Wharton Homes with USDA Loan Finance Available

Wharton Homes with USDA Loan Finance Available

Wharton, a charming city located in Wharton County, Texas, offers a wonderful mix of small-town charm and modern amenities. Situated in the United States, Wharton is known for its rich history, vibrant community, and beautiful landscapes.

For those looking to buy a home in Wharton, there is great news - USDA loan financing is available. The USDA loan program is designed to help low to moderate-income homebuyers in rural areas achieve their dream of homeownership. With flexible eligibility requirements and attractive interest rates, this financing option makes purchasing a home in Wharton more accessible.

Wharton boasts a variety of homes that are eligible for USDA loan financing. Whether you're searching for a cozy single-family house, a spacious ranch-style home, or a charming cottage, there are plenty of options to choose from. These homes often come with large yards, perfect for gardening or outdoor activities, and are nestled in peaceful neighborhoods, providing a tranquil living environment.

Living in Wharton means enjoying a close-knit community with a range of amenities. The city offers excellent schools, a vibrant downtown area with unique shops and restaurants, and numerous parks and recreational facilities. With its proximity to major cities like Houston and Austin, residents can easily access urban amenities while enjoying the relaxed pace of small-town living.

If you're considering buying a home in Wharton, take advantage of the USDA loan financing available and make your dream of homeownership a reality. With its rich history, friendly community, and affordable housing options, Wharton is a fantastic place to call home.

Newest Wharton Homes with USDA Loan Finance Available

50131839 MLS ⋅ ACTIVE Status

Unlimited possibilities with this 35.5 acre tract along the Colorado River! Currently used for farming peppers, this land is mostly in production with some hardwoods and grazing lands. Perfect for a recreational ranch, farming, storage facility, commercial building, RV park and more! The property has electricity, water well and a barn built recently. The river bottom soil is Norwood Loam and Norwood Silt Loam, suited for intense to moderately intense farming. A small area in the northeast portion of the tract and along FM 102 and Pecan St. is native pasture with a few scattered hardwoods. Access roads of Pecan Street and CR 228 are both paved asphalt. Equipment is not included, but negotiable. The land is for sale; not the business. Just an hour drive to Houston and 30 minutes to Rosenberg, come out to the fresh air and see what could be yours!

7290 Peach St, Wharton

22375325 MLS ⋅ ACTIVE Status

This spacious property offers the perfect canvas to create exactly what you want — whether that’s a homesite, weekend retreat, or future investment. With plenty of room to spread out, you’ll enjoy privacy, open land, and endless possibilities. Bring your plans, your animals, or your builder and make this acreage your own. Opportunities like this don’t come often.

00 Country Road 218, Wharton

60944271 MLS ⋅ ACTIVE Status

Rare creekside acreage on quiet County Road 232 in Wharton County. This ±4.49-acre tract offers a strong mix of open meadow, mature trees, and a natural Peach Creek corridor, giving buyers usable space, privacy, water views, and a true country setting. Partially cleared with wooded cover along the creek, the property offers flexible potential for a homesite, barn, recreation, livestock, weekend retreat, or long-term hold, subject to buyer verification. No known deed restrictions per listing. Located in the Wharton/El Campo area with convenient access back to FM 1161 and US-59/future I-69. Survey available. Use google link to view on your own. - https://maps.app.goo.gl/BU6qNwx8ALzhyRZYA

County Road 232, Wharton

5381547 MLS ⋅ ACTIVE Status

Vacant City Lot to build on. City water, trash and sewer. No Mobile Homes. Not in Flood Zone

00 Crestmont, Wharton

2 Beds ⋅ 1 Baths ⋅ 84375694 MLS ⋅ ACTIVE Status

Welcome to this charming family home conveniently located near Highway 59 and Buc-ee’s in Wharton. Situated on approximately 1.5 acres with no deed restrictions & no HOA. This property offers endless possibilities for homeowners, investors, or future development opportunities. Enjoy relaxing on the inviting front porch while taking in the peaceful setting. Inside, you will find an open flow in the living area, abundant natural sunlight. Whether you are looking for a personal residence, rental investment, future build site, RV park potential, or a property to hold for long-term appreciation, this one checks all the boxes. Investors will appreciate the strong rental potential, especially with the current shortage of rental inventory in the area. This unique property combines location, land, flexibility, and opportunity all in one.

