Crystal Beach Homes with FHA Finance Available

Crystal Beach Homes with FHA Finance Available

Crystal Beach, located in Galveston County, Texas, is a charming coastal community that offers residents a serene and laid-back lifestyle. Situated along the Gulf of Mexico, this area is renowned for its pristine sandy beaches, breathtaking sunsets, and abundant recreational opportunities.

For those looking to purchase a home in Crystal Beach, there is good news. Homes with FHA finance available are plentiful in this area. This means that aspiring homeowners can take advantage of the benefits offered by the Federal Housing Administration (FHA) to make their dream of owning a home a reality.

FHA financing provides a range of advantages for homebuyers. With lower down payment requirements and more lenient credit score criteria, FHA loans make it easier for individuals and families to secure financing for their new home. Additionally, FHA loans often come with competitive interest rates, making homeownership more affordable.

Crystal Beach offers a variety of housing options to suit different preferences and budgets. From cozy beachfront cottages to spacious waterfront estates, there is something for everyone in this vibrant community. Whether you are a first-time buyer or looking to invest in a vacation home, Crystal Beach has plenty of opportunities to explore.

With its picturesque surroundings, access to outdoor activities such as fishing, boating, and birdwatching, and the availability of FHA financing, Crystal Beach is an attractive destination for those looking to settle down or invest in real estate. Don't miss out on the opportunity to make this stunning coastal community your home.

Newest Crystal Beach Homes with FHA Finance Available

3 Beds ⋅ 3 Baths ⋅ 17777996 MLS ⋅ ACTIVE Status

PORT BOLIVAR COASTAL RETREAT JUST STEPS FROM THE BEACH! Experience coastal living at 817 Westview, where beachside convenience, flexible space, and investment potential come together. This inviting 3-bedroom, 3-bath retreat features exposed wood beams, an open-concept living area, and a bright kitchen with generous cabinetry. Enjoy a spacious deck, oversized patio, and ample driveway space ideal for entertaining and outdoor living. The garage adds versatility with a full bathroom and kitchen area, offering possibilities for guest accommodations, a home office, workshop, or flex space. Additional features include a dog run and the option to purchase fully furnished. Conveniently located near the beach with drive-on beach access, plus easy access to local dining, recreation, and coastal attractions. Ideal as a beach getaway, vacation rental, or investment property. Schedule your private tour today!

817 Westview, Galveston

3 Beds ⋅ 2 Baths ⋅ 12386485 MLS ⋅ ACTIVE Status

Step outside on the impressive deck to enjoy the beautiful Sunrise in the morning with the Gulf Breeze and long, wonderful days on the beach, or relax as families gather around the dinner table to share a home-cooked meal, play games together, or relax around the stone fireplace on a cool beach winter evening with a cup of hot cocoa or a favorite cocktail. This charming, well-maintained 3rd-row beach home is nestled in the popular Sand Castle Subdivision, offering the perfect combination of classic coastal character, comfortable living, and investment potential. The home features 3 bedrooms,2 bathrooms, and a bonus room, providing plenty of space for family and guests and offering an additional flexible space that could be used as a private guest suite, game room, office, retreat, or additional entertaining area. Enjoy the coastal scenery from the huge deck, perfect for morning coffee, afternoon relaxation, or evening gatherings with family and friends, with an ocean view from the deck

3225 Sea Castle Dr, Crystal Beach

3 Beds ⋅ 4 Baths ⋅ 54434464 MLS ⋅ ACTIVE Status

New construction coastal home in The Beach Bungalows at Camp Margaritaville Crystal Beach. This 3 story beach retreat offers 4 bedrooms (2 primary), 3 full baths, and 1 half bath with an open concept living, kitchen, and dining layout designed for entertaining. The kitchen features quartz countertops, gas range, soft closing cabinetry, and modern coastal finishes. Multiple covered decks provide ideal outdoor living while the tandem garage offers ample space for vehicles & beach gear. Located within Camp Margaritaville with access to beach access, License to Chill pool, Paradise Park concert stage, dog park, playground, and additional resort amenities. Owners may participate in the optional Camp Margaritaville rental program, offering strong short term rental potential. Buyers currently have the opportunity to select from available interior design packages during construction. Photos shown are from the model home & are for representation purposes only. Finishes & selections may vary.

