Surfside Beach Homes with FHA Finance Available

Surfside Beach Homes with FHA Finance Available

Welcome to Surfside Beach, a charming coastal city located in Brazoria County, Texas. Known for its beautiful sandy beaches and relaxed atmosphere, Surfside Beach offers the perfect blend of coastal living and small-town charm.

Surfside Beach is a popular destination for those looking to enjoy the sun, sand, and sea. Residents and visitors alike can take advantage of the city's many outdoor activities, including swimming, fishing, and boating. The city also boasts a variety of restaurants, shops, and entertainment options, making it a vibrant and dynamic place to call home.

If you're considering purchasing a home in Surfside Beach, you'll be pleased to know that there are options available with FHA financing. This can make the home buying process more accessible and affordable for those who qualify. Whether you're looking for a beachfront bungalow, a cozy cottage, or a spacious family home, Surfside Beach has a range of properties to suit every taste and budget.

Don't miss out on the opportunity to own a piece of paradise in Surfside Beach. With FHA financing available, now is the perfect time to make your dream of coastal living a reality. Get in touch with a local real estate agent to explore the homes available in this beautiful seaside city.

Newest Surfside Beach Homes with FHA Finance Available

3 Beds ⋅ 2 Baths ⋅ 31141404 MLS ⋅ ACTIVE Status

This charming 3-bedroom, 2-bath beach-view home offers a perfect blend of comfort and coastal style—ideal for a relaxing getaway. The exterior features durable, low-maintenance vinyl siding and runs fully on electricity. The property is fully fenced and includes a handy storage shed for added convenience. Inside, you'll find wood-look laminate flooring throughout, and a beautifully designed kitchen complete with granite countertops, a breakfast bar, and a cozy dining nook. The second bathroom includes a full tub and a laundry space. One of the bedrooms opens onto a private balcony—perfect for soaking in the scenic views. To top it off, an outdoor shower adds to the laid-back beachside lifestyle.

753 Bluewater Hwy, Surfside Beach

2 Beds ⋅ 2 Baths ⋅ 52715554 MLS ⋅ ACTIVE Status

Coastal-designed 2-bedroom, 2-bath beach house in Surfside Beach, elevated 17 feet and offering beautiful water views. With no immediate neighbors on either side, the property provides an open and private setting. This home interiors features quartz countertops, wheelchair width doorways, and an elevator for convenient access to the living area. The kitchen is equipped to accommodate either a gas or electric stovetop giving the new owner flexibility in appliance choice. Enjoy being within walking distance of the beach, boat ramp, and Jetty County Park, providing easy access to fishing, boating, and other coastal recreation. Whether you're looking for a full-time residence, personal beach getaway or potential vacation investment opportunity, this property offers a unique opportunity to enjoy the Surfside Beach lifestyle.

1110 Militia Dr, Surfside Beach

3 Beds ⋅ 3 Baths ⋅ 34523079 MLS ⋅ ACTIVE Status

Imagine starting your mornings on the spacious front deck, coffee in hand, as the sound of the waves and the ocean breeze set the tone for a peaceful day. This newly built beach retreat was thoughtfully designed with comfort, relaxation, and connection in mind. With an open layout where the kitchen flows effortlessly into the dining and living areas, it is ideal for entertaining or quiet evenings at home. Whether you're looking for a tranquil second home or a turn-key investment property, this one checks every box. Located within walking distance to the Jetty Park and Surfside Beach, guests and homeowners alike will love the ease of access to everything that makes coastal living special. For investors, this property offers the perfect setup for short-term rentals or weekend getaways—inviting guests to unwind, recharge, and make unforgettable memories by the sea. FULLY FURNISHED HOME, making this home completely move-in ready. What are you waiting for?

