Kemah Homes with FHA Finance Available

Kemah Homes with FHA Finance Available

Kemah, a charming city located in Galveston County, Texas, is a hidden gem for those seeking a relaxed coastal lifestyle. With its prime location on the shores of Galveston Bay, Kemah offers a unique blend of small-town charm and waterfront living.

Homebuyers looking to settle in Kemah will be delighted to know that there are plenty of options available with FHA finance. This means that individuals who qualify for FHA loans can easily find their dream home in this picturesque city. Whether you're a first-time buyer or looking to upgrade, Kemah's real estate market has something for everyone.

From cozy bungalows to spacious waterfront estates, Kemah's diverse housing options cater to various budgets and preferences. Imagine waking up to breathtaking views of the bay or enjoying a leisurely stroll along the Kemah Boardwalk, which features an array of shops, restaurants, and entertainment options.

Aside from its natural beauty, Kemah is also known for its strong sense of community and quality of life. Residents can enjoy a range of recreational activities, including boating, fishing, and exploring the nearby nature trails. The city's proximity to major employment centers in Houston and Galveston adds to its appeal, making it an ideal choice for those seeking a peaceful coastal retreat without sacrificing convenience.

If you're looking for a place that combines coastal living, affordability, and FHA financing options, Kemah should be at the top of your list. Discover the beauty and charm of this Texan city and find your perfect home in Kemah today.

Newest Kemah Homes with FHA Finance Available

3 Beds ⋅ 3 Baths ⋅ 18815699 MLS ⋅ ACTIVE Status

Brand new, energy-efficient home available by Sep 2026! Skip your commute and work from home by purposing the Weston's versatile flex space into a home office. White cabinets with white quartz countertops and aloe backsplash, brown tone EVP flooring with multi-tone carpet. From the high $200s. Spend your weekends brunching on the boardwalk instead of doing yard work. The homes at Kemah Crossing are just two miles from the entertainment district. A planned lake and park will immerse you in nature without tacking on to your work commute. Each energy-efficient home also comes standard with features that go beyond helping you save on utility bills—they allow your whole family to live better and breathe easier too. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

2164 Blue Heron Dr, Kemah

3 Beds ⋅ 3 Baths ⋅ 61918708 MLS ⋅ ACTIVE Status

Brand new, energy-efficient home available by Sep 2026! An open concept allows you to prepare dinner at the Harlow's kitchen island without missing conversation in the great room. White cabinets with white quartz countertops and aloe backsplash, brown tone EVP flooring with multi-tone carpet. From the high $200s. Spend your weekends brunching on the boardwalk instead of doing yard work. The homes at Kemah Crossing are just two miles from the entertainment district. A planned lake and park will immerse you in nature without tacking on to your work commute. Each energy-efficient home also comes standard with features that go beyond helping you save on utility bills—they allow your whole family to live better and breathe easier too. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

2160 Blue Heron Dr, Kemah

3 Beds ⋅ 3 Baths ⋅ 95737879 MLS ⋅ ACTIVE Status

Brand new, energy-efficient home available by Sep 2026! An open concept allows you to prepare dinner at the Harlow's kitchen island without missing conversation in the great room. Pebble cabinets with white quartz countertops and white backsplash, grey EVP flooring with multi-tone carpet. From the high $200s. Spend your weekends brunching on the boardwalk instead of doing yard work. The homes at Kemah Crossing are just two miles from the entertainment district. A planned lake and park will immerse you in nature without tacking on to your work commute. Each energy-efficient home also comes standard with features that go beyond helping you save on utility bills—they allow your whole family to live better and breathe easier too. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

2202 Blue Heron Dr, Kemah

3 Beds ⋅ 3 Baths ⋅ 46310751 MLS ⋅ ACTIVE Status

Brand new, energy-efficient home available by Sep 2026! An open concept allows you to prepare dinner at the Harlow's kitchen island without missing conversation in the great room. White cabinets with white quartz countertops and grey mosaic backsplash, grey tone EVP flooring and multi-tone carpet. From the high $200s. Spend your weekends brunching on the boardwalk instead of doing yard work. The homes at Kemah Crossing are just two miles from the entertainment district. A planned lake and park will immerse you in nature without tacking on to your work commute. Each energy-efficient home also comes standard with features that go beyond helping you save on utility bills—they allow your whole family to live better and breathe easier too. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