817 Flip Flop Way, Crystal Beach

4 Beds ⋅ 4 Baths ⋅ 71282388 MLS ⋅ ACTIVE Status

New construction coastal home in The Beach Bungalows at Camp Margaritaville Crystal Beach. This 3 story beach retreat offers 4 bedrooms (2 primary), 3 full baths, and 1 half bath with an open concept living, kitchen, and dining layout designed for entertaining. The kitchen features quartz countertops, gas range, soft closing cabinetry, and modern coastal finishes. Multiple covered decks provide ideal outdoor living while the tandem garage offers ample space for vehicles & beach gear. Located within Camp Margaritaville with access to beach access, License to Chill pool, Paradise Park concert stage, dog park, playground, and additional resort amenities. Owners may participate in the optional Camp Margaritaville rental program, offering strong short term rental potential. Buyers currently have the opportunity to select from available interior design packages during construction. Photos shown are from the model home & are for representation purposes only. Finishes & selections may vary.

805 Bikini St, Crystal Beach

3 Beds ⋅ 2 Baths ⋅ 74944729 MLS ⋅ ACTIVE Status

COASTAL LIVING WITH BEACH VIEWS! Step into the relaxed beauty of Crystal Beach with this beautifully crafted 2025-built coastal retreat, the moment you enter, the inviting open-concept design welcomes you with abundant natural light & easy flow between the living, dining, kitchen spaces perfect for entertaining family and friends or simply unwinding & kitchen features granite countertops, stainless steel appliances, custom cabinetry, pantry & storage, & a spacious island with breakfast bar, 3spacious bedrooms and 2 beautifully finished baths provide plenty of room for family and guests, Step outside to enjoy the large deck, where morning coffee, sunset cocktails, and salty Gulf breezes become part of everyday life. With no restrictions for vacation rentals, this allows the property to offer exceptional flexibility as a full-time residence, weekend getaway, or income-producing coastal investment. This property has been virtually photo-staged for your enjoyment.

865 Palmetto Dr, Crystal Beach

1 Beds ⋅ 1 Baths ⋅ 62405392 MLS ⋅ ACTIVE Status

Welcome to your Crystal Beach getaway! This new construction coastal home was thoughtfully built to last and offers the perfect combination of beach living and investment potential. Currently operating as a successful vacation rental, this property is ready to continue generating income from day one. The open, inviting interior features stylish finishes, quartz countertops, stainless steel appliances, durable waterproof flooring, and efficient HVAC. Built with coastal durability in mind, the home features TDLR WPI-8 storm certification to 149 mph, a metal roof certified to 180 mph, hurricane-rated windows, and upgraded construction details. Outside, enjoy a spacious deck and convenient access to the beach just minutes away, with golf cart and vehicle access at nearby Oneil Rd and East Rd. Whether you're looking for your own coastal retreat, a turnkey vacation rental, or both, this beautifully built beach house is ready to enjoy!

1021 N Sage Rd, Crystal Beach

3 Beds ⋅ 3 Baths ⋅ 59187636 MLS ⋅ ACTIVE Status

Spacious 3-bed beach house with Gulf views, large lot, and large primary suite on the main level with new LVP flooring throughout. The open kitchen features granite countertops, a pantry, and a generous breakfast bar that opens to the living room, dedicated dining space, and dry bar. Upstairs, there are two additional bedrooms, bathroom, a loft area that doubles as a game room and bonus sleeping space, and a second full-sized deck with stunning Gulf views. The ground level offers an ideal entertaining area with a bar, firepit, outdoor games, picnic table, ground-floor bathroom, and outdoor shower. Recently updates include: dishwasher (2022), fridge 2024, firepit and outdoor lights (2025). Schedule a showing today!

