Onalaska Homes with USDA Loan Finance Available

Onalaska Homes with USDA Loan Finance Available

Onalaska, a charming city located in Polk County, Texas, is a hidden gem for those seeking a peaceful and picturesque place to call home. Situated in the United States, Onalaska offers a serene environment with an abundance of natural beauty and a close-knit community.

One of the most enticing aspects of Onalaska is the availability of homes with USDA loan finance. This means that potential buyers can take advantage of the benefits offered by the United States Department of Agriculture (USDA) loan program. With this financing option, individuals and families can secure affordable housing in rural areas like Onalaska.

The USDA loan finance program is designed to assist low to moderate-income borrowers in purchasing a home with little to no down payment required. This is particularly advantageous for first-time homebuyers or those who may not have substantial savings for a down payment. Additionally, USDA loans offer competitive interest rates and flexible credit requirements, making homeownership more accessible for many.

Onalaska's real estate market provides a variety of housing options, from cozy single-family homes to spacious ranch-style properties. With the availability of USDA loan finance, prospective buyers can explore the housing market with confidence, knowing that affordable homeownership is within reach.

If you're looking for a peaceful and affordable place to settle down, Onalaska, Texas, offers the perfect combination of small-town charm and convenient access to amenities. With homes available through USDA loan finance, now is the ideal time to consider making Onalaska your new home.

Newest Onalaska Homes with USDA Loan Finance Available

3 Beds ⋅ 2 Baths ⋅ 16112515 MLS ⋅ ACTIVE Status

This beautiful 3-bedroom, 2-bathroom waterfront home sits on two spacious lots in a serene cove on Lake Livingston, offering plenty of room for family and guests. The dining room flows seamlessly into the oversized kitchen, perfect for entertaining. Step outside to a large covered deck, ideal for enjoying stunning lake views or gathering with friends and family. The boathouse with two boat slips lets you fish right off your own dock. Recently updated with new flooring and fresh paint, this home is move-in ready. Don't miss out on this lakefront gem—schedule your appointment today!

1281 Creeklake Dr, Onalaska

2 Beds ⋅ 2 Baths ⋅ 90760234 MLS ⋅ ACTIVE Status

Discover this charming lakefront home in Paradise Acres, offering 2 bedrooms, 1 full bathroom, and 1 half bathrooms. This cozy residence boasts a private boat house with a boat lift, electricity, enchanting blue lights for evening ambiance, and a sturdy bulkhead—perfect for fishing, relaxing, or soaking in stunning lake views. Enjoy your own 12x12 storage shed for all your gear. Outside, gather around the firepit for evenings of conversation, stargazing, and breathtaking sunsets. Residents have access to a community boat ramp and fishing pier, making it ideal for anglers and outdoor enthusiasts alike. Recent upgrades include new Smart Board siding, fresh interior and exterior paint, windows approximately 3 years old, and a roof around 5 years old, ensuring peace of mind. Whether you're seeking a peaceful retreat or an adventure-filled getaway, this lake home combines tranquility, recreation, and scenic beauty in a perfect setting.

219 Lakeshore N, Onalaska

3 Beds ⋅ 2 Baths ⋅ 84035336 MLS ⋅ ACTIVE Status

Welcome home to this beautifully updated 3-bedroom, 2-bath home situated on .49 acres (3 fully fenced lots) in Onalaska ISD! Offering 1,288 square feet, this move-in-ready home features a desirable split floor plan, spacious living area with a wood-burning fireplace, and an extensively updated kitchen with freshly painted cabinetry, new hardware, quartz countertops, updated faucets, stainless dishwasher, electric range, and abundant workspace. The private primary suite offers a spa-inspired bath with a freestanding soaking tub, separate shower, dual vanities, and quartz countertops. French doors open to a screened back porch, while the full-length covered front porch provides the perfect place to relax. Additional features include a new roof, central utilities, and a large workshop with electricity, an exterior sink, and room to park a boat, truck, plus an additional vehicle. Plenty of yard space for entertaining, pets, or gardening—all just minutes from Lake Livingston.

