Midtown - Galveston Homes with FHA Finance Available

Midtown - Galveston Homes with FHA Finance Available

Welcome to Midtown, Galveston, a vibrant neighborhood located in the heart of Galveston, Texas. This area is a popular choice for homebuyers looking for a dynamic community with a range of amenities and attractions.

Galveston, known for its rich history and stunning coastal views, offers a unique blend of small-town charm and modern conveniences. Midtown, in particular, is a sought-after location due to its proximity to downtown Galveston and its easy access to major highways and transportation links.

If you're considering buying a home in Midtown, Galveston, you'll be pleased to know that there are plenty of options available with FHA finance. FHA loans are backed by the Federal Housing Administration and are designed to help first-time homebuyers and those with lower credit scores secure affordable financing.

With FHA finance available, you can take advantage of lower down payment requirements and more flexible qualification criteria. This makes it easier for potential buyers to enter the real estate market and achieve their homeownership dreams in Midtown, Galveston.

Whether you're looking for a cozy bungalow, a spacious family home, or a trendy condo, Midtown offers a variety of housing options to suit different tastes and budgets. From historic properties with charm and character to modern new builds, there's something for everyone in this diverse neighborhood.

So, if you're ready to explore the real estate market in Midtown, Galveston, and take advantage of FHA finance, get in touch with a local real estate agent who can guide you through the process and help you find your dream home in this thriving community.

Newest Midtown - Galveston Homes with FHA Finance Available

4 Beds ⋅ 4 Baths ⋅ 4252049 MLS ⋅ ACTIVE Status

Step into timeless elegance with this all-brick home built in 1929 on the corner lot of prestigious O. This property was originally a duplex and has since been converted into a spacious single-family residence, now operating as a B & B. Two of the 3 bathrooms on the second floor are ensuite bedrooms. One ensuite bathroom has a separate shower, soaking tub, and washer and dryer. The other offers a tub/shower combination and a sitting room connecting the bedroom and bathroom. Downstairs, is a private mother-in-law suite with its own washer and dryer for guests or extended family. The home has been well maintained and updated with a Generac whole-home generator( 4 years old), renovated kitchen with two pantries, updated electrical and plumbing systems, extended two-car garage and newer driveway. Combining historic charm with modern conveniences, this unique property offers endless possibilities as a private residence, B&B, or investment opportunity. This is truly a must-see property!

1628 46th St, Galveston

2 Beds ⋅ 1 Baths ⋅ 31774217 MLS ⋅ ACTIVE Status

INCOME-PRODUCING TRIPLEX with long-term tenants in 2 of 3 units in a prime Midtown Galveston location! This well-maintained brick property features 5 bedrooms, 3 baths, and a 3-car detached garage, divided into three separate units. The upstairs 2-bed/1-bath unit (1,260 SF) is occupied, while the downstairs 2-bed/1-bath unit (860 SF) is vacant and the downstairs 1-bed/1-bath unit (680 SF) is occupied. A shared coin-operated laundry area is located in one garage. PEX plumbing upgrades add peace of mind. Just two blocks from Ball High School and tennis courts and four blocks from Galveston College and Lasker Community Pool. Convenient to Broadway, the Seawall, UTMB, Moody Gardens, Schlitterbahn, The Strand, and Pleasure Pier. A great opportunity for investors or owner-occupants seeking rental income in a central location.

4404 Ave N, Galveston

2 Beds ⋅ 2 Baths ⋅ 6771961 MLS ⋅ ACTIVE Status

Just over a mile from the beach, this beautiful 2-bedroom, 1.5-bath home blends historic charm with modern updates. Step inside to discover high ceilings and original hardwood flooring, and continue into the living room that has abundant natural light. The kitchen boasts ample cabinet space, stainless steel appliances, and a new dishwasher. New PEX plumbing throughout and a new hot water heater were installed in 2025, ensuring peace of mind for years to come. Elegant trim work, wainscoting, and window transoms. Enjoy the costal breeze from the covered front porch or covered 2nd story balcony, perfect for morning coffee or evening relaxation and entertaining. Located just 5 minutes from the seawall and minutes from popular restaurants, shopping, entertainment, and more.

