Bay City Homes with FHA Finance Available

Bay City Homes with FHA Finance Available

Welcome to Bay City, a charming city located in Matagorda County, Texas, United States. Known for its rich history, vibrant community, and picturesque landscapes, Bay City offers a wonderful place to call home.

Situated in the heart of Texas, Bay City provides residents with a perfect blend of small-town charm and modern amenities. With a population of over 17,000, this city offers a close-knit community where neighbors become friends and everyone feels welcome.

One of the great advantages of living in Bay City is the availability of homes with FHA finance options. FHA (Federal Housing Administration) loans are a popular choice among homebuyers as they offer low down payment requirements and flexible credit guidelines. This means that more people can achieve their dream of homeownership in Bay City.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Bay City has a diverse selection of homes to choose from. From cozy single-family houses to spacious townhomes, there's something to suit every taste and budget.

Bay City is not only a great place to live but also offers a wide range of recreational activities. Outdoor enthusiasts can explore the nearby Matagorda Bay Nature Park, where they can enjoy fishing, birdwatching, hiking, and camping. The city also hosts various community events throughout the year, fostering a strong sense of belonging and camaraderie among residents.

If you're considering making Bay City your home, now is the perfect time to explore the available homes with FHA finance options. Take advantage of the opportunity to own a beautiful property in this charming Texas city.

Newest Bay City Homes with FHA Finance Available

4 Beds ⋅ 2 Baths ⋅ 80996908 MLS ⋅ ACTIVE Status

New Construction Lennar Houston Home - The Pinehollow Floor Plan - This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner’s suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly. Photos are for illustrative purposes only.

903 Constitution Dr, Bay City

3 Beds ⋅ 2 Baths ⋅ 61567689 MLS ⋅ ACTIVE Status

This stunning Kendall home offers the perfect blend of comfort & functionality with 3 bedrooms, 2 baths a study, a 3 car garage and covered back patio. Nestled on a little over half an acre of land in Little River Ranch the Grayson layout features an inviting main living area, a modern kitchen with quartz countertops throughout, walk-in pantry, 42 inch upper cabinets in Discerning Beige with under cabinet lighting, a custom tile backsplash, brushed nickel lighting/hardware package and stainless steel gas appliances with a 30"cooktop. Laminate wood flooring flows throughout the main areas, with carpet in the bedrooms for added comfort. Backed by a 10-year structural warranty, every Kendall Home offers lasting peace of mind. Don’t miss out, schedule your showing today!

16 Cattle Dr, Bay City

4 Beds ⋅ 2 Baths ⋅ 61792603 MLS ⋅ ACTIVE Status

This stunning Kendall home offers the perfect blend of comfort & functionality with 4 bedrooms, 2 baths, a 2 car garage and covered back patio. Nestled on a little more than half an acre of land in Little River Ranch the Maverick layout features an inviting main living area, a modern kitchen with quartz countertops, walk-in pantry, 42 inch upper cabinets a custom tile backsplash, Farmhouse black lighting and hardware package and stainless steel gas appliances with a double conventional oven. Laminate wood flooring flows throughout the main areas, with carpet in the bedrooms for added comfort. Backed by a 10-year structural warranty, every Kendall Home offers lasting peace of mind. Don’t miss out—schedule your showing today!

6 Cattle Dr, Bay City

4 Beds ⋅ 3 Baths ⋅ 39735761 MLS ⋅ ACTIVE Status

Beautiful one-story 2492 sqft offers 4 beds, 2.5 baths and 3 car garage on an acre lot. Open-concept design features laminate wood floors (carpet in bedrooms), island kitchen with quartz counters, custom backsplash, undermount sink and SS gas appliances. Bright family room with large windows and a stone fireplace with a cedar mantle. Private primary suite offers high ceilings, soaking corner tub, separate shower, dual sinks & walk-in closet. Extras include a covered patio, USB outlets and much more! Built for comfort and peace of mind, every Kendall Home comes with a 10-year structural warranty. Don't miss your chance - schedule a showing today!

43 Cattle Dr, Bay City

4 Beds ⋅ 2 Baths ⋅ 45514033 MLS ⋅ ACTIVE Status

This stunning Kendall home offers the perfect blend of comfort & functionality with 4 bedrooms, 2 baths, a 3 car garage and covered back patio. Nestled on a little under 3/4 acre of land in Little River Ranch the Smith layout features an inviting main living area, a modern kitchen with quartz countertops, walk-in pantry, 42 inch upper cabinets in Espresso Matte with under cabinet lighting, a custom tile backsplash, brushed nickel lighting/hardware package and stainless steel gas appliances with a double convection oven. Laminate wood flooring flows throughout the main areas, with carpet in the bedrooms for added comfort. Backed by a 10-year structural warranty, every Kendall Home offers lasting peace of mind. Don’t miss out—schedule your showing today!

12 Cattle Dr, Bay City

3 Beds ⋅ 2 Baths ⋅ 94025672 MLS ⋅ ACTIVE Status

Experience timeless elegance in this historic 1940 English Tudor, situated on a corner 15,000 sq ft lot adorned w/ majestic oak trees. This beautifully maintained home blends classic architectural charm w/thoughtfully curated modern updates. Step inside to discover the OPEN-SPACE concept throughout & interiors refreshed with NEW CARPET & LVP FLOORING,FRESH PAINT exterior & interior, CEILING FAN w/LIGHT & REMOTE in living room, UPDATED WINDOW TREATMENTS, PROFESSIONAL OAK TREE PRUNING, New additional ATTIC INSULATION, NEW EXTERIOR GFCI, NEW TOILETS & crushed stone front parking area. An oversized bonus room w/entrance—built on an extended slab by the previous owner, seamlessly integrates with the home’s architecture, perfect for entertaining, a media room, or a private retreat.Nice size backyard features a double-hinged gated entry, providing easy access for Over-sized vehicles, boats, RVs. Prime location: minutes from the heart of Bay City,Tenaris, local refineries, and Matagorda Beach.