3228 Castle Dr, Crystal Beach

3 Beds ⋅ 2 Baths ⋅ 35988729 MLS ⋅ ACTIVE Status

***GOLF CART INCLUDED*** This beautifully decorated beachside retreat grossed $78K in 2025 and is perfect for unforgettable family vacations and group getaways. Inside, the spacious living area features vaulted tongue-in-groove ceilings and an open layout filled with coastal charm. The custom kitchen offers quartz countertops, stainless steel appliances, under-cabinet lighting, and a wet bar. All three bedrooms feature custom built-in beds that maximize both style and functionality, allowing the home to comfortably sleep 15 guests. Somehow the deck and ground floor nearly manage to rival the interior with large deck filled with colorful outdoor seating, hot tub, tiki bar, and pretend (or real) lemonade stand. Make this revenue-generating property your next investment! ***2026 updates: HVAC condenser, new flooring in common areas.***

970 Pelican Ln, Crystal Beach

3 Beds ⋅ 2 Baths ⋅ 55167984 MLS ⋅ ACTIVE Status

Enjoy the Gulf view from this beachside retreat that comfortably sleeps 12 and is perfect for large families or groups. Pull into the oversized concrete driveway with plenty of room for parking, an oversized garage, sand shower, and picnic table. Upstairs, the partially shaded deck offers a Gulf view down Clara along with shady areas to escape the sun and sunny areas to bask in the glow. Step inside to find a vaulted ceiling in the spacious living area, which opens into the kitchen. The kitchen has been custom built with stainless steel appliances, gorgeous granite countertops, and turquoise kitchen island topped with stained butcher block. The split floorplan tucks the primary suite behind the kitchen. The private primary suite features a king size bed and en-suite bathroom with fantastic natural light. The secondary bedrooms both have a queen bed and a twin-over-full bunk bed in each. ***HVAC replaced in March '24, grinder pump replaced in 2023.***

977 Clara St, Crystal Beach

3 Beds ⋅ 2 Baths ⋅ 66853881 MLS ⋅ ACTIVE Status

Discover the charm of seaside living in this turnkey, fully furnished beach house! Nestled in the sought-after Emerald Beach community, this charming 3-bedroom, 2-bath retreat offers the perfect blend of relaxation and investment potential. Step inside this two-story coastal gem, where water views greet you from the wrap-around deck and porch, perfect for soaking in the salty breeze and stunning sunsets. Thoughtfully designed for comfort and convenience, this home features spacious, well-appointed bedrooms, two full baths for easy living, power storm shutters for peace of mind, garage & ample storage, outdoor shower—ideal for rinsing off after a day at the beach. Whether looking for a serene getaway or a lucrative rental investment, this move-in-ready beach house is your ideal seaside sanctuary.

970 Townsend Dr, Port Bolivar

4 Beds ⋅ 3 Baths ⋅ 13083923 MLS ⋅ ACTIVE Status

Experience coastal living with room for everyone at 2426 Sand Bar Lane in Crystal Beach. This elevated beach home sits on a double lot and offers 1,776 total sq. ft., including a 3-bedroom, 2-bath main home and a detached 1-bedroom, 1-bath guest suite above the two-car garage—perfect for extended family, guests, or added privacy. The open-concept living, dining, and kitchen area features hardwood floors and is designed for gathering after a day at the beach. Enjoy spacious decks, an exterior cargo lift, outdoor shower, convenient half bath on the ground level, and a cul-de-sac location just a short walk from the Gulf. Whether you're looking for a full-time residence, weekend getaway, or vacation investment, this property offers the flexibility, space, and coastal lifestyle buyers are looking for.

2426 Sand Bar Ln, Crystal Beach

4 Beds ⋅ 4 Baths ⋅ 70872736 MLS ⋅ ACTIVE Status

Won’t Last. Welcome to 972 Surf Rd, a stunning elevated coastal retreat in the coveted Holiday Beach community of Crystal Beach, TX. Just steps from the shoreline, this home captures the essence of relaxed Gulf Coast living with style, comfort, and exceptional indoor-outdoor flow. Vaulted ceilings and abundant natural light highlight the open living, dining, and fully equipped kitchen with brand new granite countertops and sink, perfect for entertaining family and friends. Four spacious bedrooms and four full baths provide privacy and flexibility for guests or rental income. Outdoors, enjoy a wrap-around deck, tiki bar, grill, hot tub, and outdoor shower, ideal for gatherings and sunsets. Covered parking and storage add convenience. Close to beaches, restaurants, shops, and attractions, 972 Surf Rd offers an unbeatable blend of luxury, lifestyle, and location—your dream Texas coastal escape awaits.

972 Surf Rd, Crystal Beach

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