Texas City Homes with USDA Loan Finance Available

Texas City Homes with USDA Loan Finance Available

Located in Galveston County, Texas City is a vibrant city in the state of Texas, United States. With its prime location on the Gulf Coast, Texas City offers residents a unique blend of natural beauty, rich history, and modern amenities.

For homebuyers looking to settle in Texas City, one attractive feature is the availability of USDA loan financing. With USDA loans, eligible homebuyers can secure affordable financing options to purchase their dream homes. This financing option is especially beneficial for those who may not qualify for traditional mortgages or have limited funds for a down payment.

The USDA loan program is designed to promote rural development and homeownership in eligible areas. Texas City, being part of Galveston County, falls within these eligible areas, making it a great choice for homebuyers seeking USDA loan financing.

By opting for a USDA loan, homebuyers can enjoy several advantages, including low-interest rates, flexible credit requirements, and the ability to finance up to 100% of the home's appraised value. This means that homebuyers can potentially purchase a home in Texas City without having to make a significant down payment.

Whether you're a first-time homebuyer or looking to upgrade your current residence, Texas City offers a range of housing options to suit various needs and budgets. From cozy single-family homes to spacious townhouses, there is something for everyone in this charming city.

With its attractive location, affordability, and the availability of USDA loan financing, Texas City presents an excellent opportunity for homebuyers to find their perfect home and enjoy the best of what this thriving community has to offer.

Newest Texas City Homes with USDA Loan Finance Available

4 Beds ⋅ 2 Baths ⋅ 37965453 MLS ⋅ ACTIVE Status

Welcome home to this beautifully maintained, energy-efficient property designed for comfort, style, and easy living! The bright kitchen features crisp white cabinetry, ornamental white granite countertops, a spacious walk-in pantry, and modern finishes that flow seamlessly into the open living areas. Grey-tone EVP flooring and warm neutral carpet create a fresh, inviting feel throughout. Outside, enjoy the added convenience of a full sprinkler system and installed gutters. Located in a growing community with a playground and splashpad, plus nearby aquatic recreation, shopping, dining, and everyday conveniences. With a low 2.27% tax rate and energy-efficient construction designed to help reduce utility costs, this home offers the perfect combination of quality, location, and value. Meticulously maintained and truly move-in ready!

10716 Discovery Ln, Texas City

2 Beds ⋅ 2 Baths ⋅ 79912804 MLS ⋅ ACTIVE Status

WELCOME HOME!!!! Exceptional fully remodeled brick residence is located in the high desirable Estelle subdivision in Texas City. Offering 2 bedrooms 2 bathrooms, the home features thoughtfully designed layout. Outdoor features a fully fenced backyard, and a very well maintained landscaping, ideal for both relaxation and entertaining. Property is conveniently located with easy access to I45,HWY 3, schools, stores, medican centers, amenities and much more!!!!! CIOME SEE YOUR FUTURE HOME TODAY!!!!

211 Estelle Cir, Texas City

4 Beds ⋅ 4 Baths ⋅ 84036306 MLS ⋅ ACTIVE Status

**WELCOME HOME! Discover your future in the heart of Lago Mar! This stunning 2023 Westin Homes build (Albany Floor Plan, Elevation H) offers 4 spacious bedrooms, 3.5 baths, and high ceilings that welcome you into a bright, open-concept layout. The dream kitchen features quartz countertops and flows seamlessly into the living area with a cozy fireplace and abundant windows overlooking your covered patio, extended deck, and gazebo—perfect for relaxing or entertaining. The oversized primary suite includes dual vanities, a soaking tub, and generous walk-in closets. Upstairs, enjoy three additional bedrooms, a large game room, and a media room. Fresh paint, 2025 flooring, a remodeled utility room, and an office add to the appeal. Located near I-45, Tanger Outlets, restaurants, Buc-ee’s, and more. Experience resort-style living with access to two gyms, two pools, playgrounds, and Lago Mar’s crystal lagoon. Live like you’re on vacation every day in this incredible home and vibrant community!