2801 Ave I, Bay City

5 Beds ⋅ 2 Baths ⋅ 85668773 MLS ⋅ ACTIVE Status

Splendid 5 bedroom home in a quiet neighborhood offering room for everything & everyone! Downstairs offers 2 bedrooms and features an open floor plan with multiple living areas that flow effortlessly for daily life & special gatherings. The kitchen includes stainless steel appliances, granite countertops, & tile backsplash. All appliances will stay! Architectural details such as an arched doorway, built in safes, & fireplace add character & warmth to this traditional style home. Upstairs layout includes 3 more bedrooms, a full bathroom with dual sinks, & a versatile bonus space ideal for a playroom, office, or game room. Backyard has ample outdoor space & is accented by a charming gazebo. There's retractable awnings off the patio & garage provide shade & extend the outdoor living options. There's a separate storage building plus a climate-controlled room at the back of the garage for seasonal items, tools, or hobby gear. Flexible spaces that adapt to your lifestyle!

2025 Tupper Lake Ln, Bay City

3 Beds ⋅ 2 Baths ⋅ 16314101 MLS ⋅ ACTIVE Status

Welcome to country living on 6 fully fenced & gated acres! This custom 3-bed, 2-bath 1-story home features a split floor plan, soaring cathedral ceilings with rich wood beams, porcelain tile floors, and energy-efficient windows. The chef's kitchen boasts quartz countertops, farmhouse sink, soft-close cabinetry with undermount lighting, and a slide-out pantry. The primary retreat offers a shiplap accent wall, 6-ft deep soaker tub, double sinks, separate shower, and a huge walk-in closet with a hidden panic/gun room. Enjoy evenings on the back patio overlooking the private rear 4 acres—ideal for horses or outdoor projects. Features a detached 3-car garage/shop, ample parking for RVs/boats, mudroom off the back entry, and TechShield roof decking. Located in Van Vleck ISD, directly across from Bay City Regional Airport, and minutes from shopping and dining!

4628 Fm 457, Bay City

3 Beds ⋅ 3 Baths ⋅ 6759367 MLS ⋅ ACTIVE Status

Space, style, and room to pursue your passions come together at 153 County Road 397 in Bay City. At the heart of the home is a showstopping chef’s kitchen featuring an oversized island, abundant cabinetry, generous workspace, stainless steel appliances, double ovens, a gas cooktop, and plenty of seating for gathering and entertaining. The open living area is anchored by a modern fireplace, while expansive windows fill the home with natural light. Outside, enjoy a screened-in patio and an expansive one-acre yard with plenty of room to relax, entertain, or create the outdoor space you have always wanted. A three-car garage and separate approximately 800-square-foot shop provide exceptional space for vehicles, equipment, storage, projects, or recreational toys. The home is equipped with a whole-home generator. This is a rare opportunity to enjoy a spacious modern home with the land and workspace to match.

153 County Road 397, Bay City

4 Beds ⋅ 3 Baths ⋅ 87395897 MLS ⋅ ACTIVE Status

Discover this hidden gem just minutes outside of Bay City limits, offering super low taxes and an unbeatable location close to Matagorda Bay and its beautiful beaches. Situated on over a 1/2-acre homesite in Tidehaven ISD, this stunning 2,492-square-foot one-story features 4 bedrooms, 2.5 baths, private study and a 3-car garage. The open-concept design showcases laminate wood flooring throughout the main living areas, carpet in the bedrooms, and a spacious family room with a floor-to-ceiling stone fireplace and cedar mantel. The gourmet island kitchen features quartz countertops, a custom tile backsplash, undermount sink, stainless steel gas appliances, and a 36-inch cooktop. Relax in the private primary suite with a soaking tub, separate shower, dual vanities and a walk-in closet. Enjoy the covered patio, USB outlets, and the peace of mind of a 10-year structural warranty.

8 Cattle Dr, Bay City

3 Beds ⋅ 3 Baths ⋅ 7705119 MLS ⋅ ACTIVE Status

Experience coastal living at its finest in this beautiful 3-bedroom, 2.5-bath home in Sargent Beach! Open-concept layout, soaring ceilings, abundant natural light, and seamless flow between the kitchen, dining, & living areas, perfect for entertaining. Enjoy coastal breezes & beautiful water views on the balcony. The spacious primary suite offers a private balcony, walk-in closet, dual sinks, and a walk-in shower. Marble and carpet flooring throughout. Enjoy the convenience of your own private beach walkover, making it easy to spend your days fishing, beachcombing, or relaxing. The lower level features two outdoor showers & a half bath, perfect for rinsing off after a day at the beach. The waterfront lot located directly across the street, featuring a private boathouse with Intracoastal Waterway access, is available for purchase separately and is not included in the sale of the home. MLS#55098162. Don't miss this opportunity to own your own piece of the Texas coast!

1402 County Road Unit 230, Bay City

3 Beds ⋅ 2 Baths ⋅ 87117781 MLS ⋅ ACTIVE Status

Beautiful and updated property to hit the market!!! This 1693 sq ft 3 bed/2 bath home is perfect for a starter home for first-time home buyers or income producing property. It also includes a large 900+ sq ft workshop building in the back equipped with a bathroom and an extra storage shed. Brand new ac installed in 2025. This home is located in a good neighborhood where you can take daily, friendly walks at any time of the day. This home also has two living areas, spacious rooms located upstairs, and a nice wide open covered back porch. Come take a tour! Call to make an appointment today or for more info. Hablo español.

2009 Sandlewood Dr, Bay City

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