Jamaica Beach Homes with FHA Finance Available

Jamaica Beach Homes with FHA Finance Available

Jamaica Beach: A Coastal Paradise in Texas

Nestled along the scenic Gulf Coast of Texas, Jamaica Beach is a charming city that offers a delightful blend of coastal living and small-town charm. Located in Galveston County, this picturesque community is known for its pristine beaches, stunning sunsets, and a laid-back atmosphere that attracts both locals and visitors alike.

As part of the United States, specifically the state of Texas, Jamaica Beach boasts a unique blend of natural beauty and modern amenities. With its convenient location just a short drive from Houston, residents can enjoy the tranquility of beachfront living while still having easy access to the bustling city life.

One of the key features that make Jamaica Beach an attractive destination for homebuyers is the availability of homes with FHA finance options. The Federal Housing Administration (FHA) offers loans that are backed by the government, making it easier for individuals to qualify for home financing. This means that prospective homeowners in Jamaica Beach can take advantage of this opportunity and fulfill their dream of owning a home in this coastal paradise.

Whether you're looking for a cozy beach cottage or a spacious waterfront property, Jamaica Beach has a diverse range of housing options to suit every taste and budget. With FHA finance available, the dream of owning a home in this idyllic coastal community becomes even more attainable.

So, if you're seeking a place where sandy shores meet warm hospitality, look no further than Jamaica Beach. With its scenic beauty, welcoming community, and homes with FHA finance options, this coastal paradise is the perfect place to call home.

Newest Jamaica Beach Homes with FHA Finance Available

2 Beds ⋅ 2 Baths ⋅ 31931126 MLS ⋅ ACTIVE Status

Waterfront Living in Jamaica Beach!!! Discover the laid back coastal lifestyle in this charming east facing canal front home with amazing views. With direct waterfront access, a boat lift, expansive decking, and a spacious lot, this property is perfectly suited for enjoying everything coastal living has to offer. Inside, the open concept living, dining, and kitchen areas create a comfortable space for entertaining family and friends. Large windows bring in plenty of natural light, while the generous living area provides room to relax after a day on the water or at the beach. Step outside and take advantage of the impressive outdoor space. The east facing orientation offers beautiful morning light, while the large yard provides plenty of room to add a pool. This house makes boating, fishing, kayaking, and sunset cruises right outside your door. Whether you’re looking for a full time residence, a weekend beach getaway, or a vacation rental investment, this property has it all.

4222 Spanish Main, Jamaica Beach

3 Beds ⋅ 2 Baths ⋅ 97720181 MLS ⋅ ACTIVE Status

AT ITS BEST! Bring your favorite furnishings to make this home your own; appliances convey. Hurricane windows illuminate the spacious kitchen/dining and living room for entertaining. The fully insulated, floored attic reduce s your electricity expenses. The spacious primary bedroom has an ensuite where the washer and dryer are located. A cargo lift for convenience and aluminum handrails for safety are added attractions. Relaxing on the expansive deck and feeling the breezes from the canal across the street make this corner location ideal, plus the oversized lot, room for boat storage and an extra wide driveway. JB has a city hall located in front that offers all city services, has its own mayor, council, Police dept., Fire dept. and ambulance service. Centrally located is the park, community center, playgrounds, pool and marina. In front are restaurants, grocery store, hardware store, liquor store and gas station JB is the perfect destination for a primary or second home!

16502 Jamaica Inn Rd, Jamaica Beach

4 Beds ⋅ 5 Baths ⋅ 58108918 MLS ⋅ ACTIVE Status

Gorgeous, waterfront canal home in Jamaica Beach built in 2023 and thoughtfully designed for coastal living, entertaining, or use as a vacation rental. This 4 bedroom, 4.5 bathroom property features over 120 feet of canal frontage with a concrete paneled bulkhead and a 20 foot boat slip. The home offers a double wide driveway with parking for up to five vehicles, a one car garage, and a 50 amp EV charging circuit. Durable construction includes impact resistant windows and doors, James Hardie siding, PEX plumbing, and Trex composite decking on all deck areas including the boat slip. Inside you will find waterproof floating plank flooring, custom cabinetry, LED lighting, and a spacious kitchen with a large island, Bosch dishwasher, and KitchenAid appliances. Two 16 SEER HVAC systems, spray foam insulation, and a tankless water heater help maximize comfort and energy efficiency. Enjoy beautiful bay views from the upper deck.

