Cinco Ranch Homes with FHA Finance Available

Cinco Ranch Homes with FHA Finance Available

Cinco Ranch: A Picturesque Subdivision in Katy, Texas

Nestled in the heart of Katy, Texas, Cinco Ranch is a highly sought-after subdivision that offers residents a picturesque and vibrant community to call home. Located in Fort Bend County, just a short drive from Houston, Cinco Ranch boasts a prime location with easy access to major highways, shopping centers, and top-rated schools.

With its meticulously landscaped streets and well-maintained properties, Cinco Ranch exudes an inviting and welcoming atmosphere. The subdivision offers a wide range of housing options, from spacious single-family homes to elegant townhouses, ensuring there is something to suit every lifestyle and budget.

One notable advantage of living in Cinco Ranch is the availability of homes with FHA finance. This means that potential homeowners can take advantage of the Federal Housing Administration's loan program, making it easier to secure financing and purchase their dream home in this desirable community.

Residents of Cinco Ranch enjoy an array of amenities and recreational facilities, including parks, walking trails, community centers, and pools. The subdivision also boasts several lakes, providing opportunities for fishing, kayaking, and other water activities.

In addition to its natural beauty and convenient location, Cinco Ranch is home to a vibrant community that hosts various events and activities throughout the year. From neighborhood gatherings to holiday celebrations, there is always something happening in this close-knit community.

Whether you are a first-time homebuyer or looking to upgrade to a larger property, Cinco Ranch offers an ideal setting to settle down and create lasting memories. With its beautiful homes, FHA finance availability, and a strong sense of community, it's no wonder why Cinco Ranch continues to be a sought-after destination for those looking to call Katy, Texas their home.

Newest Cinco Ranch Homes with FHA Finance Available

3 Beds ⋅ 2 Baths ⋅ 72146629 MLS ⋅ ACTIVE Status

1.5 story home in the highly sought after Cinco Ranch community. BEST NEIGHBORHOOD AMENITIES IN KATY! Centrally located just minutes from Thompkins High School, restaurants, shopping, easy access to 99, I-10 and the Westpark Toll Road. 3 bedroom split plan with all bedrooms down plus a game room or bonus room up. Spacious living room with gas fire place. Open floor plan, functional kitchen offers tile floors, granite counters, built-in microwave and gas cooking. Good size yard with sprinkler system and extended patio for entertainment. No back neighbors. Recent improvements - Luxury laminate wood flooring (12/2025), fresh paint (12/2025), Blinds (2026), Appoxy garage (2026), Coil & Condensor unit (2023). Light and bright! Ready to move-in! This home qualifies for a limited-time lender-paid 2-1 buydown—reduced monthly payments for the first 2 years at no cost to the buyer or seller. Ask listing agent for details!

4327 Wellington Grove Ln, Katy

5 Beds ⋅ 6 Baths ⋅ 2589548 MLS ⋅ ACTIVE Status

Exceptional custom Partners in Building home on one of the largest homesites in Cinco Ranch. Timeless stucco-and-stone architecture, 5 bedrooms, 4 full baths and 2 half baths, 2 bedrooms down, travertine and engineered hardwood flooring throughout, media room with plush carpet, game room, 3-car garage, whole house water softener/filtration system. Dramatic two story living room with a floor-to-ceiling stone fireplace, chef's kitchen featuring imported quartz countertops, double ovens, and ceiling-height custom cabinetry. Primary suite with cast-stone fireplace, private sitting room, custom closets and a luxurious travertine bath. Outside, enjoy a resort-style pool and spa, expansive travertine terraces, covered outdoor kitchen, and a wood-burning fireplace. The property is framed by mature trees, with no back neighbors, enhancing privacy. From daytime enjoyment to evening ambiance, this home offers a complete indoor-outdoor lifestyle experience. Zoned to exemplary Katy ISD A+ schools.

