Towne Lake Homes with FHA Finance Available

Towne Lake Homes with FHA Finance Available

Welcome to Towne Lake, a beautiful subdivision located in Cypress, Texas. Situated in Harris County, Towne Lake offers a unique living experience in the heart of the United States. With its ideal location, residents can enjoy the best of both worlds - a peaceful suburban setting and easy access to the bustling city of Houston.

One of the standout features of Towne Lake is the availability of homes with FHA finance options. This means that potential homeowners have the opportunity to secure their dream home with more flexible financing options. FHA loans are backed by the Federal Housing Administration, making it easier for individuals with lower credit scores or smaller down payments to qualify for a mortgage.

Towne Lake offers a wide range of housing options to suit different preferences and budgets. From charming townhomes to spacious single-family homes, there is something for everyone in this subdivision. With FHA finance available, more people can fulfill their homeownership dreams in this desirable community.

In addition to its convenient location and financing options, Towne Lake boasts an array of amenities for residents to enjoy. The community features a sparkling lake, perfect for boating and fishing enthusiasts. There are also numerous parks, walking trails, and recreational facilities for outdoor activities. Additionally, residents can take advantage of the Towne Lake Boardwalk, which offers a variety of dining, shopping, and entertainment options.

If you're looking for a serene suburban lifestyle with FHA financing options, Towne Lake in Cypress, Texas is the perfect place to call home. Explore the available homes and discover the charm and convenience this subdivision has to offer.

Newest Towne Lake Homes with FHA Finance Available

4 Beds ⋅ 3 Baths ⋅ 43938911 MLS ⋅ ACTIVE Status

Welcome to 18415 Midnight Stone Lane in the highly desirable community of Towne Lake! This home boasts an expansive, open-concept living area with tons of natural light. The kitchen's standout features including a large island, granite countertops, gas stovetop, and stainless appliances. It overlooks the dining area which is perfect for family living as well as entertaining. The owner's suite offers a peaceful, relaxing retreat with an en suite bathroom. The office/study is flex space for the next project. A secondary bedroom and another full bath complete the downstairs. A spacious game room greets you at the top of the stairs. Additionally, there are two more bedrooms and a full bath. Enjoy the private back yard and patio for all the outdoor fun. The neighborhood amenities include the clubhouse, trails, pools, fitness center. and the farmer's market, among others. This beautiful home is conveniently located near abundant shopping and dining, and is zoned to top-rated Cy-Fair schools.

18415 Midnight Stone Ln, Cypress

4 Beds ⋅ 4 Baths ⋅ 59521174 MLS ⋅ ACTIVE Status

Welcome to 19526 Rockview Ledge Ln the home sits on a corner lot overlooking the "Cross" Lake. Built in 2016 this one & a half story home lives like a single story! This residence offers approximately 3,875 sq. feet of thoughtfully designed living space w/ 4 bedrooms, 3 full bathrooms & 1 half bath. The home offers an open-concept floor plan featuring living, dining & breakfast areas. The kitchen overlooks the family room & offers cabinetry, granite countertops, stainless steel appliances, and a kitchen island and bar w/seating. The primary suite provides a retreat w/a spacious en suite bathroom & walk-in closet. Upstairs, you'll find the flexible living space that can be used as a game room or media room. Step outside to a backyard oasis featuring a sparkling pool & spa. The covered patio offers an inviting space for outdoor dining & entertaining year-round. Situated in the award-winning Towne Lake master-planned community, enjoy lakes, walking trails, parks, pools & fitness‌‌‌‌‌‌‌‌‌‌‌‌ centers.

19526 Rockview Ledge Ln, Cypress

3 Beds ⋅ 3 Baths ⋅ 12832933 MLS ⋅ ACTIVE Status

Beautiful one-story home in a gated section of master-planned Towne Lake, offering 3 bedrooms, 2.5 baths, a private home office, & elegant dining area. The gourmet kitchen features granite countertops, glass tile backsplash, double ovens, gas range, under-cabinet lighting, & a large island with additional seating—open to the spacious family room with soaring ceilings, surround sound, & gas log fireplace. The serene primary suite includes dual vanities, lighted mirrors, jetted tub, separate shower, & a walk-in closet with built-ins. Enjoy laminate & tile flooring throughout, modern light fixtures, & a whole-home generator. Step outside to a private backyard with an outdoor kitchen & no back neighbors. Scenic canal views greet you from the front door, completing this exceptional retreat. Amazing community amenities include a clubhouse, tennis courts, swimming pools, parks, splash pad, lazy river, fishing, boating & trails. A vibrant boardwalk with dining, shopping & entertainment.

