Katy Homes with Assumable Finance Available

Katy Homes with Assumable Finance Available

Welcome to Katy, Texas—a vibrant city that perfectly blends small-town charm with the conveniences of modern living. Nestled just west of Houston, Katy is renowned for its family-friendly atmosphere, top-rated schools, and a plethora of recreational opportunities. With a rich history dating back to the 1890s, this growing community has transformed into a desirable destination for both newcomers and long-time residents alike.

One of the standout features of Katy is its diverse real estate market, which includes an array of homes with assumable financing options. This unique opportunity allows buyers to take over a seller's existing mortgage, often at a lower interest rate than current market conditions. This can be especially beneficial for first-time homebuyers or those looking to make a smooth transition into their next dream home.

Katy boasts a variety of neighborhoods, each offering its own distinct character. From charming historic homes to modern developments, there’s something for everyone. Residents enjoy access to beautiful parks, top-notch shopping, and a thriving dining scene, ensuring that there’s never a dull moment. The city’s close-knit community vibe is evident in its numerous festivals and events that bring people together throughout the year.

With its strategic location, excellent schools, and homes with assumable financing available, Katy, Texas, is not just a place to live—it's a place to thrive. Whether you’re looking to settle down or invest, Katy offers the perfect backdrop for your next chapter. Come explore the possibilities and discover why so many are proud to call Katy home!

Newest Katy Homes with Assumable Finance Available

4 Beds ⋅ 3 Baths ⋅ 56670980 MLS ⋅ ACTIVE Status

Discover this exceptional Ashton Woods 1-story GEM featuring a remarkable blend of modern design, functional living, & high-end finishes! Situated on an oversized lot w/no direct back neighbors, this secluded backyard w/covered patio provides outstanding privacy & endless possibilities for outdoor entertaining or future tropical oasis pool! Inside you're greeted by elevated ceilings, oversized windows, & luxury vinyl plank flooring throughout the home, creating a bright, open, & cohesive living space! Split floorplan offers privacy while the open-concept layout is ideal for entertaining! The heart of the home is the Gourmet Chefs Island kitchen w/quartz, stainless steel appliances w/gas cooktop, & abundant cabinetry! Master w/motorized blinds & ensuite w/dual sink quartz vanity, soaking tub, & walk-in shower & closet! Upgrades: Irrigation System/Remote Control Ceiling Fans/Window Treatments/Smart Home Security System! Refrigerator, washer & dryer included! Assumable loan flyer attached

2952 Golden Dust Dr, Katy

3 Beds ⋅ 2 Baths ⋅ 5331530 MLS ⋅ ACTIVE Status

This beautifully maintained one-story home featuring three spacious bedrooms is now available! Located in the highly sought-after Katy ISD, this home offers a modern design with meticulous upkeep that still gives it a fresh, “like-new” feel. The open-concept layout provides a seamless flow between the living, dining, and kitchen areas—perfect for both everyday living and entertaining. Recent updates include stylish wood panel accents behind the living room TV and an outdoor patio area, ideal for relaxing, grilling, or hosting gatherings with family and friends. Don’t miss this opportunity — schedule your showing today!

26810 Cenzontle Dr, Katy

3 Beds ⋅ 3 Baths ⋅ 7263499 MLS ⋅ ACTIVE Status

SPACIOUS, BRIGHT & FULL OF POTENTIAL! Step inside this inviting 3-bedroom, 2.5-bath home offering an impressive amount of space, including a private den/office, oversized game room, and generous living areas perfect for everyday living and entertaining. High ceilings and abundant natural light create an open, airy feel throughout. Recent improvements include a roof approximately 4 years old, fence approximately 2 years old, water heater replaced June 2024, and furnace and condenser replaced in 2025. Select photos have been virtually staged to showcase the home’s potential, including the look of updated wood-style flooring. Nestled in a quiet neighborhood, this home offers the space and flexibility to make it truly your own. Come see the possibilities—schedule your private tour today!

