Galveston Homes with Assumable Finance Available

Galveston Homes with Assumable Finance Available

Welcome to Galveston, Texas—a vibrant coastal city that beautifully blends rich history with modern charm. Nestled on the Gulf of Mexico, Galveston is renowned for its stunning beaches, historic architecture, and lively cultural scene. Whether you're strolling along the iconic Seawall, exploring the historic Strand District, or enjoying fresh seafood at one of the many local eateries, Galveston offers an enchanting lifestyle that captures the essence of coastal living.

In addition to its picturesque landscapes and recreational activities, Galveston is an ideal place for homebuyers seeking financial flexibility. Many homes in this charming city come with assumable financing options, making it easier for you to step into your dream home without the hassle of starting a new mortgage. This unique financing method allows you to take over the existing loan of the seller, often at a lower interest rate, which can be a significant advantage in today’s fluctuating market.

Imagine waking up to the sound of waves crashing and the salty breeze wafting through your windows. With a variety of homes available—from quaint beach cottages to luxurious waterfront properties—Galveston offers something for everyone. Whether you’re looking for a permanent residence or a vacation getaway, you’ll find that the community here is warm and welcoming, with an array of amenities and activities to suit your lifestyle.

Explore the possibilities in Galveston, where you can enjoy the best of coastal living while benefiting from financial options designed to make homeownership more accessible. Your dream home awaits!

Newest Galveston Homes with Assumable Finance Available

$1,175,000
4 Beds ⋅ 5 Baths ⋅ 18894337 MLS ⋅ ACTIVE Status
Nestled in the coveted Estate Section of Pointe West, this custom coastal residence pairs refined design w/ resilient construction & exceptional short-term rental potential exceeding $120K annually. With an ASSUMABLE loan at 2.625%, the true cost of this home is actually much less than comparably priced homes! Surrounded on three sides by protected green space, it offers rare privacy and coastal tranquility. Built to last with a marine-grade metal roof and a 26kW whole-home generator, the light-filled open plan captures coastal breezes and natural light. Over 1,400 square feet of covered Trex decks—including a top-floor cupola with 360° views—create remarkable spaces for entertaining & relaxation. The gourmet kitchen features custom Benedettini cabinetry, quartz countertops, & professional-series appliances. Crown molding, cast stone fireplaces, integrated AV systems, & zoned HVAC with dehumidification complete this exceptional coastal retreat. Furnishings may be purchased separately.

25919 Glossy Ibis Way, Galveston
$525,000
3 Beds ⋅ 3 Baths ⋅ 47890320 MLS ⋅ ACTIVE Status
Exquisite Views on Offatts Bayou in this waterfront townhome offering panoramic water views, stunning sunsets, and one of the best locations in the complex overlooking the community pool. Relax on the private balcony while enjoying views of Moody Gardens and seasonal fireworks displays across the water. The open-concept living, dining, and kitchen area features high ceilings, natural light, expansive windows (new), hurricane shutters and seamless access to the outdoor living space. This 3-bedroom, 3-bath home offers spacious bedrooms, ample storage, and an oversized tandem garage with additional workspace for golf carts, fishing gear, or water toys. Association dues include pool & pier maintenance plus water usage. Residents enjoy access to the community pool, fishing pier, nearby marina access, Gulf beaches, The Strand, Seawall, dining, and quick access on and off the island. Units in this waterfront complex rarely become available. No vacation rentals allowed.

8111 Broadway St Unit 4, Galveston
$419,000
3 Beds ⋅ 3 Baths ⋅ 483398 MLS ⋅ ACTIVE Status
A rare opportunity to own your piece of Galveston History. This 1900 Storm survivor, originally part of the Ursuline convent, has a documented history as a civil war field hospital and provided shelter to residents during multiple storms. Featuring original hardwood floors, raised ceilings, and solid wood doors. Home offers a fenced back patio with a fountain for a private oasis and includes a detached Garage with alley access. Situated steps away from the Mardi Gras parade route and minutes from the beach front and everything Galveston has to offer. Restoration begun, this historic gem awaits someone to bring it back to its former glory.

2417 Ave M, Galveston
$499,900
3 Beds ⋅ 2 Baths ⋅ 18593625 MLS ⋅ ACTIVE Status
Welcome to your dream coastal retreat in Laguna San Luis, surrounded by serene wetlands and coastal views on Galveston Island West End. This custom-built, beautifully furnished 3-bedroom, 2-bath beach home offers an open-concept layout with high ceilings, luxury waterproof vinyl plank flooring, and a kitchen featuring Dorian countertops and stainless steel appliances. Step outside to the spacious balcony & enjoy refreshing bay breezes and breathtaking sunset views. After a day at the beach, rinse off in the outdoor shower. The oversized breezeway, and carport provide ample space for guest parking, boats, and RVs.—perfect for hosting family and friends.Community amenities include a pickleball court, pool access, and an underground pedestrian/golf cart tunnel leading directly to Playa San Luis Beach. Fully furnished and move-in ready, this home is perfect as a primary residence, vacation getaway, or investment rental. Schedule your showing and experience coastal living at its best.

25011 San Simeon Ct, Galveston
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