17719 Olde Oaks Estate Ct, Cypress

5 Beds ⋅ 6 Baths ⋅ 91267346 MLS ⋅ ACTIVE Status

STILL TIME TO CUSTOMIZE WITH PARTNERS IN BUILDING! On one of Towne Lake’s last 90-ft waterfront homesites, this 5,100 SF custom home captures stunning lake & wetland views through expansive windows. Designed for luxury living, the home features 5 private bedrooms, a primary retreat with separate his-&-hers closets, & a grand foyer with a curved staircase & rotunda ceiling. The open layout includes a dramatic two-story family room with fireplace, formal dining, breakfast area, private study, wine room, & a spacious game/media room. Additional features include a mudroom, pantry, utility room, 250 SF unfinished storage, porte cochere, motor court, & 3-car garage. The covered patio with optional wood-burning fireplace is ideal for entertaining & enjoying tranquil waterfront views. Built by Houston’s premier custom builder & located in sought-after Towne Lake with resort-style amenities, top-rated schools, & convenient highway access. A rare opportunity to create a custom waterfront home.

18411 Symons Branch Ct, Cypress

3 Beds ⋅ 5 Baths ⋅ 36620041 MLS ⋅ ACTIVE Status

Exceptional 1.5-story residence nestled on an expansive corner lot offering sophisticated living & resort-style amenities. At the heart of the home, the beautiful chef’s kitchen features an oversized island with seating & pendant lighting, granite countertops, white cabinetry, stainless steel appliances, double ovens, a gas cooktop, & pot filler. The serene primary retreat boasts a spa-inspired bath with dual vanities, a soaking tub, separate shower, & 2 walk-in closets. A versatile home office adds flexibility, while the upstairs game room & full bath provide additional living space. A private 1-bedroom, 1-bath casita is ideal for guests. Outdoors, a spectacular backyard oasis awaits with a sparkling pool, spa & inviting fire pit, an exceptional setting for entertaining & relaxation. Amazing community amenities include a clubhouse, tennis courts, swimming pools, parks, splash pad, lazy river, fishing, boating & trails. A vibrant boardwalk with dining, shopping & entertainment.

18103 Rainwater Creek Ln, Cypress

4 Beds ⋅ 3 Baths ⋅ 55044371 MLS ⋅ ACTIVE Status

Walk from your backyard to the community lake house, water park, private beach, tennis courts, playground/splash pad & fitness center or the Boardwalk! Nestled deep in an exclusive gated section of Towne Lake at the end of a tranquil cul-de-sac, this well-maintained 4 bed/3 bath residence has 2 beds & 2 full baths on 1st floor. Enjoy outdoor living with no back neighbors, a large, covered patio with retractable awning & large patio fan. $22k in recent outdoor upgrades including rock bordered flowerbeds, lush landscaping, turfed backyard for low maintenance, new sod in front, stone pathway alongside of home. Inside, there’s a double-sided fireplace & accent walls for a designer touch. The spacious kitchen features abundant cabinet space, granite counters & a large island. The family room is airy and bright. Primary bath includes a large walk-in shower, separate garden tub and walk-in closet. Upstairs, there is a gameroom and 2 bedrooms. Low prop tax rate. Zoned to A-Rated schools.

17915 Olde Oaks Estate Ct, Cypress

3 Beds ⋅ 3 Baths ⋅ 32958065 MLS ⋅ ACTIVE Status

Welcome to this exceptional Caldwell custom home nestled in the prestigious gated community of Sunset Harbor. Thoughtfully designed with accessibility and luxury in mind, this stunning residence features beautiful wood flooring throughout, 8-foot ADA-compliant doors &widened hallways. Open-concept floor plan offers an inviting living and dining area centered around a cozy gas log fireplace. A private study with French doors provides flexibility as a home office, playroom or second living space. The impressive primary suite featuries a spa-inspired bath with an oversized walk-in shower, dual vanities & separate walk-in closets. Upgraded granite countertops are showcased throughout the home. Situated on a quiet cul-de-sac with a walking path just steps away leading directly to the lake, where you can enjoy fishing, relaxing by the water & the exceptional lifestyle Towne Lake is known for. Experience luxury, comfort, and accessibility in one of the area's most desirable gated communities.