27703 Guthrie Ridge Ln, Katy

4 Beds ⋅ 2 Baths ⋅ 86537533 MLS ⋅ ACTIVE Status

Welcome to this well maintained single-story home offering 4 spacious bedrooms in the highly desirable Cinco Ranch community. Designed with both comfort & functionality in mind, the open-concept floor plan features a generous living area, formal dining room, inviting breakfast nook, & a well-appointed kitchen complete with a center island. Elegant tile flooring extends throughout the main living areas, while durable laminate wood flooring adds warmth to each bedroom. Soaring ceilings enhance the home's bright, open atmosphere. The spacious primary suite provides an en-suite bath featuring dual vanities, a soaking tub, separate walk-in shower, & an oversized walk-in closet. Ideally located with easy access to the Westpark Tollway and Grand Pkwy, this home is zoned to the highly acclaimed Katy ISD. Enjoy the convenience of being just a short walk from the neighborhood park, playground, & community pool, making it easy to experience all the exceptional amenities Cinco Ranch has to offer.

20719 Medallion Pointe Dr, Katy

5 Beds ⋅ 4 Baths ⋅ 48099213 MLS ⋅ ACTIVE Status

Located in the highly sought-after Katy Independent School District (KISD) — home to the outstanding Seven Lakes High School, consistently ranked among the very best high schools in the entire Houston metro area. This stunning 5-bedroom, 3.5-bath home offers pride of ownership and exceptional craftsmanship. Additionally it included a 3-car garage with triple-wide driveway to go with an oversize 3 door garage. The expansive open-concept floor plan features soaring ceilings, 8-foot doors, and elegant crown molding. The chef-inspired kitchen stands out with a large center island, granite countertops, built-in refrigerator, gas cooktop, and wine fridge. Downstairs living areas showcase brand-new carpeting and fresh interior paint. Recent updates include a new roof and fully replaced privacy fence. The private backyard oasis is designed for year-round entertaining with a sparkling pool and spa, water seats, double waterfalls, and outdoor kitchen.

25610 Skye Springs Ln, Katy

5 Beds ⋅ 4 Baths ⋅ 91266863 MLS ⋅ ACTIVE Status

WALK OR BIKE RIDE to A+ TOMPKINS HS and KILPATRICK ELEMENTARY SCHOOLS!! Meticulously maintained 5 bedroom home with POOL in CINCO RANCH at the END OF THE CUL-DE-SAC and next to a GREENBELT!! Oversized tile flooring in entry, family room, kitchen, breakfast, utility room & bathrooms. Engineered wood flooring in the formal dining room, LARGE STUDY & 2 upstairs bedrooms. The kitchen includes plenty of premier 42" 'built on-site' cabinets, large granite island & countertops, GAS COOK TOP, under cabinet lighting & Butler's pantry. SPACIOUS PRIMARY SUITE with super durable SPC flooring & UPDATED BATH! Good sized secondary bedrooms upstairs...EACH WITH WALK-IN CLOSETS. Gameroom. 2nd FLOOR WALK-IN ATTIC STORAGE...this home has amazing storage & storage shelves. Outdoor oasis with POOL & WATERFALL, tongue & groove covered patio ceiling, gas line for future grill, playhouse & BUTTERFLY GARDEN landscaping. RECENT IMPROVEMENTS : 2 water heaters (2025), downstairs a/c & fence (2024), ROOF (2020).

26230 Goldenport Ln, Katy

4 Beds ⋅ 3 Baths ⋅ 28926406 MLS ⋅ ACTIVE Status

Beautifully renovated 4-bedroom home in sought-after Cinco Ranch! **ROOF WAS JUST REPLACED 5/20/26!** Extensive updates throughout. Stunning kitchen features new quartz countertops, marble backsplash, painted cabinets, updated hardware, new plumbing fixtures & stylish lighting. Spacious primary suite offers a remodeled bath with new tile shower surround, frameless glass enclosure, updated fixtures, new vanity with marble countertop, added wainscoting & upgraded hardware. Enjoy all new LVP flooring downstairs & new carpet upstairs. Family room showcases a stacked stone fireplace with stained wood mantle, while gel-stained staircase handrails add warmth & character. Additional upgrades include new 1x6 baseboards, new 1x4 door casings downstairs, fresh paint on ceilings, walls, trim, garage door, & trim, plus new light fixtures and ceiling fans throughout. Detached garage, covered patio, private backyard, spacious game room & access to top-rated Katy ISD schools, parks, shopping & dining.