2168 Blue Heron Dr, Kemah

3 Beds ⋅ 3 Baths ⋅ 60911457 MLS ⋅ ACTIVE Status

Brand new, energy-efficient home available by Aug 2026! Skip your commute and work from home by purposing the Weston's versatile flex space into a home office. White cabinets with white quartz countertops and grey hexagon backsplash, light brown EVP flooring and multi-tone carpet. From the high $200s. Spend your weekends brunching on the boardwalk instead of doing yard work. The homes at Kemah Crossing are just two miles from the entertainment district. A planned lake and park will immerse you in nature without tacking on to your work commute. Each energy-efficient home also comes standard with features that go beyond helping you save on utility bills—they allow your whole family to live better and breathe easier too. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

2206 Blue Heron Dr, Kemah

3 Beds ⋅ 3 Baths ⋅ 15583795 MLS ⋅ ACTIVE Status

Designer-inspired upgrades meet energy-efficient living in this beautifully appointed Kemah Crossing home! A charming coastal exterior with enhanced landscaping & a double-wide driveway welcomes you inside to an open-concept floor plan with luxury EVP flooring, abundant natural light, & stylish finishes throughout. The spacious family room with shiplap detailing flows seamlessly into the island kitchen featuring quartz counters, white shaker cabinetry, stainless appliances, black hardware, a walk-in pantry, & an oversized island. Upstairs offers a generous game room, spacious secondary bedrooms, & a private primary retreat with dual vanities, an oversized walk-in shower, & walk-in closet. Outside, unwind on the covered patio overlooking a beautifully designed low-maintenance backyard with premium turf, paver decking, & custom landscaping. Residents enjoy a scenic neighborhood lake, park, & walking trails just minutes from Kemah Boardwalk, waterfront dining, shopping, & entertainment.

639 Salt Marsh Trl, Kemah

4 Beds ⋅ 3 Baths ⋅ 35757927 MLS ⋅ ACTIVE Status

Come enjoy true waterfront living in Lazy Bend! This lovely home sits directly on a deep water canal providing easy access to Clear Lake, Galveston Bay, and beyond. It offers a private dock, a landscaped yard with large trees, and even room for a pool. The interior offers an open layout with the kitchen, dining room, and living room open to one another. The kitchen provides abundant cabinet and counter space, pretty cabinetry, and a HUGE walk-in pantry. The study/flex room downstairs offers a view of the front atrium and koi pond. Upstairs are four large bedrooms and a flex room. The primary bedroom boasts a generous waterfront balcony, an en suite bathroom, and a 12x17 closet. On the third floor you'll find a partially finished, climate controlled 15x11 room with endless possibilities. Convenient location with easy access to plenty of retail and dining options. Highly rated CCISD schools, too. Call today for a private showing.

5 Harbor Ln, Kemah

4 Beds ⋅ 4 Baths ⋅ 37071522 MLS ⋅ ACTIVE Status

Motivated Seller!!! Beautiful updated home in the desirable Marina Del Sol/Twin Oaks subdivision of Kemah. Pool sized backyard (Seller has photos showcasing possibilities). This spacious 3,502 sq ft two-story offers 4 bedrooms and 3.1 baths with recent upgrades including a new HVAC system and a condenser replaced in 2024, LVP flooring and fresh paint in the common areas, plus a new water heater. Enjoy a warm inviting entryway with setback staircase, open living and dining areas with soaring ceilings and large windows, plus a cozy fireplace. The kitchen features a center island, granite countertops, high-end cabinetry and stainless appliances, it opens to the family and breakfast areas. Primary suite is on the first floor near the half bath, while upstairs offers an oversized game room, three additional bedrooms and two full baths. Close access to the nearby marina and Clear Lake for boating. Transferable flood insurance, LOW neighborhood taxes, CCISD, and a great location.