10706 Painted Crescent Ct, Cypress

3 Beds ⋅ 3 Baths ⋅ 38366873 MLS ⋅ ACTIVE Status

Welcome to Lakeshore at Towne Lake! This beautiful three-story townhome offers water views, a rare three-car tandem garage, and three private balconies perfect for enjoying your morning coffee. Inside, you'll find an elegant wrought iron staircase, wood-look tile flooring, new carpet in the bedrooms, and an open-concept second floor filled with natural light. The island kitchen features stainless steel appliances, gas cooking, abundant cabinet and counter space, plus the stacked washer, dryer, and refrigerator are included. The spacious primary suite offers a spa-like bath with an oversized shower, bench seat, large walk-in closet, and private balcony overlooking the water. The third-floor laundry room is conveniently located near the bedrooms. Enjoy the incredible Towne Lake amenities, along with shopping, dining, and entertainment just a short walk away. Move-in ready and waiting for you!

18309 Crystal Knoll Dr, Cypress

3 Beds ⋅ 3 Baths ⋅ 76189235 MLS ⋅ ACTIVE Status

Like-new townhome featuring modern upgrades and an open, inviting layout. The stylish kitchen showcases upgraded quartz countertops, ample cabinetry, and a functional design perfect for everyday living and entertaining. The washer, dryer and refrigerator are included. Custom window treatments with remote control are included. The spacious primary suite offers a spa-like bath complete with a freestanding soaking tub, creating a relaxing retreat. A versatile loft overlooks the family room below, adding an airy feel and providing the perfect space for a home office, media room, or play area. Smart home features include the Moen Flo plumbing system for added efficiency and peace of mind. The HOA maintains the front yard, while the backyard is designed for easy living with minimal upkeep and an extended patio ideal for outdoor dining or relaxing. This move-in ready home blends comfort, convenience, and contemporary style.

11247 Buchanan Coves Ln, Cypress

3 Beds ⋅ 3 Baths ⋅ 82698788 MLS ⋅ ACTIVE Status

Spectacular 1.5-story home on a cul-de-sac in Heritage at Towne Lake, a 55+ community offering pickleball, swimming, boating, fitness classes, poker nights, and more! This home offers 3/4 beds, 3 baths, an oversized 2-car garage, an upstairs flex space. Entry opens to spacious bedrooms with front-yard views, great closet space, and an elegant dining room. Charming living room has high ceilings, a floor-to-ceiling brick fireplace, and a seamless flow into the kitchen. Fabulous kitchen features ample cabinetry, a large island with breakfast bar seating, a walk-in pantry, and a breakfast nook. Secluded primary retreat overlooks the backyard and has an adjoining flex space ideal for a home office or sitting area. Private en suite offers dual sinks, a soaking tub, a glass-standing shower, and a massive walk-in closet with access to the laundry room. Upstairs, a spacious flex room with a huge walk-in storage closet. Outside, enjoy a covered patio, beautiful landscaping, and green space.

19307 Val Verde Springs Ct, Cypress

4 Beds ⋅ 5 Baths ⋅ 88570909 MLS ⋅ ACTIVE Status

Located in the highly desirable Towne Lake community, this beautifully designed 4-bedroom, 3 full bath, 2 half bath home offers the perfect blend of privacy and functionality. With a NEW ROOF installed and water heater replaced in 2026, and HVAC replaced in 2025, the main deferred maintenance items have already been addressed. This home features all 4 bedrooms down, and a spacious game room and media room upstairs providing plenty of space for everyone. The spacious kitchen is complete with a large center island, double ovens, gas cooktop, and cabinets and storage throughout. The kitchen overlooks this beautiful living room with gas fireplace and hardwood floors. Step outside to your own backyard retreat featuring a covered patio, meticulous landscaping, and an oversized backyard that is perfect for a pool. With spacious bedrooms and exceptional indoor-outdoor living, this home offers elevated living in one of Cypress’ premier master-planned communities.

19730 Hubbard Creek Ct, Cypress

3 Beds ⋅ 3 Baths ⋅ 95762704 MLS ⋅ ACTIVE Status

Welcome to resort-style living at Lakeshore at Towne Lake. This stunning 2018 3 bed, 2.5 baths, 2,734 SF Ashton Woods home sits in an exclusive gated community with breathtaking waterfront views. Inside, you'll find soaring ceilings, teak Plantation Shutters, exposed brick, water softener and an open floor plan that's perfect for entertaining. The chef's kitchen features a massive quartz island, gas cooktop, and windows framing lake views. Upstairs, primary bedroom has a balcony overlooking the lake and the spa-like primary bath boasts a soaking tub and dual vanities. Energy-efficient throughout with Low-E windows and radiant attic barrier. Your private backyard overlooks the serene lake. Enjoy exclusive access to a 300+ acre recreational lake, marina, boating, paddleboarding, fishing, pools, trails, and waterfront dining at The Boardwalk. Top-rated Cy-Fair ISD schools. Walking distance to Trader Joes, The Boardwalk & many parks & trails. This is the lifestyle you've been dreaming of.

9663 Rockport Hills Dr, Cypress

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