4506 Ave K, Galveston

2 Beds ⋅ 1 Baths ⋅ 40077655 MLS ⋅ ACTIVE Status

TONS of UPGRADES!! ( Roof 2026/AC 2024 / Water Heater, Double Pane Windows, Updated Electrical Panel, All new paint inside & Out / Hardy Board Siding) WOW!!! Discover this charming island home in the heart of Galveston! Conveniently located just minutes from the Seawall, beaches, Moody Gardens, shopping, dining, schools, and major island attractions. This cozy single-story home offers an efficient layout with comfortable living spaces and central A/C. Situated on a corner lot, the property provides easy access to everything Galveston has to offer while maintaining a neighborhood feel. Whether you're searching for a primary residence, vacation getaway, or investment opportunity, this home offers an excellent location with endless possibilities. Enjoy nearby parks, entertainment, and quick access to Broadway for an easy commute on and off the island.

1801 55th St, Galveston

2 Beds ⋅ 1 Baths ⋅ 85437811 MLS ⋅ ACTIVE Status

Located in the desirable Midtown Texas Hero’s neighborhood, this well-maintained 2/1 bungalow offers charming one-story living with thoughtful updates including Pex plumbing, updated HVAC, and a 2022 roof. Classic features such as arched doorways and crown molding complement the light-filled living room that flows into the formal dining area. The updated eat-in kitchen features granite countertops. A versatile pass-through room off the kitchen leads to a spacious den overlooking the landscaped backyard—ideal for a home office or potential second bath. Outdoor living shines with a screened-in porch, paved patio, and fully fenced yard. Additional features include a one-car garage, extra parking slab, and alley access. A wonderful blend of character, convenience, and flexible space.

4817 Alamo Dr, Galveston

2 Beds ⋅ 2 Baths ⋅ 42897287 MLS ⋅ ACTIVE Status

Don't miss this beautifully remodeled, spacious home that's perfect as a primary residence or an investment property. The inviting open floor plan features oversized rooms, creating an ideal space for entertaining family and friends. Gorgeous wood flooring throughout give the home a modern, move-in-ready feel. Step outside to enjoy the large backyard with rear access and off-street parking. Beneath the home, you'll find a huge fenced area that's perfect for storage, hobbies, or additional entertaining space. Conveniently located just minutes from the Seawall, grocery stores, shopping, and other local amenities, this home offers both comfort and convenience. The property is currently tenant-occupied on a month-to-month lease. For investors, the tenant is willing to sign a longer-term lease, providing an excellent opportunity for immediate rental income. Whether you're searching for your next home or a smart investment, this property is one you won't want to miss!

2112 57th St, Galveston

2 Beds ⋅ 2 Baths ⋅ 66817056 MLS ⋅ ACTIVE Status

Discover this beautifully reimagined spacious Midtown Galveston home, where timeless character meets modern design. Completely remodeled down to the studs in 2022. This fully furnished one-story home offers an open-concept layout filled with natural light, a custom kitchen, spacious bedrooms, original wood floors, and a designer bathroom with a waterfall shower. Situated on a corner lot, the welcoming front yard and spacious backyard provide plenty of room to relax or entertain. Located near the Seawall, cruise terminal, dining, shopping, and Galveston's beaches and attractions, this home offers an exceptional coastal lifestyle. The property also has an established history as a thriving Airbnb, with confirmed bookings into 2026. Buyers should independently verify income potential and short-term rental regulations. Whether you're seeking a primary residence, a coastal retreat, or an investment opportunity, this home is ready to enjoy.