528 Thunder Rd, Surfside Beach

3 Beds ⋅ 2 Baths ⋅ 59147048 MLS ⋅ ACTIVE Status

LOCATION, LOCATION, LOCATION! PEEKABOO BEACH VIEWS! Under construction with an estimated completion date of Sept. 14 (exterior will be light green). Just a short walk to beach access, the surf shop, souvenir shop, food mart, and local restaurants. This robustly built 3-bedroom, 2-bath single-story home features a sought-after open floor plan with vaulted ceilings and multiple peekaboo beach views. The primary suite includes a private ensuite bathroom. The kitchen offers quartz countertops, a pantry, matching stainless steel appliances, and opens to the living room with an electric fireplace with shiplap accents and quartz mantel. Premium coastal upgrades include 130-mph shingles, impact windows and doors, energy efficientnradiant barrier decking, Trex handrails, outdoor shower, and EV charger. Don't miss your chance to own a brand-new beach home in one of the island's most desirable locations.

314 Surf Dr, Surfside Beach

1 Beds ⋅ 1 Baths ⋅ 87437479 MLS ⋅ ACTIVE Status

Turnkey income-producing investment opportunity in Surfside Beach. This fully furnished short-term rental offers multiple years of documented rental revenue, year-round bookings, and an established rental history. The efficient 1-bedroom, 1-bath floor plan delivers low operating, maintenance, and turnover costs, helping maximize ROI. Located just a short walk to the beach in a high-demand vacation market, this cash-flow-ready property is ideal for investors seeking an established, low-maintenance asset with immediate income potential. Revenue reports available upon request.

411 Olive St, Surfside Beach

3 Beds ⋅ 2 Baths ⋅ 65061565 MLS ⋅ ACTIVE Status

Coastal Living at Its Best-Gulf Views, Bay Views & Steps from the Beach! Welcome to this beautifully maintained 3 bedroom, 2 bath beach home perfectly positioned in the heart of Surfside Beach. Build in 2005, this retreat offers approx. 1360 sf of open-concept living designed for relaxing weekends, family vacations or full-time beach living. This home features nice living, dining and kitchen area great for entertainment Just a short walk or quick golf cart ride to the beach , this property combines comfort with convenience. The attached garage beneath the home provide plenty of room for golf carts, fishing gear and all your beach essentials. Primary residence, second home or an investment property, this gem offers endless possibilities. Don't miss your opportunity to own a slide of paradise on Blue Water Highway!

1430 Blue Water Hwy, Surfside Beach

2 Beds ⋅ 1 Baths ⋅ 52134602 MLS ⋅ ACTIVE Status

Experience coastal living at its finest in this fully furnished, turnkey 2-bedroom, 1-bath beach retreat, just a short stroll to the pedestrian beach. The showstopper is the 1,100-square-foot wraparound deck, where peekaboo Gulf views, salty breezes, and unforgettable sunsets create the perfect backdrop for relaxing or entertaining. A charming Palapa-covered retreat provides a cool, shaded escape, while the expansive deck provides plenty of room for outdoor dining, lounging, and kids to run and play, seamlessly extending your living space. Inside, the bright open-concept floor plan features large windows, granite countertops, a sea glass tile backsplash, and more. Additional conveniences include an outdoor shower, outdoor half bath, and storage shed. Whether you're looking for a personal getaway or an investment property, this coastal retreat is ready to enjoy from day one. Don't miss your opportunity to own this one-of-a-kind beach escape!

610 Surf Dr, Surfside Beach

2 Beds ⋅ 2 Baths ⋅ 28087312 MLS ⋅ ACTIVE Status

Wake up to panoramic Gulf views from what is arguably the premier residence in the development. Perched on the top floor and positioned as the closest unit to the beach, this beautifully furnished 2-bedroom, 2-bath coastal retreat offers an exceptional combination of location, comfort, and investment potential. Designed for effortless indoor-outdoor living, the 912-square-foot home features an open-concept layout, a spacious lanai just off the kitchen, and an expansive front deck where you’ll enjoy morning coffee, sea breezes, and breathtaking sunrises over the Gulf. After a day on the sand, rinse off in the outdoor shower before relaxing in your private beach getaway. Offered fully furnished, this turnkey property includes assigned tandem covered parking and a private ground-level storage room—perfect for beach gear, fishing equipment, and bicycles. Whether you’re searching for a weekend escape, second home, or income-producing vacation property, this residence checks every box.