2122 Lierna Dr, Texas City

3 Beds ⋅ 2 Baths ⋅ 77966847 MLS ⋅ ACTIVE Status

Designed with your comfort and convenience in mind, the single-story Davis plan offers the perfect combination of living and private space. Anchored by an inviting open-concept living area, this home features a spacious great room that flows into a well-appointed kitchen—boasting a center island and walk-in corner pantry—which overlooks a casual dining area. Toward the front of the home, two generous secondary bathrooms flank a full bath. On the other side of the home, a secluded primary suite includes a private bath and roomy walk-in closet. Completed 11/30!

2819 Coral Dr, Texas City

2 Beds ⋅ 1 Baths ⋅ 58393428 MLS ⋅ ACTIVE Status

Updated and income producing duplex ready for your investment portfolio! This partially occupied property offers great cash flow potential with the flexibility to live in one unit and rent the other, or maximize your investment by leasing both units. Each unit features 2 bedrooms, 1 bathroom, all tile flooring, and in unit washer and dryer connections. Separate utility meters provide easy management. Located in an established neighborhood with no HOA, low taxes, and no history of flooding. Conveniently located just minutes from the Texas City Dike, shopping, dining, and schools. Don’t miss this excellent investment opportunity. Schedule your showing today!

1138 4th Ave N, Texas City

3 Beds ⋅ 3 Baths ⋅ 98667088 MLS ⋅ ACTIVE Status

The two-story Lassen floor plan opens with an inviting porch entry that leads past private study and a powder room. An impressive open kitchen with a center island is adjacent and flows into a dining area and an airy great room, creating the perfect space for entertaining and everyday living. The owner’s suite is conveniently located on the main level and offers a walk-in closet and a private bath with dual vanities and a walk-in shower. Upstairs, there are two bedrooms and a bath, as well as a versatile loft space. Home complete 10/30/26. Introducing stunning new homes in Texas City at Pearlbrook! Pearlbrook boasts a range of amenities, including ponds, parks, walking trails, and a dog park. This community offers easy access to I-45 and Hwy 3, and proximity to Galveston and its attractions. Discover your dream home at Pearlbrook!

8203 Coral Dr, Texas City

4 Beds ⋅ 3 Baths ⋅ 69732974 MLS ⋅ ACTIVE Status

The Medina floorplan features a study just off of the foyer providing a private area for working at home or studying. The island kitchen is adjacent to the dining area and great room - perfect for entertaining! The primary suite is located on the first floor with a large walk-in closet. Upstairs is a loft with a walk-in closet, 3 spacious bedrooms and an unfinished storage room. Home Complete 10/20/26. Introducing stunning new homes in Texas City at Pearlbrook! This welcoming community offers one- and two-story floor plans with exciting features, including modern layouts, quartz countertops, and smart home ecosystem Century Home Connect®. Pearlbrook boasts a range of amenities, including ponds, parks, walking trails, and a dog park. This community offers easy access to I-45 and Hwy 3, and proximity to Galveston and its attractions. Discover your dream home at Pearlbrook!

8211 Coral Dr, Texas City

3 Beds ⋅ 2 Baths ⋅ 53638165 MLS ⋅ ACTIVE Status

The Wren showcases modern style and versatile design, coming together for a plan that complements every lifestyle. This three-bedroom home is centered around a spacious great room, overlooking a dining area and a well-equipped kitchen with a walk-in pantry and a wraparound countertop. An impressive primary suite sits nearby, featuring a walk-in closet and a private bath with a walk-in shower. Two roomy secondary bedrooms are adjacent, bookending a full bath. Home complete 10/30/26. Introducing stunning new homes in Texas City at Pearlbrook! This welcoming community offers one- and two-story floor plans with exciting features, including modern layouts, quartz countertops, and smart home ecosystem Century Home Connect®. Pearlbrook boasts a range of amenities, including ponds, parks, walking trails, and a dog park. This community offers easy access to I-45 and Hwy 3, and proximity to Galveston and its attractions. Discover your dream home at Pearlbrook!