26710 Abbey Springs Ln, Katy

4 Beds ⋅ 3 Baths ⋅ 32975448 MLS ⋅ ACTIVE Status

NEW ROOF 07/2025 with 50-YEAR shingles. Impeccably maintained and move-in ready, this spotless home is ready for its next family! Offering 4 bedrooms, 3 full bathrooms, and a spacious game room, the layout is both functional and flexible with 2 bedrooms down and 2 upstairs—ideal for guests, multigenerational living, or a home office setup. Recent paint throughout gives the home a fresh, bright feel, while the 50-year roof installed in 07/2025 adds major value and peace of mind. Pride of ownership shows in every room, with the home presented in beautiful condition throughout. This home is also covered by a home warranty plan for added confidence. Zoned to Stanley Elementary, Seven Lakes Junior High, and Jordan High School, this is a wonderful opportunity to own a truly well-cared-for home in a sought-after area.

26319 Cedar Pine Dr, Katy

4 Beds ⋅ 4 Baths ⋅ 49993982 MLS ⋅ ACTIVE Status

Beautiful two-story home in the desirable Cinco Ranch community! Features 4–5 bedrooms, 4 full baths, formal dining, and a study that can serve as a 5th bedroom. Open-concept floor plan with a spacious family room and a gourmet kitchen offering granite countertops, 42’’ cabinets, stainless steel appliances, and a large island. Refrigerator, washer, and dryer included. The primary suite features a walk-in closet and a luxurious bath with double sinks, separate shower and tub and granite countertops. Upstairs offers three bedrooms, two full baths, and a large game room. Enjoy outdoor living on the covered patio with a sprinkler system. Excellent location with easy access to TX-1463, Westpark Tollway, 99 Grand Parkway and I-10. Zoned to top-rated Katy ISD schools and close to shopping, restaurants, and entertainment. Enjoy everything Cinco Ranch has to offer.

28723 Primrose Blf, Katy

5 Beds ⋅ 4 Baths ⋅ 58861641 MLS ⋅ ACTIVE Status

5-bed home in Cinco Ranch West with a pool, trail access, and cul-de-sac location? 23615 Banning Point Ct in Katy, TX offers 3,389 sqft, a private heated pool and spa, backs to the Cinco Ranch Nature Trail, and sits on an elongated cul-de-sac for added privacy and reduced traffic. Welcome to this 5-bed home in Cinco Ranch West, built in 2002 on a 9,100 sqft lot. The two-story layout features a first-floor primary suite with double sinks a jetted tub and a separate shower, plus a spacious family room with a wood-burning fireplace, formal dining, and breakfast area. The spacious kitchen includes solid surface countertops, convenient breakfast bar, gas range, and electric oven. Upstairs offers a large gameroom, 4 additional bedrooms, and a bonus area. Enjoy tile and carpet flooring. Oversized 2.5 car garage. The backyard features a heated pool, spa, greenbelt setting, no back neighbors and direct nature trail access. This home has it ALL! Call or text for details.

23615 Banning Point Ct, Katy

4 Beds ⋅ 3 Baths ⋅ 85180076 MLS ⋅ ACTIVE Status

Cozy and spacious 2 story home. Formal dining. Open kitchen to the family room. Granite countertop. Game up with window seats. Arches and moldings. Large backyard. Laminated wood (replaced 2021) in dining, family, master bedroom, stairway, game room and all up bedrooms (no carpet). Sprinkler system. Roof replaced 10/2018, AC replaced 4/2022, water heater replaced 9/2019, dishwasher 12/2023. Microwave 12/2021. Fence 3/2022. Wall painted by 4/2026, new shower and cabinets in master bath 4/2026.

4727 Tremont Glen Ln, Katy

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