16700 Montego Way, Jamaica Beach

3 Beds ⋅ 2 Baths ⋅ 36820238 MLS ⋅ ACTIVE Status

Experience coastal living in the sought-after Jamaica Beach community, just blocks from both the beach and the bay! This versatile home offers a unique layout that's perfect for full-time living, a vacation retreat, or an investment property. The lower level features a family room, a convenient kitchenette, one bedroom, and a full bath—ideal for guests or extended family. Upstairs, you'll find the main living area with a bright family room, full kitchen, two bedrooms, and an additional full bath. Situated on an oversized, fully fenced lot, there's plenty of room for outdoor entertaining, pets, or storing beach toys. Enclosed storage on the ground level provides extra space for fishing gear, golf carts, or recreational equipment. Enjoy the relaxed island lifestyle with easy access to the beach, bay, boating, fishing, restaurants, and all that Jamaica Beach has to offer. Don't miss this opportunity to own your own coastal getaway!

16535 Jamaica Inn Rd, Jamaica Beach

2 Beds ⋅ 2 Baths ⋅ 35689634 MLS ⋅ ACTIVE Status

A rare find in Jamaica Beach, this charming 2-bedroom, 2-bath bungalow offers the convenience of a dedicated indoor laundry room with washer and dryer. Fresh interior and exterior paint, updated bathrooms, window treatments, and a beautiful wood ceiling create a warm coastal feel throughout. Enjoy Gulf views and island breezes from the spacious deck with two stairways. A new AC system was installed in 2024, and all appliances convey. Additional features include a double-wide driveway, garage with storage, and a 200+ square foot climate-controlled bonus space ideal for an office, hobby room, hangout area, or additional storage. Conveniently located near the beach and Galveston Bay, this move-in-ready home is perfect for full-time living, weekend escapes, fishing, boating, or entertaining. Jamaica Beach Police, Fire, and EMS services provide added peace of mind.

16717 Captain Hook, Jamaica Beach

4 Beds ⋅ 4 Baths ⋅ 35963964 MLS ⋅ ACTIVE Status

TURNKEY JAMAICA BEACH VACATION RETREAT | Sleeps 14 **Contact agent for special offer** Fully furnished and designed for large group stays, this 2,175 sq ft home comfortably sleeps 14 and is ideal as a vacation home or potential short-term rental. The standout bunk and game room features built-in bunks, air hockey, basketball goal, and a dedicated space for kids to hang out. Enjoy your own private outdoor setup with a pool, marble-top bar, built-in grill, mounted TV, and surround sound—perfect for entertaining. Additional features include a garage lounge with kitchenette and restroom plus parking for 6–8 vehicles. A durable metal roof adds long-term value and peace of mind. Located in Jamaica Beach with easy access to the beach, fishing, boating, and local dining.

16544 John Silver Rd, Jamaica Beach

3 Beds ⋅ 2 Baths ⋅ 33404826 MLS ⋅ ACTIVE Status

Your ultimate coastal paradise awaits in Jamaica Beach! This well-maintained canal front vacation home offers a premier waterfront location, situated just a short boat ride to West Bay. Three bedrooms, one full bathroom & a half bath located on the upper level. Ground level has a bunk room and convenient full bath, that is perfect for guests. The property comes packed with recent high-end upgrades and seamless beach access. This boaters dream has a private boat house equipped with a secure boat lift right on the canal. Expansive outdoor deck featuring brand-new, durable Trex decking. Brand-new carpet installed in all bedrooms (2026). Sleek, easy-to-clean vinyl flooring flows through out the living areas. New roof (2024) and new impact-resistant windows. Community Perks include stellar police and fire services, park, boat ramp, pavilion, and pool. This turnkey island retreat is ready for immediate enjoyment or a high-performing vacation rental! Lot next door also for sale!

