Palm Beach Homes with FHA Finance Available

Palm Beach Homes with FHA Finance Available

Welcome to the beautiful subdivision of Palm Beach, located in Galveston, Texas, United States. This charming neighborhood is nestled in Galveston County, offering residents a tranquil and picturesque place to call home.

Palm Beach is known for its stunning coastal views, pristine sandy beaches, and a laid-back lifestyle that many desire. With its convenient location near the city of Galveston, residents can enjoy the best of both worlds - a peaceful suburban setting and easy access to urban amenities.

One of the great advantages of living in Palm Beach is the availability of homes with FHA financing options. FHA loans are backed by the Federal Housing Administration and are designed to make homeownership more accessible for buyers with lower credit scores and smaller down payments. This means that individuals and families who may not qualify for conventional loans can still have the opportunity to purchase a home in this desirable neighborhood.

Whether you are a first-time homebuyer or looking to upgrade to a larger property, Palm Beach offers a range of housing options to suit different budgets and preferences. From cozy beach cottages to spacious modern homes, there is something for everyone in this vibrant community.

If you dream of living near the beach, enjoying breathtaking sunsets, and experiencing the relaxed coastal lifestyle, Palm Beach in Galveston, Texas, is the perfect place to call home. Don't miss the opportunity to explore the available homes with FHA financing and make your homeownership dreams a reality.

Newest Palm Beach Homes with FHA Finance Available

3 Beds ⋅ 3 Baths ⋅ 55067022 MLS ⋅ ACTIVE Status

Don’t miss this incredible opportunity to own a beautifully designed beach house at 4211 Surf Drive, just steps away from the water. This 3-bedroom, 3-bathroom home offers the perfect blend of coastal charm. The first floor features a guest suite, an outdoor patio, and a storage shed. Upstairs, enjoy a spacious wooden deck leading to a secondary living space with recessed lighting, an open-concept design, and laundry area. Large windows fill the home with natural light, enhancing the warmth of the classic wooden ceilings and matching floorboards. The kitchen is equipped with stainless steel appliances and a breakfast bar. The secondary room features three built-in bunk beds. The primary suite on the upper level boasts vaulted ceilings and double doors opening to a private balcony. The en-suite bath includes a custom-tiled, frameless glass shower for a spa-like experience. NEW ROOF Feb 2026!!!

4211 Surf Dr, Galveston

3 Beds ⋅ 3 Baths ⋅ 43959519 MLS ⋅ ACTIVE Status

This FULLY FURNISHED home with custom finishes, is your next island getaway! This low-maintenance home features fiber cement siding, impact-resistant windows, and a long-lasting metal roof. The home offers 3 bedrooms and 3 baths, each with a walk-out balcony. Enjoy a massive 500+ sq ft deck on the main level, perfect for entertaining family and friends! The nicely appointed kitchen showcases stone countertops, glass tile backsplash, and stainless steel appliances. Beautiful stained pine plank flooring throughout. This outstanding home is a short distance from the beach, Waterman's Restaurant, and Galveston State Park.

14204 Miramar Dr, Galveston

71598723 MLS ⋅ ACTIVE Status

Build your dream coastal retreat on this cleared property on Galveston’s sought-after West End. Conveniently located just off FM 3005 with no HOA, this property offers the freedom to design the beach home you’ve always envisioned. Enjoy being within walking distance to the beach and surrounded by some of the island’s best outdoor recreation. Just minutes from Galveston Island State Park, where you can fish, kayak, hike scenic trails, and explore the natural beauty of the coast. Nearby Waterman’s Restaurant & Marina offers waterfront dining, boating access, and beautiful sunset views. Whether you're looking to build a weekend getaway, vacation rental, or full-time home, this is your opportunity to own a piece of the West End and experience the relaxed coastal lifestyle Galveston is known for.

14115 Miramar, Galveston

3 Beds ⋅ 3 Baths ⋅ 22939839 MLS ⋅ ACTIVE Status

Beautiful 3/3 new constuction custom home, located on Galveston's popular west end. Bright and airy with lots of outdoor living. Spacious primary suite. Bonus space for office or study nook. Close to the gulf and bay, beaches, local restaurants, stores, marinas. golf courses and Galveston State Park. Priced to sell.

14142 Miramar Dr, Galveston

3 Beds ⋅ 2 Baths ⋅ 61708682 MLS ⋅ ACTIVE Status

Welcome to this cute coastal cottage in Palm Beach, updated throughout and ready for easy island living. This light, bright 3-bedroom, 2-bath home feels relaxed yet refreshed—perfect for full-time living, a weekend escape, or a turn-key investment. Recent improvements include interior paint, updated wall paneling, new blinds, refreshed bath fixtures, and kitchen upgrades including a new backsplash, faucet, garbage disposal, and oven range. Major systems have also been addressed with a new water heater with leak detection shutoff, a new outside condenser/compressor (warranty), updated ventilation, reinsulated piping, and a programmable Honeywell thermostat. Outside, enjoy fresh exterior paint and updated wood siding for classic beach-cottage curb appeal. With consistent rental history through Vacasa, this property has proven performance and strong potential for continued income. Furniture conveys with exclusions. See Documents for full list of improvements.

4121 Las Palmas St, Galveston

3 Beds ⋅ 2 Baths ⋅ 88520832 MLS ⋅ ACTIVE Status

Beachside Gem – Steps from the Sand! Just two blocks from the beach, this charming 3-bedroom, 2-bath home is ready for you to add your personal touch. Situated on a spacious 9,920 sq. ft. lot, this property combines coastal living with modern updates — including remodeled bathrooms, dual-pane windows, new flooring, updated wiring and plumbing, and a complete HVAC system. Enjoy an open-concept kitchen and living area that flows seamlessly to an expansive 1,150 sq. ft. outdoor deck, perfect for entertaining or relaxing in the ocean breeze. The upper observation deck offers breathtaking 360° views of the beach and bay. A bonus room on the main level provides flexible space for a third bedroom, office, or guest suite. Experience the best of beachside living — comfort, views, and location all in one! The N 1/2 of lot 44 is also available to purchase. First right of refusal to buyer of lot 43 and home.

4120 Oleander Dr, Galveston

2 Beds ⋅ 1 Baths ⋅ 68207306 MLS ⋅ ACTIVE Status

Welcome to 4115 Surf Drive. This cozy 2 bed, 1 bath, light-and-bright beach view cottage is beautifully renovated and truly move-in ready including all appliances, linens, furniture, beach toys/umbrellas, and more. A short walk to the end of the street and you are walking on the beautiful sandy beach. Located between Pleasure Pier and Jamaica Beach, and all the amazing fresh seafood restaurants, this getaway is close enough to enjoy either location yet far enough away from the noise and nightlife. The seller has added all new crushed granite under the stilts to give you a great spot to BBQ and hang out plus there is a new outdoor shower so you can hose off after a day at the beach. Sit on the balcony and you can see and hear the peaceful ocean waves. A perfect family vacation home or a smart business investment for short- term rentals when you are away.

4115 Surf Dr, Galveston

50053291 MLS ⋅ ACTIVE Status

Build your dream home less than two blocks from the beach. Prime location in Palm Beach to build your primary home or vacation getaway. Come see this beachside lot in quiet Palm Beach subdivision on Galveston’s West End.

4125 Las Palmas St, Galveston

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