3735 Havenmoor Pl, Katy

3 Beds ⋅ 2 Baths ⋅ 61399459 MLS ⋅ ACTIVE Status

Welcome to 24303 Wild Bramble Lane, Katy, TX 77493! A beautifully designed waterfront home in Katy Pointe built in 2022 by K. Hovnanian. This 1-story, 3-bedroom, 2-bath home (approx. 1,390–1,515 sqft) features an open-concept layout with a spacious family room, crown molding, and abundant natural light. The modern kitchen offers granite countertops, maple cabinetry, gas range, and a seamless flow for entertaining. The private primary suite includes double sinks, walk-in closet, and a spa-style shower. Enjoy breathtaking lakefront views with a fountain backdrop from your covered patio—perfect for outdoor living. Energy-efficient features, central HVAC, and move-in ready condition add value. Located near Westpark Tollway & Katy Freeway with easy access to Houston’s Energy Corridor, plus resort-style amenities including pool, trails, and playground. Zoned to highly acclaimed Katy ISD. Ideal for homeowners or investors seeking a waterfront home in Katy TX.

24303 Wild Bramble Ln, Katy

5 Beds ⋅ 6 Baths ⋅ 57902160 MLS ⋅ ACTIVE Status

Exceptional home in the gated Dalton Manor section of Tamarron, ideally positioned on a cul-de-sac with extra large yard. The impressive floor plan offers two primary suites—one downstairs and one upstairs—plus a second first-floor bedroom with a private en-suite bath. Natural light fills the home, highlighting the fresh paint, soaring ceilings and grand staircase. Upstairs, a spacious game room opens to a built-in desk/study area, a professionally equipped media room with an approximately $8,000 projector, and a large covered balcony. Outstanding upgrades include a 16kW Generac whole-home generator, fully owned solar panels, an EV charger and a four-car, three-bay garage. Enjoy remarkable space, energy efficiency and flexibility, along with Tamarron’s resort-style amenities.

3514 Hampton Landing Ct, Katy

3 Beds ⋅ 2 Baths ⋅ 86040697 MLS ⋅ ACTIVE Status

Welcome to this beautifully maintained home in Plantation Lakes, ideally located directly across from Emery Elementary School! This move-in-ready gem offers a functional, flexible floor plan with a formal dining room that can easily serve as a home office, sitting room, or additional living space. The open-concept living and kitchen areas create the perfect setting for everyday living and entertaining. Enjoy peace of mind with extensive upgrades, including a NEW A/C system (2025), upgraded electrical panel, whole-house and indoor surge protection, updated electrical wiring, a hardwired Ring video doorbell, wired security camera system, and garage camera. Conveniently located near shopping, dining, parks, and major commuter routes.

5535 Casa Mila Dr, Katy

4 Beds ⋅ 3 Baths ⋅ 61569615 MLS ⋅ ACTIVE Status

Welcome to this beautifully maintained one story home offering 4 bedrooms, 3 full bathrooms, a private study, and an open concept layout. The spacious island kitchen features stainless steel appliances, double ovens, a gas cooktop, abundant cabinetry, and a butler's pantry that flows seamlessly into the dining room and expansive family room with a cozy fireplace. The private primary suite offers a spa inspired bath with dual vanities, soaking tub, oversized walk in shower, and generous closet space. Thoughtfully designed secondary bedrooms provide flexibility for family or guests. Step outside to a covered patio overlooking the large fully fenced backyard with plenty of room to relax, play, or create your dream outdoor retreat. Additional highlights include an oversized two car garage, sprinkler system, water softener, and wired surround sound. Conveniently located near shopping, dining, parks, and major commuter routes, this exceptional home combines comfort, style, and functionality.

29622 Pewter Run Ln, Katy

4 Beds ⋅ 2 Baths ⋅ 10888778 MLS ⋅ ACTIVE Status

Welcome to this Owner's Pride 4/2 home, a well-maintained property at the end of a cul-de-sac. Enjoy the tranquility of this location, complete with a covered patio and synthetic grass backyard for your entertainment needs. The kitchen offers a seamless flow to the living and dining areas, showcasing a modern island with granite countertops, stainless steel appliances, and a chic Arctic White subway tile backsplash. The primary suite features an ample bathroom with dual sinks and a spacious walk-in shower, as well as a walk-in closet. The secondary bathroom has double sinks. Your dream home awaits! Contact us for a private tour. **THIS HOME HAS A 2.75% FHA ASSUMABLE LOAN**Don't miss this great opportunity to call this property HOME! (The interest rate is not applicable to investors).