4702 Ave N, Galveston

3 Beds ⋅ 2 Baths ⋅ 17555486 MLS ⋅ ACTIVE Status

Step inside 5507 Menard and you'll notice the layout right away, open and easy, with vinyl plank flooring running through every room. Windows bring in a nice amount of natural light, backed up by LED fixtures throughout. The stone accent wall and electric fireplace give the room real presence, the kind of feature that gets noticed the moment you walk in. The kitchen carries quartz counters into the dining area and both bathrooms, and the primary bath is a standout, well done from top to bottom. Stainless steel appliances and a tankless water heater round out the practical touches. Outside, front and rear decking gives you space to sit with a coffee or host a crowd, just a short ride from the Seawall and everything Galveston Island has to offer. Schedule your showing today.

5507 Menard Ave, Galveston

4 Beds ⋅ 4 Baths ⋅ 38413507 MLS ⋅ ACTIVE Status

Come see this beautifully remodeled 4 bedroom 3.5 bath and 2,548 square ft home on a corner DOUBLE lot in Galveston.You will enjoy a large kitchen with stainless steel appliances that opens to the family and dining room. The primary suite boasts a large en suite bathroom and expansive walk-in closet. Upstairs, a game room, study, three bedrooms and two full bathrooms offer flexible space for guests, gatherings, and everyday living. Upgraded amenities include a new HVAC, tankless water heater, PEX water lines, gas lines, wiring and a new electric panel. A long driveway helps with parking, and the fenced backyard offers privacy and a blank canvas for outdoor entertaining. A rare second lot offers room to expand, build, or enjoy the extra space. Survey shows Both Lots (lot 8 and lot 9). Addresses: 1527 40th St and 1513 40th St. Properties are being sold together. Schedule your showing today and begin your Galveston coastal lifestyle!

1513 40th St, Galveston

2 Beds ⋅ 3 Baths ⋅ 28297343 MLS ⋅ ACTIVE Status

5611 Palm Circle showcases the perfect blend of island charm, thoughtful updates, & exceptional care. Located in a desirable Galveston neighborhood, this beautifully maintained home is minutes from the beach, Seawall, dining, shopping, & island attractions. The open-concept floor plan offers seamless flow between the living, dining, & kitchen areas, perfect for everyday living & entertaining. Thoughtfully updated throughout, this move-in-ready home features a new roof (2025), HVAC (2023), fresh interior paint, new appliances, updated electrical fixtures, new faucets, & updated drain lines, providing modern comfort & peace of mind. The spacious primary suite includes an extra-large walk-in closet, while the large covered patio offers the perfect space for morning coffee & evening gatherings. Meticulously maintained. Thoughtfully updated. This exceptional home is ready to welcome its next owner. Schedule your private showing today!

5611 Palm Cir, Galveston

2 Beds ⋅ 2 Baths ⋅ 74241325 MLS ⋅ ACTIVE Status

Built in 1927 and beautifully restored in 2019 by the SAVE 1900 couple, this timeless Galveston home blends original character with the comforts of modern living. Rich hardwood floors, original windows, shiplap ceilings, and a charming fireplace create a warm, inviting atmosphere, while thoughtful updates make everyday living effortless. The open-concept layout flows into a beautifully appointed kitchen featuring marble countertops, stainless appliances, and generous storage. A spacious primary suite, updated bathrooms, and large utility room add modern convenience, while the oversized lot, detached garage, and extended driveway offer outdoor space and parking that's increasingly hard to find in Midtown. Ideally located just minutes from the Seawall, Downtown, UTMB, restaurants, and shopping, this is a rare opportunity to own a home where timeless craftsmanship and today's comforts come together beautifully.

4524 Ave O 1/2, Galveston

3 Beds ⋅ 2 Baths ⋅ 28747437 MLS ⋅ ACTIVE Status

Great opportunity to own a beautiful property in MIDTOWN area of city of Galveston in the Galveston Island. The house id updated and upgraded. Beautiful interior paints, new floors and updated kitchen makes this listing one of the best available property right now. It has entry foyer, formal living area, formal dining and a powerful family room. Most importantly it has Primary Bedroom amenities. Bring me an offer and let's negotiate.

5108 Ave L St, Galveston

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