151 N Canyon Dr, Onalaska

3 Beds ⋅ 2 Baths ⋅ 12252851 MLS ⋅ ACTIVE Status

HUGE PRICE DROP!! “SPECTACULAR" LAKEFRONT HOME on Beautiful Lake Livingston!! This Move-In Ready Beauty is "AIRBNB" Approved and Impeccably Maintained. Freshly Painted Exterior with Large Light and Bright Windows Showcasing Stunning Lake Views, Souring High Ceilings, Open Concept Living/Dining/Kitchen, Granite Counter Tops with Custom Cabinets, Stainless Steel Deep Country Sink, Tile Wood Plank Flooring, Study, Beautiful Bath, Wood Blinds, Updated Fixtures and Large Stone Fireplace. Step outside on your Expansive 56’x10’ Covered Deck and Large Jacuzzi Tub to enjoy the "Best" of "Lake Living" right in your own Back Yard!. This LAKE FRONT Home in the Highly Sought After Twin Harbors Sub boasts large Driveway, 3 Car Garage, Private Fishing Pier with Boat Launch across the Cove, Sprinkler System and so much more!!! Conveniently situated just 5 minutes from Restaurants, Grocery stores, and Shopping in the Charming Small Town of Onalaska.

293 Twin Magnolia, Onalaska

3 Beds ⋅ 3 Baths ⋅ 41350166 MLS ⋅ ACTIVE Status

“ONE OF A KIND” Stunning Barndominium LAKE HOUSE in sought after Creekside Estates on Beautiful Lake Livingston!! This Incredible Lake Home is Nestled on almost One-Acre and has an Open Concept Living with Luxury Vinyl Plank Flooring throughout, Custom Paint with Ship lap Walls, Chestnut Wood Trim, Beautiful Open Kitchen with Custom Cabinets, Granite Counter tops, Stunning High Ceilings, Custom Window Treatments/Lighting Fixtures and Beautiful Remodeled Master Bath!! This Wonderful Home has many extras including a Huge Walk-In Attic which could be converted into more Living Space, 20x11 A/C Workshop, Generator Ready Hook-ups, Plenty of Parking and a 12x12 Storage Building. Relax on Your Inviting Front Porch and enjoy the Peace, Privacy, and Tranquility that make this Property so Special. Best of all, the Community Boat Ramp is just down the street, providing quick and easy access to Beautiful Lake Livingston for boating, fishing, and endless waterfront fun. This is a Must See!!!!!

333 Edgewood, Onalaska

3 Beds ⋅ 2 Baths ⋅ 25096208 MLS ⋅ ACTIVE Status

Welcome to this recently constructed home on 2.5 acres in Brushy Creek Ranches Subdivision. This 3BR/2BA property features vaulted ceilings, a cozy fireplace, quartz countertops, and lovely tiled walk-in showers. The spacious layout offers a split living floor plan, ideal for privacy. Property also includes a 30x40 shop and a 30x36 carport on a concrete slab that provides ample space for vehicles and toys. Drive out and take a look at this beautiful home with open acreage!

694 Brushy Creek Dr, Onalaska

4 Beds ⋅ 3 Baths ⋅ 32958041 MLS ⋅ ACTIVE Status

Beautiful Lake-View Home in Desirable Pine Harbor Estates! This exceptional property is priced below the current tax-assessed value, making it an incredible opportunity for buyers seeking value and location. Perfectly positioned directly across from the community boat ramp, you'll enjoy effortless access to the lake and all that waterfront living has to offer. Inside, you'll find numerous updates throughout, highlighted by a spacious gourmet kitchen that flows seamlessly into the great room and dining area. A versatile bonus space serves as the perfect guest suite, game room, or second living area and features a stunning floor-to-ceiling stone fireplace with custom built-in bookshelves. The oversized garage offers ample room for your boat, golf cart, or additional storage. A nearby neighborhood park adds even more appeal to this sought-after location. The home is equipped with a recently installed whole-house Generac generator. Call to schedule a showing today!