2520 Rose Quartz Dr, Texas City

3 Beds ⋅ 2 Baths ⋅ 25996107 MLS ⋅ ACTIVE Status

The Wren showcases modern style and versatile design, coming together for a plan that complements every lifestyle. This three-bedroom home is centered around a spacious great room, overlooking a dining area and a well-equipped kitchen with a walk-in pantry and a wraparound countertop. An impressive primary suite sits nearby, featuring a walk-in closet and a private bath with a walk-in shower. Two roomy secondary bedrooms are adjacent, bookending a full bath. Home complete 10/30/26. Introducing stunning new homes in Texas City at Pearlbrook! This welcoming community offers one- and two-story floor plans with exciting features, including modern layouts, quartz countertops, and smart home ecosystem Century Home Connect®. Pearlbrook boasts a range of amenities, including ponds, parks, walking trails, and a dog park. This community offers easy access to I-45 and Hwy 3, and proximity to Galveston and its attractions. Discover your dream home at Pearlbrook!

8301 Rose Quartz Dr, Texas City

3 Beds ⋅ 2 Baths ⋅ 46932146 MLS ⋅ ACTIVE Status

Featuring a thoughtfully designed single-story layout, the Cardinal offers plenty of private and common living space. Toward the front of the home, two bedrooms share a full hall bath. At the heart of the home, an inviting kitchen—featuring a center island and corner pantry—overlooks an open-concept area with a spacious great room and elegant dining area. A lavish owner's suite includes a large walk-in closet and a private bath. Home complete 9/30/26. Introducing stunning new homes in Texas City at Pearlbrook! This welcoming community offers one- and two-story floor plans with exciting features, including modern layouts, quartz countertops, and smart home ecosystem Century Home Connect®. Pearlbrook boasts a range of amenities, including ponds, parks, walking trails, and a dog park. This community offers easy access to I-45 and Hwy 3, and proximity to Galveston and its attractions. Discover your dream home at Pearlbrook!

2606 Rose Quartz Dr, Texas City

3 Beds ⋅ 2 Baths ⋅ 18685908 MLS ⋅ ACTIVE Status

Featuring a thoughtfully designed single-story layout, the Cardinal offers plenty of private and common living space. Toward the front of the home, two bedrooms share a full hall bath. At the heart of the home, an inviting kitchen—featuring a center island and corner pantry—overlooks an open-concept area with a spacious great room and elegant dining area. A lavish owner's suite includes a large walk-in closet and a private bath. Home complete 7/31/26. Introducing stunning new homes in Texas City at Pearlbrook! This welcoming community offers one- and two-story floor plans with exciting features, including modern layouts, quartz countertops, and smart home ecosystem Century Home Connect®. Pearlbrook boasts a range of amenities, including ponds, parks, walking trails, and a dog park. This community offers easy access to I-45 and Hwy 3, and proximity to Galveston and its attractions. Discover your dream home at Pearlbrook!

8305 Rose Quartz Dr, Texas City

2 Beds ⋅ 2 Baths ⋅ 21920318 MLS ⋅ ACTIVE Status

This Charming 1362 Sq Ft Move-In Ready CastleRock home is equipped with 3 Sides Brick, 2 bedrooms plus a Home Office and 2 bathrooms. Kitchen has granite tops and stainless GE appliances. The tile backsplash adds finesse. With a spacious family room, kitchen, and wet areas, every space is designed for both relaxation and productivity. Vinyl Flooring in Family room, Study, Hallway and Extended Foyer. The LUX primary suite is a retreat with a soaking tub, frameless glass shower, and cultured marbled double sinks. Energy efficiency is assured with tankless gas water heating and PEX plumbing, while 9' ceilings enhance the sense of openness. A covered patio invites alfresco dining and relaxation. 2" Blinds Included. Steed Landing is a quiet pocket community with walking distance to trails, parks, tennis courts and schools! Convenient access to Texas City Dike, Moses Lake, Kemah and Galveston!

1409 17th Ave N, Texas City

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