3039 Veeder Pass Ln, Katy

4 Beds ⋅ 3 Baths ⋅ 63501261 MLS ⋅ ACTIVE Status

Welcome to Elyson living with upgrades already done for you. Tucked away on a quiet cul-de-sac, this beautifully maintained 3-bedroom home offers soaring ceilings, a dedicated home office/optional 4th bedroom, spacious game room, and an open-concept layout designed for everyday living and entertaining. The kitchen features white cabinetry, stainless steel appliances, subway tile backsplash, and an oversized island overlooking the main living space. The community amenities in Elyson offer a community pool, fitness gym, parks and a trail system to enjoy.

7031 Coneflower Creek Ct, Katy

4 Beds ⋅ 2 Baths ⋅ 75043184 MLS ⋅ ACTIVE Status

Rare 4-Bedroom One-Story in Williamsburg Colony — Katy ISD! Don't miss this rare opportunity to own a 4-bedroom one-story home in the highly sought-after Williamsburg Colony community — zoned to award-winning Katy ISD! This well-maintained and lovingly cared-for home is sure to impress with its open floor plan that creates a bright, welcoming atmosphere perfect for everyday living and entertaining. The recently updated kitchen adds a fresh, modern touch, while the remodeled master bathroom offers a luxurious retreat you'll look forward to every day. With four bedrooms all on one level, this home delivers the convenience and accessibility that today's buyers are looking for — a truly rare find in this community! Located just minutes from the Grand Parkway and a wide array of retail centers, shopping, dining, and entertainment are all right at your fingertips. Well-loved, thoughtfully updated, and perfectly located — this one won't last long.

22514 Braken Manor Ln, Katy

4 Beds ⋅ 4 Baths ⋅ 91785190 MLS ⋅ ACTIVE Status

Beautifully remodeled and move-in ready, this exceptional one-story Emerald Home is tucked away on a quiet cul-de-sac within Dalton Manor, the gated section of Tamarron. Freshly painted throughout, it offers 4 bedrooms, 3.5 baths, fully remodeled kitchen and bathrooms, a designer-accented island, a beautifully refaced fireplace, laminate flooring in the bedrooms, and tile throughout the main living areas. A portable whole-home gas generator provides added peace of mind, while the solar panels and water softener add everyday comfort. The original 3-car garage has been thoughtfully reconfigured into a spacious 2-car garage with extended storage (large enough for a golf cart), plus an insulated, air-conditioned flex room with a keyed locking door, ideal for a private office, gym, hobby room, or secure storage. Enjoy the covered patio and Tamarron’s resort-style amenities, including pools, fitness center, parks, trails, and playgrounds.

3510 Hampton Landing Ct, Katy

4 Beds ⋅ 2 Baths ⋅ 37614558 MLS ⋅ ACTIVE Status

The lifestyle. The location. The larger lot. RV space. A four-car driveway. Smart appliances. A gourmet kitchen. Lower MUD taxes. Yes—all of it. Then there's the bonus: dramatically lower electric bills with a top of the line solar system Step outside to the lakes, resort-style amenity center, and shaded trails—all just a two-minute walk away. Minutes from the Energy Corridor and zoned to sought-after Katy ISD. Inside, enjoy high ceilings, luxury plank flooring throughout, designer cabinetry, a natural stone island, a laundry room, a spacious primary suite with a new en-suite, and a flexible bonus room for an office, gym, game room, or fifth bedroom when you need it. Relax on the covered patio, enjoy RV parking, a four-car driveway, and smart appliances included. Immaculate home still under builder's warranty and set on a larger prime lot. See it for yourself.

26723 Laurel Glade Dr, Katy

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