Imagine starting your mornings on the spacious front deck, coffee in hand, as the sound of the waves and the ocean breeze set the tone for a peaceful day. This newly built beach retreat was thoughtfully designed with comfort, relaxation, and connection in mind. With an open layout where the kitchen flows effortlessly into the dining and living areas, it is ideal for entertaining or quiet evenings at home. Whether you're looking for a tranquil second home or a turn-key investment property, this one checks every box. Located within walking distance to the Jetty Park and Surfside Beach, guests and homeowners alike will love the ease of access to everything that makes coastal living special. For investors, this property offers the perfect setup for short-term rentals or weekend getaways—inviting guests to unwind, recharge, and make unforgettable memories by the sea. FULLY FURNISHED HOME, making this home completely move-in ready. What are you waiting for?

528 Thunder Rd, Surfside Beach

2 Beds ⋅ 1 Baths ⋅ 68004994 MLS ⋅ ACTIVE Status

Newer Home on pilings view of Wildlife Refuge , on extra lot , couple blocks from Marina , and about 20 minutes to Beach.

5011 County Road 476d, Freeport

4790272 MLS ⋅ ACTIVE Status

Welcome to paradise on this 1.101-acre beachfront lot! Imagine waking up every morning to panoramic beach views and building the custom home of your dreams. This development-ready property has been delineated by the U.S. Army Corps of Engineers with no wetlands impacting single-family home development. It is platted by Brazoria County for a private driveway approach directly off Bluewater Highway with no shared access or parallel roadway required, offering complete freedom with no HOA restrictions. Enjoy nearby coastal recreation with a bay access road and public boat ramp located just 1/8 mile away. The bayside land is conservation land, and no building is permitted. Situated approximately 3 miles SSW of San Luis Pass and 10 miles NNE of Surfside, Texas, you'll enjoy a prime beach location with convenient commute times: 20 minutes to Freeport, 25 minutes to Lake Jackson, 35 minutes to Galveston, and 75 minutes to Houston. Don't miss this rare opportunity to own prime beachfront land!

10422 10422 Bluewater Hwy, Freeport

3 Beds ⋅ 2 Baths ⋅ 59147048 MLS ⋅ ACTIVE Status

LOCATION, LOCATION, LOCATION! PEEKABOO BEACH VIEWS! Under construction with an estimated completion date of Sept. 14 (exterior will be light green). Just a short walk to beach access, the surf shop, souvenir shop, food mart, and local restaurants. This robustly built 3-bedroom, 2-bath single-story home features a sought-after open floor plan with vaulted ceilings and multiple peekaboo beach views. The primary suite includes a private ensuite bathroom. The kitchen offers quartz countertops, a pantry, matching stainless steel appliances, and opens to the living room with an electric fireplace with shiplap accents and quartz mantel. Premium coastal upgrades include 130-mph shingles, impact windows and doors, energy efficientnradiant barrier decking, Trex handrails, outdoor shower, and EV charger. Don't miss your chance to own a brand-new beach home in one of the island's most desirable locations.

314 Surf Dr, Surfside Beach

3 Beds ⋅ 2 Baths ⋅ 54059062 MLS ⋅ ACTIVE Status

Welcome to your own Barbie Beach House! This one-of-a-kind coastal retreat is being sold fully furnished and accessorized, making it truly move-in or rental ready. Bursting with vibrant colors, fun beach décor, and unforgettable charm, this home offers spacious outdoor decks, an open-concept living area, and everything you need to start enjoying beach life from day one. Whether you’re looking for a vacation home, investment property, or personal getaway, this turnkey beach house is sure to make a lasting impression. Bronco shown in photos is for staging purposes only and is not included in the sale.

4523 Palm St, Freeport

3 Beds ⋅ 2 Baths ⋅ 94931172 MLS ⋅ ACTIVE Status

Trade traffic & city noise for peaceful days along scenic Bastrop Bayou, where this custom-built home offers the perfect blend of comfort, efficiency, & waterfront living. Nestled on more than an acre, this elevated custom home was built on 10' pillars in 2017 and offers 3 bedrooms, 2 bathrooms, and an inviting open-concept layout featuring granite countertops throughout, custom cabinetry, bartop seating, undermount sinks, stainless steel appliances (washer, dryer, & fridge included!), and foam insulation for outstanding energy efficiency. Enjoy more than 230 square feet of covered porch and patio space overlooking the bayou—perfect for morning coffee, evening sunsets, or gathering with family and friends. Bring your boat, kayak, or fishing gear with a public boat ramp just steps away. Conveniently located just minutes from both Angleton and Lake Jackson, you'll enjoy peaceful country living without sacrificing everyday conveniences.

11930 Bastrop Beach Rd, Angleton

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