Palm Beach Homes with Conventional Finance Available

Palm Beach Homes with Conventional Finance Available

Welcome to Palm Beach, a stunning subdivision located in Galveston, Texas, United States. Situated in Galveston County, this vibrant community offers a fantastic living experience for those seeking a beautiful coastal lifestyle.

Palm Beach is a true gem, nestled along the picturesque coastline of Galveston. With its pristine sandy beaches, clear blue waters, and breathtaking sunsets, residents here enjoy a year-round vacation-like atmosphere. Whether you're looking for a permanent residence or a vacation home, Palm Beach has something to offer for everyone.

One of the key highlights of Palm Beach is the availability of homes with conventional finance options. This means that you can easily secure financing for your dream home in this subdivision. Whether you're a first-time homebuyer or looking to upgrade, Palm Beach provides a range of housing options to suit your needs.

From cozy beachfront cottages to modern condominiums with stunning ocean views, Palm Beach offers a diverse range of properties. With conventional finance available, you can take advantage of competitive interest rates and flexible loan terms to make your homeownership dreams a reality.

Living in Palm Beach also means being part of a close-knit community. Residents enjoy access to top-notch amenities such as community parks, recreational facilities, and convenient proximity to shopping, dining, and entertainment options.

If you're looking for a slice of paradise in Galveston, Palm Beach is the perfect place to call home. With its idyllic location, availability of homes with conventional finance options, and a vibrant community, Palm Beach offers an unparalleled living experience. Come and discover the beauty and charm of Palm Beach today!

Newest Palm Beach Homes with Conventional Finance Available

3 Beds ⋅ 3 Baths ⋅ 63455335 MLS ⋅ ACTIVE Status

This FULLY FURNISHED home with custom finishes, is your next island getaway! This low-maintenance home features fiber cement siding, impact-resistant windows, and a long-lasting metal roof. The home offers 3 bedrooms and 3 baths, each with a walk-out balcony. Enjoy a massive 500+ sq ft deck on the main level, perfect for entertaining family and friends! The nicely appointed kitchen showcases stone countertops, glass tile backsplash, and stainless steel appliances. Beautiful stained pine plank flooring throughout. This outstanding home is a short distance from the beach, Waterman's Restaurant, and Galveston State Park. Come tour it today!

14204 Miramar Dr, Galveston

1 Beds ⋅ 1 Baths ⋅ 38626382 MLS ⋅ ACTIVE Status

Bring your vision to life with this coastal property offering plenty of potential. Situated on an oversized lot, the home provides ample space to expand, add outdoor amenities, or create additional parking. The raised design features an open living, dining, and kitchen area, built-in seating with storage, a spacious bedroom, full bath, and indoor utility area. Outside, enjoy a large deck, covered ground-level space, and a generous yard. Ready for renovation and updates, this property offers a great opportunity for an investor, weekend retreat, or buyer looking to customize a coastal home. Being sold as-is.

4123 Oleander Dr, Galveston

27787947 MLS ⋅ ACTIVE Status

Build your dream coastal retreat on this exceptional double lot offering stunning ocean views and endless possibilities. Perfectly positioned to capture Gulf breezes and breathtaking sunsets, this oversized homesite provides ample space for a custom beach home, outdoor entertaining areas, a pool, or additional storage for all your beach toys. Whether you’re envisioning a luxury vacation getaway, full-time coastal residence, or investment property, this rare opportunity delivers the ideal blend of space, location, and scenery. Enjoy the relaxed beach lifestyle just moments from the sand, fishing, dining, and everything Galveston Island has to offer. Don’t miss your chance to create your own piece of paradise on the Texas coast.

Las Palmas St, Galveston

3 Beds ⋅ 3 Baths ⋅ 55067022 MLS ⋅ ACTIVE Status

Don’t miss this incredible opportunity to own a beautifully designed beach house at 4211 Surf Drive, just steps away from the water. This 3-bedroom, 3-bathroom home offers the perfect blend of coastal charm. The first floor features a guest suite, an outdoor patio, and a storage shed. Upstairs, enjoy a spacious wooden deck leading to a secondary living space with recessed lighting, an open-concept design, and laundry area. Large windows fill the home with natural light, enhancing the warmth of the classic wooden ceilings and matching floorboards. The kitchen is equipped with stainless steel appliances and a breakfast bar. The secondary room features three built-in bunk beds. The primary suite on the upper level boasts vaulted ceilings and double doors opening to a private balcony. The en-suite bath includes a custom-tiled, frameless glass shower for a spa-like experience. NEW ROOF Feb 2026!!!

4211 Surf Dr, Galveston

4 Beds ⋅ 4 Baths ⋅ 80796482 MLS ⋅ ACTIVE Status

This amazing 4 bedroom / 3.5 bath beach front home awaits you in Palm Beach. A spacious home with primary suites on each level, chef’s kitchen, elevator to all levels, multiple family rooms, two outdoor decks and a ground floor patio area is just steps from the beach. The kitchen is large and incl: stainless appliances, ice machine and Viking gas range with a breakfast bar. Dining area is close by and comfortably seats 8 for dining with a view! The living/family room has great views and is open to the kitchen/dining area with deck access. The home comfortably sleeps 12, with 3 bedrooms having beach views. The 2nd floor family room has a full wet bar, pool table & deck access. You will find unique interior details including a hammered copper farmhouse sink, glass tile detailing/accents throughout, stenciled & painted motifs in bathrooms & foyers and solid wood cabinetry throughout. Home is selling furnished. The home is an active vacation rental property with a strong following.

