Bay City Homes with Investor Financing Finance Available

Bay City Homes with Investor Financing Finance Available

Welcome to Bay City, Texas – a hidden gem nestled in the heart of Matagorda County! Known for its friendly atmosphere and rich history, Bay City offers a perfect blend of small-town charm and modern conveniences. With a population that embraces community spirit, you’ll find a warm welcome in this vibrant city. The picturesque landscapes surrounding Bay City, including lush parks and serene waterways, provide ample opportunities for outdoor activities and family adventures.

Bay City is not just a great place to live; it’s also a prime location for real estate investment. With investor financing readily available, aspiring homeowners and savvy investors alike can take advantage of the affordable housing market. Whether you're looking for a cozy starter home, a spacious family residence, or a lucrative rental property, Bay City has something to offer for everyone. The local real estate market is thriving, with diverse options that cater to various budgets and preferences.

Imagine strolling through the charming downtown area, enjoying local eateries, and participating in community events that celebrate the vibrant culture of Bay City. With its strategic location near the Gulf Coast, residents can easily access beautiful beaches and recreational activities, making it an ideal spot for both relaxation and adventure.

Investing in Bay City means not only securing a property but also becoming part of a community that values connection and growth. With investor financing options available, your dream of owning a piece of this delightful city is within reach. Explore the possibilities and discover why Bay City is the perfect place to call home!

Newest Bay City Homes with Investor Financing Finance Available

2 Beds ⋅ 1 Baths ⋅ 29114931 MLS ⋅ ACTIVE Status

Excellent investment opportunity! This **fourplex features two separate buildings, each offering two units**, providing four income-producing units on one lot. The property also includes a **laundromat**, creating an additional income stream and adding even more value for investors. Whether you’re looking to expand your real estate portfolio or seeking a property with multiple revenue opportunities, this is a great opportunity to own a versatile income-producing asset.

2200 Peach Ave, Bay City

3 Beds ⋅ 2 Baths ⋅ 94025672 MLS ⋅ ACTIVE Status

Experience timeless elegance in this historic 1940 English Tudor, situated on a corner 15,000 sq ft lot adorned w/ majestic oak trees. This beautifully maintained home blends classic architectural charm w/thoughtfully curated modern updates. Step inside to discover the OPEN-SPACE concept throughout & interiors refreshed with NEW CARPET & LVP FLOORING,FRESH PAINT exterior & interior, CEILING FAN w/LIGHT & REMOTE in living room, UPDATED WINDOW TREATMENTS, PROFESSIONAL OAK TREE PRUNING, New additional ATTIC INSULATION, NEW EXTERIOR GFCI, NEW TOILETS & crushed stone front parking area. An oversized bonus room w/entrance—built on an extended slab by the previous owner, seamlessly integrates with the home’s architecture, perfect for entertaining, a media room, or a private retreat.Nice size backyard features a double-hinged gated entry, providing easy access for Over-sized vehicles, boats, RVs. Prime location: minutes from the heart of Bay City,Tenaris, local refineries, and Matagorda Beach.

2801 Ave I, Bay City

14782383 MLS ⋅ ACTIVE Status

Discover 16+/- wooded acres located within the Bay City, TX city limits, offering a rare opportunity for privacy while being close to amenities. The property is accessed by a recorded access easement off of Thompson Dr., providing legal right a way passage to the property. This property already has a city sewer line and 14ft ditches on the east and south sides as well. With utilities available nearby and abundant space this property has endless potential and possibilities. Don't miss your chance to own one of the few larger acreage tracts available inside the city limits!

Bay City, Bay City

6 Beds ⋅ 5 Baths ⋅ 67826175 MLS ⋅ ACTIVE Status

This is a beautiful home that has so much potential. It has been run as a Bed and Breakfast in the past. There are separate living quarters off of the garage with it's own kitchen and living areas plus a private backyard space. The home has three living areas, an eat in kitchen and two kitchenettes. The home offers some wonderful vintage touches. You have to take a tour to appreciate all that it has to offer. The owner plans to leave the washer and dryer, as well as, the new refrigerator. They are open to leaving some of the furniture as well. Don't miss out of this opportunity. Schedule a showing today.

1720 Elm St, Bay City

4 Beds ⋅ 2 Baths ⋅ 79778501 MLS ⋅ ACTIVE Status

Whether you’re looking for an immediate cash-flowing investment or a beautifully renovated home to call your own, 815 Rugeley Street offers a rare opportunity to have both. This fully renovated 4-bedroom, 2-bathroom home has been extensively updated with a new roof, updated plumbing, updated electrical systems, and modern interior finishes throughout, creating a low-maintenance property for years to come. The home contains approximately 1,649 square feet and is currently occupied by a tenant paying $1,800 per month who has expressed interest in renewing their lease, providing investors with the potential for immediate rental income from day one.