116 Howard Ave Unit I, Surfside Beach

3 Beds ⋅ 2 Baths ⋅ 10117134 MLS ⋅ ACTIVE Status

Fresh price drop on a coastal paradise! At 433 Seabean in Surfside Beach, Texas, a recent price improvement makes owning near the Gulf sweeter than ever. Just moments from the sandy shoreline, this light-filled beach house is designed for effortless gatherings after a day on the water. The spacious kitchen gives you tons of prep space for local seafood dinners, while the outdoor deck is tailor-made for morning coffees, ocean breezes, and killer Texas sunsets. Minutes from public beach access, fishing, boating, and waterfront dining, it's a turnkey opportunity for a personal vacation home, full-time retreat, or income-producing short-term rental. Premium coastal vibes with a newly improved price tag—grab your piece of paradise before it's gone!

433 Seabean St, Surfside Beach

3 Beds ⋅ 2 Baths ⋅ 66151733 MLS ⋅ ACTIVE Status

Welcome to your own Surfside Beach retreat, where relaxing beach days, unforgettable sunsets, and effortless coastal living begin just one block from the Gulf. This beautifully maintained, fully furnished 3-bedroom, 2-bath home is ideal as a primary residence, second home, or vacation rental with an established short-term rental history. The open-concept layout features granite countertops, luxury vinyl plank flooring, and inviting spaces designed for gathering. Enjoy partial water views from multiple balconies, covered outdoor living, a fenced yard, private hot tub, fire pit, propane fireplace, and propane grill. Recent updates include a 2023 HVAC, updated decking, and a newer septic system. Sold fully furnished with furniture, décor, appliances, and many essentials. Existing reservations may be transferable where permitted. Thoughtfully equipped and ready to enjoy from day one, this is coastal living made effortless.

207 Sandpebble Pl, Surfside Beach

3 Beds ⋅ 2 Baths ⋅ 11831844 MLS ⋅ ACTIVE Status

Perfectly positioned just moments from the beach, this beach getaway sits on two oversized lots, offering the extra outdoor space that’s becoming increasingly hard to find. Whether you’re looking for a full time coastal retreat, weekend escape, or investment, the location puts you within easy reach of the sand while providing plenty of room for boats, RVs, vehicles, and outdoor entertaining. A partially wrapped deck invites you to relax and enjoy the coastal breeze, while both a ramp and stairs provide convenient access to the home. Inside, the open concept living areas create a comfortable gathering space for all. The split floor plan offers a private primary suite with its own bath, while two additional bedrooms and a guest bath provide plenty of room for guests. Lovingly maintained as a second home and STR, this property is being sold fully furnished, making it move in or rental ready from day one

818 Surf Dr, Surfside Beach

3 Beds ⋅ 2 Baths ⋅ 61098905 MLS ⋅ ACTIVE Status

BRAND NEW CONSTRUCTION SURFSIDE beach home. Located just a short walk or golf cart ride from the pedestrian beach access. This 3-bedroom, 2-bath home offers the perfect blend of modern finishes and laid-back beachside charm. The kitchen boasts quartz countertops and matching Whirlpool stainless steel appliances. Enjoy your morning coffee or fire up the grill for an evening sunset BBQ from two balconies offering bay and beach views. Located close to Surfside Jetty County Park, a family-friendly splash pad, and all the fun Surfside Beach has to offer, this home puts you near the coastal adventures. Don’t miss your chance to own a brand-new home — modern finishes, excellent location, and views that remind you daily you're living that coastal beach life!

511 Caisson St, Surfside Beach

Start Your Search