16613 Flamingo Way, Jamaica Beach

3 Beds ⋅ 2 Baths ⋅ 23020736 MLS ⋅ ACTIVE Status

Welcome to 16602 Bahama Way, an exceptional waterfront residence in Jamaica Beach offering luxury coastal living, superior engineering, and prime waterfront positioning on an ultra-wide canal. Situated on a spacious lot with a strong bulkhead, this home delivers elegance and lasting structural confidence. Enjoy the ultimate waterfront lifestyle with a private boat lift, green fishing light, and expansive deck, perfect for sunrise coffee, sunset views, and easy access to Galveston Bay and the Gulf. Outdoor entertaining shines with a custom bar and mounted TV, creating a resort-style setting. Inside, soaring vaulted ceilings and an open-concept design create a bright, airy feel that seamlessly blends indoor and outdoor living. Built with uncompromising quality, the home features 12x12 pilings, 2x6 wall construction, and triple-stringer reinforcement for exceptional durability and hurricane resilience. A standout waterfront property offering beauty, strength, and lifestyle.

16602 Bahama Way, Jamaica Beach

2 Beds ⋅ 2 Baths ⋅ 46596863 MLS ⋅ ACTIVE Status

Completely remodeled coastal home taken down to the studs & finished in 2023. Major upgrades include 100% new plumbing & electrical, new roof (2024) w/ ridge vent, new pilings w/ home leveled, hurricane-rated exterior doors, FEMA-compliant engineered flood vents, Hardie board exterior upgrades, & serviced hurricane shutters—ideal for coastal durability & insurance peace of mind. Interior features all-new insulation, drywall, lighting, & finishes throughout w/ tile flooring downstairs & laminate upstairs. The fully remodeled kitchen offers new cabinetry, marble waterfall island, & all new appliances. Upstairs & downstairs bathrooms fully renovated with custom tile & modern fixtures. Outdoor highlights include expanded concrete drive & walkways, fenced yard w/ irrigation (2024), outdoor shower, private canal access w/ ladder, & entertaining bar area. Additional features include new central A/C upstairs, newer downstairs unit, Nest thermostat & cameras. Truly move-in ready beach living!!

16531 Nassau Way, Jamaica Beach

4 Beds ⋅ 2 Baths ⋅ 69112240 MLS ⋅ ACTIVE Status

Fantastic beach house in fabulous Jamaica Beach, 6 blocks from beach and 2 from community pool and playground. This 4 bedroom 2 bath is big enough to accommodate large gatherings comfortably with a bonus climate controlled finished loft/playroom accessed via ladder. Beautifully remodeled/updated with Silestone countertops, Thomasville soft-close cabinets, and ceramic tile floors in 2015. The home also features: Hurricane windows installed 2022, New Heat/AC installed 2024 and a completely remodeled bathroom and fresh paint in 2026. Dual staircases and a cargo lift for easy assess to the home. Come and enjoy the beach life!

16527 Frances Drake Rd, Jamaica Beach

3 Beds ⋅ 2 Baths ⋅ 44426775 MLS ⋅ ACTIVE Status

Welcome to this charming waterfront canal home in Jamaica Beach, complete with a private boat house and easy access to Galveston’s waterways. Designed for relaxed coastal living, the home features an inviting open layout filled with natural light and a warm, comfortable feel throughout. Step outside to expansive decking totaling approximately 1,186 square feet, an exceptional outdoor living space perfect for entertaining, dining, or simply enjoying the coastal breeze and tranquil canal views. Downstairs offers over 900 square feet of garage and storage space, providing ample room for vehicles, golf carts, fishing gear, and all your beach essentials. Ideal as a full-time residence, weekend retreat, or investment property, this home captures the best of island living with boating, beaches, and dining just minutes away.

16526 Nassau Way, Jamaica Beach

3 Beds ⋅ 2 Baths ⋅ 70093647 MLS ⋅ ACTIVE Status

STUNNING waterfront home that showcases amazing sunset views!!! Nicely updated home in the perfect location... The home features a beautiful kitchen with stainless appliances, quartz countertops, coastal light, bright colors, and shaker style cabinetry. Durable waterproof laminate throughout. Unique coastal fixtures. Primary retreat features attached full bathroom, nice tile walk-in shower with multiple shower heads. Enjoy a famous Galveston sunset while relaxing on the wrap around deck. Ground level entertaining mecca offers multiple gathering spaces, boat house with lift, outdoor shower and bar, and a place to store your boat trailer. Adjacent lot available for sale as well.

16719 Tahiti Way, Jamaica Beach

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