815 Rugeley St, Bay City

3 Beds ⋅ 2 Baths ⋅ 7267091 MLS ⋅ ACTIVE Status

Welcome home to 1916 Baywood Drive, located in the highly desirable and established Baywood neighborhood. Beautifully renovated in 2026, this pristine residence features 3 bedrooms, a versatile office/flex space, 2 baths, and a bright, air-conditioned sunroom with dual ceiling fans. The interior boasts seamless tile flooring throughout with absolutely no carpet—alongside fresh paint, updated lighting, and new ceiling fans. The modernized kitchen includes brand-new appliances, and the bathrooms have been tastefully updated. Major mechanical upgrades provide peace of mind, featuring a 2025 water heater and a 2023 HVAC system. Outside, the expansive lot showcases a paver patio, automatic sprinkler system, fresh exterior paint, a new mailbox, and a large shed equipped with power and air conditioning. The two-car garage also provides excellent storage with built-in cabinets. Conveniently located near HEB, schools, & shopping, this exceptional property is just 30 minutes from Matagorda Bay.

1916 Baywood Dr, Bay City

4 Beds ⋅ 2 Baths ⋅ 46291687 MLS ⋅ ACTIVE Status

Amazing investment opportunity in Bay City! This unique property features two homes for the price of one (3515 & 3517 4th st), offering incredible flexibility. Live in one home while renting out the other to generate immediate monthly income or maximize your returns by renting both units! Each home has a 2-bedroom, 1-bathroom layout equipped with ceiling fans in every room and stylish, durable ceramic tile flooring in key areas. Convenience is key, as fairly new appliances—including the stove, refrigerator, washer, and dryer—are included with the sale. The exterior amenities add even more value. One side of the property enjoys a fully fenced backyard perfect for privacy or outdoor relaxation. The other side includes a versatile storage and workshop area, ideal for hobbies, a home business, or extra storage. Complete with a massive front yard area that provides excellent curb appeal and plenty of space, this income-generating property is a rare find you don't want to miss!

3515 5th St, Bay City

5 Beds ⋅ 4 Baths ⋅ 42614652 MLS ⋅ ACTIVE Status

Investor Special with Incredible Income Potential! Situated on a spacious corner lot shaded by mature trees, this unique property offers endless possibilities for investors, multi-generational living, or buyers looking to create their dream property. The main home features approximately 2,522 SF with 3 bedrooms, 2 bathrooms, formal dining, private office/flex room, spacious living area with fireplace, island kitchen, breakfast area, oversized sunroom, and abundant storage throughout. The detached garage has been converted into a separate 2-bedroom, 2-bath guest house with its own private driveway and entrance—perfect for rental income, extended family, or guest accommodations. The former swimming pool has already been filled in, creating additional usable yard space on this nearly 3/4-acre lot. Property is ready for completion and updates to make it shine again. Excellent opportunity with strong value-add potential being sold as-is.

1 Shantilly Ln, Bay City

3 Beds ⋅ 2 Baths ⋅ 41118114 MLS ⋅ ACTIVE Status

Very Nice 3/2 in a Well kept Area of Bay City. Large back yard with Gazebo for Family gatherings and back yard socializing, fun and relaxation.

2809 La Mesa St, Bay City

81677578 MLS ⋅ ACTIVE Status

Family owned farm for the last 110 years. 60 acres of undeveloped land situated 60 miles from Houston. Property borders Southern Estates Development with a 60 foot easement leading into property from the subdivision, and a 20 foot easement into the property (owned by Seller) for access directly off of Bucks Bayou Rd. Property can be used Agriculturally, Recreationally, for Farming/ Ranching, as a private Residence to be built on later, or to be further developed into a subdivision if the land is subdivided into multiple lots (subject to county approval). Bucks Bayou is in a prime location for whatever one chooses to do with the property. Surrounded by new and recent construction homes, farms and ranches, developed neighborhoods with acreage lots, and conveniently located to downtown Bay City, excellent public schools, Wharton County Junior College, parks, restaurants and recreation. A mere 20 miles from Matagorda Beach, live, work, play in the same spot - the opportunities are endless.

County Road 166 Bucks Bayou Rd, Bay City

3 Beds ⋅ 2 Baths ⋅ 4997336 MLS ⋅ ACTIVE Status

Step into the charm of a classic 1960s home at 2501 Marguerite Street, updated to offer the best of both worlds—timeless character and modern comfort. This 3-bedroom, 2-bath home retains its original warmth while featuring major upgrades that bring peace of mind, including a 2013 ROOF, 2022 A/C, 2025 FURNACE, 2018 WATER HEATER, 2022 PEX PLUMBING, 2018 WINDOWS, 2022 SUBFLOORING & TILE FLOORING. Inside, you’ll find a functional layout with spacious living and dining areas and a standout primary suite that sets this home apart. The oversized bedroom offers plenty of room to unwind, while the massive walk-in closet—comparable in size to a secondary bedroom—provides exceptional storage. Out back, enjoy a generously sized yard with a wooden deck and plenty of space for outdoor furniture and even a future pool. If you appreciate the craftsmanship and charm of an older home but want the confidence of key modern updates already in place, this property delivers.

2501 Marguerite St, Bay City

3 Beds ⋅ 1 Baths ⋅ 37996172 MLS ⋅ ACTIVE Status

Great opportunity to invest or custom design it into your own property. Good sized 3 bed/1 bath home in a great corner location. Conveniently located near Bay City schools, restaurants, and grocery stores. Brand new 30-year roof put on in 2025 and is windstorm satisfied. House will include new doors. Bring your best offer

3100 12th St, Bay City

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