Clear Lake Shores Homes with FHA Finance Available

Clear Lake Shores Homes with FHA Finance Available

Clear Lake Shores is a charming city located in Galveston County, Texas, United States. Nestled on the shores of Clear Lake, this waterfront community offers a unique blend of small-town charm and coastal living. With a population of around 1,300 residents, Clear Lake Shores provides a close-knit community atmosphere where neighbors become friends.

For those looking to buy a home in Clear Lake Shores, there is good news. Homes with FHA finance available are abundant in this area. The Federal Housing Administration (FHA) offers loans that are backed by the government, making it easier for homebuyers to qualify for a mortgage. This is particularly beneficial for first-time buyers or those with lower credit scores.

Whether you're looking for a cozy cottage or a spacious waterfront property, Clear Lake Shores has a diverse range of homes to suit every taste and budget. From quaint bungalows with character to modern, newly constructed houses, there is something for everyone.

Living in Clear Lake Shores means enjoying a waterfront lifestyle with easy access to boating, fishing, and other water activities. The city also boasts a strong sense of community with various events and festivals throughout the year, creating opportunities for residents to connect and build lasting friendships.

In addition to its natural beauty and recreational opportunities, Clear Lake Shores is conveniently located near major cities like Houston, making it an ideal choice for those seeking a peaceful retreat while still having access to urban amenities.

With its picturesque surroundings, friendly community, and homes with FHA finance available, Clear Lake Shores presents an attractive option for those looking to settle down in a vibrant coastal city in Texas.

Newest Clear Lake Shores Homes with FHA Finance Available

$749,900
4 Beds ⋅ 4 Baths ⋅ 15263184 MLS ⋅ ACTIVE Status
Fresh opportunity! Back on the market with a massive $100,000 price improvement. Trade your traffic for sunsets and weekends for a true island lifestyle! Located in the highly coveted golf cart community of Clear Lake Shores, this custom-built coastal home features 4 bedrooms and 3.5 bathrooms. Leave your car in the oversized garage and cruise your golf cart down to waterfront dining, live music, or kayaking at sunset. Boasting a beautifully designed gourmet kitchen, scenic balconies, and generous living spaces, this property delivers upscale luxury-tier comfort at an unbeatable new price point. Schedule your private tour today!

920 Grove Rd, Clear Lake Shores
$399,999
2 Beds ⋅ 2 Baths ⋅ 24359857 MLS ⋅ ACTIVE Status
Enjoy this unique coastal living in a tight-knit waterfront community where all you need is just a golf cart ride away. While this primary living area has 2 bedrooms and 2 baths with a bonus climate-controlled it also has a spacious downstairs area provides room to relax, entertain, or store recreational equipment, while the workshop offers exceptional flexibility for hobbies, projects, or additional storage. Situated on an oversized ~9,000 SF lot (50% larger than area standard), offering unmatched privacy. Updated roof in 2024. Comes with deep water access boat slip and includes a transferable 10-year boat slip lease for just $98/year. Walk or take a short ride to popular restaurants, waterfront dining, live entertainment, marinas, parks, and local events while enjoying quick access to the water for fishing and boating. This is a unique opportunity to own a well-improved property with valuable boating access, extra usable space, and a sought-after waterfront lifestyle.

221 Oak Rd, Clear Lake Shores
$735,000
3 Beds ⋅ 3 Baths ⋅ 86221447 MLS ⋅ ACTIVE Status
One-of-a-kind new construction nestled in the island community of Clear Lake Shores! This stunning home combines modern luxury with timeless design & attention to EVERY detail. Step inside to soaring ceilings, an open-concept floor plan & premium finishes throughout. This kitchen is sure to impress featuring a large center island perfect for gathering. The primary suite has a spa-inspired en-suite bath & 2 walk-in closets. Upstairs offers 2 additional bedrooms, 1 full bath & flex space ideal for game room, office or enclosed for a 4th bedroom. Spacious ground level with ample storage, parking & room for a pool! Elevator ready to all 3 floors & the added convenance of a builders warranty. CLS is a waterfront community that embraces the outdoors. Enjoy golf cart friendly streets, scenic parks, fishing, community pool, pavilion & boat launch. Minutes from marinas, Kemah Boardwalk, local restaurants & shopping. Zoned to CCISD with low taxes & no HOA! *VIEW UPGRADES LIST IN ATTACHMENTS*

701 Pine Road Rd, Clear Lake Shores
$529,900
3 Beds ⋅ 3 Baths ⋅ 47598816 MLS ⋅ ACTIVE Status
Incredibly rare 18,000 SF lot in Clear Lake Shores. Located just steps from the lakefront & Galveston Bay, this historic property offers endless potential for new construction or renovation. This 3 bed, 3 bath home offers a wraparound deck, cargo lift & expansive screened in patio. The grounds provide a pool, greenhouse, carport & ample parking. Mature trees & lush landscaping create a serene, secluded setting, enhanced by a privacy wall & automatic gated driveway. A 39 ft. waterfront easement may be available at additional cost. CLS is a waterfront community that embraces an outdoor lifestyle & offers an abundance of local entertainment. Enjoy golf cart friendly streets, scenic parks, fishing, community pool, pavilion & boat launch. Minutes from marinas, lots of local restaurants, shopping & Kemah Boardwalk. Zoned to CCISD, low taxes & no HOA. Whether restoring or rebuilding, this one-of-a-kind property is a blank canvas for your vision. A true gem with space, charm, & possibility.

631 E Shore Dr, Clear Lake Shores
$785,000
3 Beds ⋅ 3 Baths ⋅ 95240635 MLS ⋅ ACTIVE Status
This charming, 2015 custom home features a classic coastal feel just steps from the lakefront that is perfect for everyday living & entertaining. Resting on a 6,000 SF. lot in the desirable community of Clear Lake Shores. With an inviting entry, covered porch, surrounded by mature trees, it offers a setting perfect for anyone seeking a peaceful retreat. Step inside to a spacious, open-concept living area, sparkling kitchen dining combo that is sure to impress & a main floor Primary retreat. Upstairs offers, a game room, home office, 2 bedrooms, full bath, flex space & storage room. An over size garage with private entrance to the home, a laundry room that has it all & a backyard patio to unwind & relax. Complete with a lush side yard with room for a pool, pets or play. CLS is a waterfront community that embraces an outdoor lifestyle. Enjoy golf cart friendly streets. Minutes from local restaurants & shopping. Zoned to CCISD, low taxes & no HOA! VIEW FULL LIST OF UPGRADES IN ATTACHMENTS

209 Queen Rd, Clear Lake Shores
$559,000
3 Beds ⋅ 3 Baths ⋅ 36438713 MLS ⋅ ACTIVE Status
CHARMING COASTAL RETREAT IN CLEAR LAKE SHORES! Situated near Deep Hole Park with easy access to Clear Lake, this home offers the relaxed, golf cart- friendly lifestyle the area is known for - enjoy local restaurants, live music, marina access, and beautiful sunsets. The interior is bright and inviting with abundant natural light, French doors, and a blend of tile and wood flooring. The living and dining areas flow seamlessly to a spacious balcony, ideal for entertaining. The kitchen features granite countertops and a breakfast bar. The main level offers two secondary bathrooms and an updated full bath, while the second- floor primary suite provides a private retreat with a shower and soaking tub. Additional highlights include generously covered outdoor spaces, a garage with a flex room, and a double-wide driveway.

222 Oak Road Rd, Clear Lake Shores
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