4227 Vista Blvd, Galveston

71598723 MLS ⋅ ACTIVE Status

Build your dream coastal retreat on this cleared property on Galveston’s sought-after West End. Conveniently located just off FM 3005 with no HOA, this property offers the freedom to design the beach home you’ve always envisioned. Enjoy being within walking distance to the beach and surrounded by some of the island’s best outdoor recreation. Just minutes from Galveston Island State Park, where you can fish, kayak, hike scenic trails, and explore the natural beauty of the coast. Nearby Waterman’s Restaurant & Marina offers waterfront dining, boating access, and beautiful sunset views. Whether you're looking to build a weekend getaway, vacation rental, or full-time home, this is your opportunity to own a piece of the West End and experience the relaxed coastal lifestyle Galveston is known for.

14115 Miramar, Galveston

3 Beds ⋅ 3 Baths ⋅ 22939839 MLS ⋅ ACTIVE Status

Beautiful 3/3 new constuction custom home, located on Galveston's popular west end. Bright and airy with lots of outdoor living. Spacious primary suite. Bonus space for office or study nook. Close to the gulf and bay, beaches, local restaurants, stores, marinas. golf courses and Galveston State Park. Priced to sell.

14142 Miramar Dr, Galveston

3 Beds ⋅ 3 Baths ⋅ 27775669 MLS ⋅ ACTIVE Status

Beautiful coastal cottage just steps from the beach. Fabulous gulf views of the beach from both the Living Room and the upper wrap-around porch. Bright, cheery, updated Kitchen open to the Dining and Living Area. With 3 Bedrooms and 3 Baths this is perfect for family get-aways or full-time residents. Great outdoor entertaining area under the house with outdoor shower for rinsing off after a day at the beach. Being sold furnished! Don't miss this one!!

4212 Vista Rd, Galveston

3 Beds ⋅ 2 Baths ⋅ 61708682 MLS ⋅ ACTIVE Status

Welcome to this cute coastal cottage in Palm Beach, updated throughout and ready for easy island living. This light, bright 3-bedroom, 2-bath home feels relaxed yet refreshed—perfect for full-time living, a weekend escape, or a turn-key investment. Recent improvements include interior paint, updated wall paneling, new blinds, refreshed bath fixtures, and kitchen upgrades including a new backsplash, faucet, garbage disposal, and oven range. Major systems have also been addressed with a new water heater with leak detection shutoff, a new outside condenser/compressor (warranty), updated ventilation, reinsulated piping, and a programmable Honeywell thermostat. Outside, enjoy fresh exterior paint and updated wood siding for classic beach-cottage curb appeal. With consistent rental history through Vacasa, this property has proven performance and strong potential for continued income. Furniture conveys with exclusions. See Documents for full list of improvements.

4121 Las Palmas St, Galveston

3 Beds ⋅ 2 Baths ⋅ 88520832 MLS ⋅ ACTIVE Status

Beachside Gem – Steps from the Sand! Just two blocks from the beach, this charming 3-bedroom, 2-bath home is ready for you to add your personal touch. Situated on a spacious 9,920 sq. ft. lot, this property combines coastal living with modern updates — including remodeled bathrooms, dual-pane windows, new flooring, updated wiring and plumbing, and a complete HVAC system. Enjoy an open-concept kitchen and living area that flows seamlessly to an expansive 1,150 sq. ft. outdoor deck, perfect for entertaining or relaxing in the ocean breeze. The upper observation deck offers breathtaking 360° views of the beach and bay. A bonus room on the main level provides flexible space for a third bedroom, office, or guest suite. Experience the best of beachside living — comfort, views, and location all in one! The N 1/2 of lot 44 is also available to purchase. First right of refusal to buyer of lot 43 and home.

4120 Oleander Dr, Galveston

2 Beds ⋅ 1 Baths ⋅ 68207306 MLS ⋅ ACTIVE Status

Welcome to 4115 Surf Drive. This cozy 2 bed, 1 bath, light-and-bright beach view cottage is beautifully renovated and truly move-in ready including all appliances, linens, furniture, beach toys/umbrellas, and more. A short walk to the end of the street and you are walking on the beautiful sandy beach. Located between Pleasure Pier and Jamaica Beach, and all the amazing fresh seafood restaurants, this getaway is close enough to enjoy either location yet far enough away from the noise and nightlife. The seller has added all new crushed granite under the stilts to give you a great spot to BBQ and hang out plus there is a new outdoor shower so you can hose off after a day at the beach. Sit on the balcony and you can see and hear the peaceful ocean waves. A perfect family vacation home or a smart business investment for short- term rentals when you are away.

4115 Surf Dr, Galveston

40644734 MLS ⋅ ACTIVE Status

Discover a prime lot on Galveston’s picturesque west end, offering the perfect blend of tranquility & convenience. This property is served by Galveston water & sewer, & recently upgraded electrical lines. Backed by the expansive Galveston State Park, the lot provides unobstructed sunset views and a peaceful, private setting free from rear neighbors. Ideally situated just a short stroll from Waterman's Restaurant & its popular boat launch, this location invites effortless outdoor living & recreation. A quick ride takes you to the Galveston Country Club, Pirates Shopping Plaza, & nature areas. Embrace the coastal lifestyle with this beautifully located lot—your gateway to Galveston Island living.

3902 El Lago St, Galveston

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