235 Lakeview Hbr, Onalaska

10342813 MLS ⋅ ACTIVE Status

Residential building lot in Canyon Park Section 1 near Lake Livingston, Texas, measuring 0.31 acres (13,502 square feet) with dimensions of 77' x 166', located on a paved road with easy access. Section 1 allows single-family residential use, including permanent homes and mobile homes, with a minimum 900-square-foot living area; mobile homes must be 5 years or newer and require complete sanitary facilities and skirting within 90 days. City utilities are available for connection, including power and water through the City of Onalaska system. The active HOA maintains roads and common areas, and the community offers amenities such as a clubhouse, swimming pools, public parks, a boat ramp to Lake Livingston, and walking trails. Architectural Review Authority approval and a city building permit are required before construction, and setbacks are 15 feet in the front and 5 feet on the sides and back.

226 N Canyon Dr, Onalaska

3 Beds ⋅ 2 Baths ⋅ 77618121 MLS ⋅ ACTIVE Status

Experience lake living at its finest at 241 Whisperwood in Onalaska! This beautiful 3-bedroom, 2-bath home offers an open-concept design that seamlessly connects the living, dining, and kitchen areas, all perfectly positioned to capture breathtaking views of Lake Livingston. Vaulted ceilings create a spacious, airy feel, while walk-in closets provide ample storage throughout. The thoughtfully designed layout also includes a separate utility/mud room for added convenience. Downstairs, you'll find an abundance of covered space ideal for entertaining, relaxing, parking, or storing lake toys and equipment. Whether you're looking for a full-time residence, weekend retreat, or investment opportunity, this property delivers comfort, functionality, and stunning waterfront scenery in one exceptional package.

241 Whisperwood Dr, Onalaska

2 Beds ⋅ 2 Baths ⋅ 57742910 MLS ⋅ ACTIVE Status

This is a brick home in a great neighborhood. The home has tile floors throughout the living area, which consists of 2 bedrooms, 2 bathrooms and an office space that could be used as a 3rd bedroom. There is a screened in porch out back and an attached two car garage. This house also includes a whole house generator!

265 Fox Ln, Onalaska

4 Beds ⋅ 3 Baths ⋅ 16121100 MLS ⋅ ACTIVE Status

Prime Location: You are just a short walk away from the lake and the community boat ramp—perfect for fishing, boating, and sun-soaked days on Lake Livingston. Looking for the perfect blend of country living and lakefront convenience? This beautiful, home in a highly sought-after, small waterfront community is exactly what you’ve been searching for. Sitting on a sprawling .92-acre lot, this 4-bedroom, 2.5-bathroom home is in move-in condition and ready to become your forever home or the ultimate weekend getaway. 4th bedroom and laundry room with covered patio was recently added. The Views: Large covered back porch overlooking your private, fenced-in flower garden. Relaxing covered front porch, perfectly for lakeview sunsets. Interior Charm: wood-burning fireplace in a living space featuring crown molding and bay windows in the dining area. Outdoor Fun: Cool off in your private aboveground pool or enjoy boating or a swim in a lake.

226 Crest Ln, Onalaska

3 Beds ⋅ 2 Baths ⋅ 50896036 MLS ⋅ ACTIVE Status

Situated on an oversized double lot in the desirable Texas Acres community near Lake Livingston, this newly completed 3-bedroom, 2-bath residence combines modern style with practical functionality and plenty of room to spread out. The home showcases a bright, open-concept design featuring luxury vinyl plank flooring, a beautifully appointed kitchen with quartz surfaces, custom-built cabinetry, under-cabinet accent lighting, a large center island, and a generous walk-in pantry ideal for entertaining and everyday living. A thoughtfully designed split-bedroom arrangement provides privacy for the spacious primary retreat, complete with dual walk-in closets, double sinks, and a custom tiled shower. Additional features include ceramic tile baths, a built-in mud area, separate utility room, covered front and back outdoor living spaces, and a full-size carport. The expansive lot offers endless possibilities for additional parking, a workshop, boat or RV storage!

275 Hereford, Onalaska

Start Your Search