327 Holly Branch Ln, Kemah

4 Beds ⋅ 4 Baths ⋅ 40990796 MLS ⋅ ACTIVE Status

DO NOT PASS ON THIS OPPORTUNITY! WELCOME TO YOUR STUNNING UNRESTRICTED PIECE OF PARADISE! THIS AMAZING CUSTOM BLT. 4/3.5/3D SINGLE STORY ITALIAN STYLE VILLA W/SALTWATER POOL SIMPLY CHECKS ALL THE BOXES. FEATURES INCLUDE OVERSIZED WOODED LOT*CIRCULAR DRIVE*INVITING ENTRY WITH GORGEOUS CUSTOM DOUBLE MAHOGANY ARCHED DOORS*ITALIAN TITLE FLOORING*ELEGANT FORMAL DINING (USED AS A GAMEROOM)*HIGH CEILINGS*EXTENSIVE CROWN MOLDING & DOUBLE TRAY CEILINGS*ENTERTAINING IS A BREEZE W/THIS HUGE GOURMET ISLAND KITCHEN W/LOADS OF BUILTINS & COUNTER/CABINET SPACE*LIGHT & BRIGHT BREAKFAST/LIVING AREA W/WALL OF WINDOWS & WBFP*IMPRESSIVE PRIMARY BEDROOM W/SPA LIKE BATH*SPACIOUS SECONDARY BEDROOMS*OVERSIZED UTILITY AREA W/SEWING NICHE*COVERED REAR PATIO W/BRICK COLUMNS*OUTDOOR KITCHEN & SEPARATE COVERED BBQ AREA*2 CAR PORTE COCHERE*DETACHED 3 CAR GARAGE W/BATH & UPSTAIRS GAME ROOM/HOME OFFICE*GREEN HOUSE & STORAGE SHED*LOW TAXES*ZONE X FLOOD PLAIN*EZ ACCESS TO MAJOR ROADS/COMMERCE/CCISD SCHOOLS/RESTAURANTS

1005 Lewis, Kemah

3 Beds ⋅ 3 Baths ⋅ 23902589 MLS ⋅ ACTIVE Status

Beautiful Mediterranean inspired home located in the luxurious, prestigious GATED waterfront community of Waterford Harbor;a 24-hour manned, offering residents a private harbor w/large floating docks available to rent within walking distance; deep water access to Clear Lake&Galveston Bay.Exquisite 3 bedroom with 4th flex space office/nursery,2.5 bath home, w/soaring ceilings at entry & pool views.Formal dining with column architecture and wall of windows.Large family room w/open concept design to the dining and kitchen. Stunning kitchen with marble countertops,waterfall countertop on the island, sub zero fridge & wine fridge & wrap around breakfast bar & kitchen aid appliances, Large primary bedroom w/wood flooring& relaxing marina views. Upgraded primary bath w/marble counters, amazing seamless shower & soaking tub. Walk-in closet.2 covered back patios w water & marina views. Backyard Oasis with pool w/rock waterfall & tropical landscaping.Full Home generator. Elevator shaft closet.

320 Harborside Cir, Kemah

4 Beds ⋅ 4 Baths ⋅ 17559175 MLS ⋅ ACTIVE Status

Shows even better in person—schedule your tour today. Seller welcomes all offers! Well-maintained Ashton Woods home in Marina del Sol! This 4-bedroom, 3.5-bath home offers a flexible layout w/ a study, flex room, & a second primary suite upstairs—perfect for multi-generational living or guests. Major updates include a 2023 WPI-8 certified roof, 2018 HVAC, completed inspection (4/2026), good foundation condition, & NO flood history. The kitchen features granite countertops, SS appliances, double oven, remodeled pantry, new dishwasher & a security monitor. 20 ft vaulted ceilings in living room w/ a double-sided fireplace open to the kitchen. The spacious & remodeled primary suite & bathroom includes tile floor, oversized jetted tub, walk-in shower, dual vanities, & dual walk-in closets. Easily entertain in the landscaped backyard that features a covered deck, pergola, & newer fence. Golf cart-friendly w/ a park & lengthy sidewalks near CCISD, shopping, dining, JMK5 Marina, & SSH Resort.

201 Lago Vista St, Kemah

3 Beds ⋅ 3 Baths ⋅ 58333604 MLS ⋅ ACTIVE Status

Brand new, energy-efficient home available by Aug 2026! Skip your commute and work from home by purposing the Weston's versatile flex space into a home office. White cabinets with white quartz countertops and aloe backsplash, brown tone EVP flooring with multi-tone carpet. From the high $200s. Spend your weekends brunching on the boardwalk instead of doing yard work. The homes at Kemah Crossing are just two miles from the entertainment district. A planned lake and park will immerse you in nature without tacking on to your work commute. Each energy-efficient home also comes standard with features that go beyond helping you save on utility bills—they allow your whole family to live better and breathe easier too.* Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

718 Sand Dollar Dr, Kemah

Start Your Search