101 Outlar Rd, Wharton

3 Beds ⋅ 3 Baths ⋅ 27391644 MLS ⋅ ACTIVE Status

Nestled on 2.28 acres, this stunning property offers the perfect blend of comfort, space, and functionality. The home features three large bedrooms, with both upstairs bedrooms offering spacious sitting areas—ideal for a second living space, office, or private retreat. With 2.5 baths and beautiful finishes throughout, this home is designed for both style and everyday living. The primary suite includes a huge custom closet for exceptional storage. Step outside to enjoy a sparkling pool and spa, creating a backyard oasis perfect for relaxing or entertaining. The property also includes a two-car covered carport and an impressive man cave/media room complete with a large bar and its own half bath. Additional features include a large shop for tools, equipment, and recreational toys, along with a 30x75 barn featuring a 14’ lean-to across the back, to be completed prior to closing. This property offers space, versatility, and peaceful country living.

461 County Road 174, Wharton

3 Beds ⋅ 2 Baths ⋅ 96104918 MLS ⋅ ACTIVE Status

Very nice 3 bed 2 bath brick home right next to Wharton Jr. College. Great location with shopping and dining close by, College is walking distance. Large fully fenced backyard with patio, 3 large bedrooms. Master has walk-in shower, guest bath has tub/shower combo. The large kitchen/dining area is an added bonus with nice white/gray granite counter tops including breakfast bar and pantry. Upon entry to the home you can relax or entertain in your oversized living room. Come check this one out soon.

706 University Ave, Wharton

3 Beds ⋅ 3 Baths ⋅ 45841852 MLS ⋅ ACTIVE Status

Welcome to the serene Caney Trails Subdivision, Boling ISD! This stunning, newly renovated 2,048 sq ft residence nestled on a sprawling 1.13 acre lot blends modern elegance with timeless comfort. Step into a gourmet kitchen featuring sleek granite countertops, a chic white/gray subway tile backsplash, soft-close cabinets & drawers, premium stainless steel appliances. Unique barn doors add a touch of rustic charm throughout. The luxurious primary suite, located downstairs, boasts a spa-inspired bathroom with a beautifully tiled walk-in shower, glass enclosure, double vanities, and stylish tiled floors. Upstairs, two spacious guest bedrooms share a tastefully updated bathroom with a tiled tub/shower combo & dual vanities. Entertain or unwind in the versatile sunroom perfect for gatherings or quiet relaxation. A detached 2-car garage ensures your vehicles stay protected. This meticulously updated home provides functionality & ample space, a Generac generator and updated electrical panel.

1207 Half Moon Dr, Wharton

89942207 MLS ⋅ ACTIVE Status

Native River Property with River Frontage. Wooded, walk way to River. A beautiful get away. Unrestricted, Manufactured Homes allowed. RV's allowed.

00 River Valley Dr, Wharton

3 Beds ⋅ 1 Baths ⋅ 22077734 MLS ⋅ ACTIVE Status

PRICED WELL BELOW APPRAISAL! This 3 bedroom, 1 bath, one-story home was built with energy efficiency in mind. The open concept kitchen flows easily into the living-dining combo area making this home perfect for entertaining. Lots of nice sized energy efficient Low-E windows throughout the home allow for natural light all through the day. For added privacy, the home sits on a larger corner lot so you'll have no right-side neighbors. The living area has durable vinyl plank flooring and there's carpet in all the bedrooms. The classic white cabinetry, black appliances, and updated kitchen & bath give this home a lovely modern feel. Built in 2022, the roof and HVAC, are less than 4 years old. You'll find this home in a quiet cul-de-sac just up the street from the Wharton Country Club. There's a fenced back side entry and plenty of convenient parking in the rear with easy access from Old Lane City Road. Room to park your RV on your property.

2847 Golf Crest Dr, Wharton

89708167 MLS ⋅ ACTIVE Status

Buyer to do their due diligence. Lot measurements are approximate. Modular Home is allowed No Mobile Homes. Survey is not provided. Electricity Available.

Outlar, Wharton

70200065 MLS ⋅ ACTIVE Status

Expansive 33.72-acre tract located along FM 1299, offering the perfect blend of privacy, open space, and development potential. This unrestricted acreage provides a blank canvas for your vision—whether you're planning a homestead, agricultural use, cattle, recreation, or long-term investment. The property features wide-open pastureland with mature tree lines along the perimeter, creating natural buffers and scenic views. With generous road frontage on FM 1299, access is convenient and ideal for future improvements. Enjoy peaceful country living just minutes from Wharton amenities, major highways, and regional employers. A rare opportunity to secure a large tract in a highly desirable area of Wharton County.

Fm 1299, Wharton

Start Your Search