Bacliff Homes with FHA Finance Available

Bacliff Homes with FHA Finance Available

Located in Galveston County, Texas, Bacliff is a charming city in the United States known for its coastal beauty and small-town atmosphere. With a population of around 8,800 residents, Bacliff offers a peaceful and relaxed lifestyle for those seeking a quieter place to call home.

One of the advantages of living in Bacliff is the availability of homes with FHA finance options. FHA loans are insured by the Federal Housing Administration, making them an attractive choice for first-time homebuyers or those with lower credit scores. These loans offer more flexible qualification requirements and lower down payment options, making homeownership more accessible for many individuals and families.

Bacliff offers a variety of housing options suitable for different budgets and preferences. From cozy single-family homes to spacious waterfront properties, there is something for everyone in this scenic city. With FHA finance available, potential homebuyers can take advantage of the benefits offered by these loans and find their dream home in Bacliff.

In addition to its real estate opportunities, Bacliff boasts a close-knit community and a range of amenities. Residents can enjoy nearby parks, recreational activities, and access to the stunning Galveston Bay. The city is also conveniently located near major highways, making commuting to nearby cities like Houston a breeze.

If you're looking for a peaceful coastal retreat with affordable housing options, Bacliff is worth considering. With FHA finance available, homeownership can become a reality in this beautiful Texas city.

Newest Bacliff Homes with FHA Finance Available

1 Beds ⋅ 2 Baths ⋅ 86238002 MLS ⋅ ACTIVE Status

Discover coastal charm in Clifton By The Sea with this stylish tiny home packed with smart upgrades and fun extras. A gated driveway adds privacy, while luxury vinyl flooring flows throughout for easy living and clean style. The Family Room shines with a vaulted wood plank ceiling, bringing warm texture and an open, airy feel. The island Kitchen is ready to impress with breakfast bar seating, shaker style cabinetry, stainless steel appliances, and a refrigerator included. The bedroom adds character with a barn door and its own vaulted wood plank ceiling. The full bathroom features quartz counters, a tub with shower, great storage, and a washer & dryer for added ease. Outside, the perks keep coming. A 25x30 workshop with a 5-foot overhang features a custom bar, ready for good times, and the adjacent storage shed has a toilet. This home is complete with a Cowboy Pool made for cooling off on sunny days. So much to love packed in one fantastic little package!

4828 Palm St, Bacliff

2 Baths ⋅ 79021586 MLS ⋅ ACTIVE Status

Duplex - 2- units, 1.bedroom, 1 bath, family room, kitchen/dining, AC/Heat wall units, granite tops in kitchen and like new cabinets, disposal, laminate wood flooring, replaced windows in front last year, water heater in unit #1 replaced 7/15/2026, privacy fenced side yards, covered parking, interiors recently painted, faux wood blinds, new roof in 2020, separately metered for water, electricity and gas, property is on a corner with an added value adjacent lot that could be used for RV or small mobile home lot increasing revenues $400-$500 per month.

414 Jackson Ave, Bacliff

3 Beds ⋅ 2 Baths ⋅ 25673483 MLS ⋅ ACTIVE Status

Unrestricted - charming single-floor home on stilts featuring a covered porch, huge covered patio on the ground level, ample covered parking, 3 bedrooms, and 2 full baths! Inside, you'll find wood-type flooring throughout, ceiling fans, an open concept living area, utility connections, and stainless steel appliances in the kitchen with a Fridge! NO FLOODING and NO HOA! Located with easy access to the water, TX-146, Kemah, and Galveston Island!

522 Oklahoma Ave, Bacliff

2 Beds ⋅ 1 Baths ⋅ 3293749 MLS ⋅ ACTIVE Status

Duplex. 2 bedroom 1 bath. Spacious bedrooms, kitchen open to the living/dining area. Yard space for both units, covered patio area, refrigerator & microwave included. Close to Hwy 146, and dining. This is an amazing property to start your real estate portfolio. Live in one and rent the other. Schedule your showing today!

4126 Paladino St, Bacliff

3 Beds ⋅ 3 Baths ⋅ 76909483 MLS ⋅ ACTIVE Status

This exceptional 3-bedroom, 2.5-bathroom two-story home is in pristine, move-in ready condition, beautifully combining a highly functional layout with premium modern upgrades and an attached 2-car garage. The heart of the home highlights a stunning kitchen fully outfitted with elegant granite countertops and a sleek suite of premium stainless steel appliances, flowing effortlessly into the spacious living areas. Offering a seamless, contemporary aesthetic and ultimate low-maintenance upkeep, high-quality luxury vinyl plank flooring runs beautifully throughout the entire residence. Spotlessly prepared and meticulously maintained from top to bottom, this turnkey home is completely ready for a stress-free transition into a stylish, comfortable lifestyle.

5127 Gulf Stream Ln, Bacliff

3 Beds ⋅ 2 Baths ⋅ 80007395 MLS ⋅ ACTIVE Status

Wake up to bay breezes and enjoy the relaxed coastal lifestyle at 3802 Bayshore Drive. Located just one row back from the water, this beautifully updated property offers modern finishes, flexible living space, and endless possibilities. The renovated main home features a bright, inviting interior, while the fully rebuilt guest quarters includes all-new plumbing, electrical, flooring, cabinetry, and countertops—perfect for guests, multigenerational living, a home office, or potential rental income. The expansive covered area beneath the home with newly poured concrete is ideal for entertaining, parking, boat storage, or simply enjoying the coastal breeze. A fully fenced yard and covered patio provide even more outdoor living space. With no HOA, bay views and breezes, abundant covered parking, and incredible versatility, this move-in-ready property is perfect as a primary home, weekend retreat, or investment opportunity. Experience everything 3802 Bayshore Drive has to offer!

3802 Bayshore Dr, Bacliff

3 Beds ⋅ 3 Baths ⋅ 89753930 MLS ⋅ ACTIVE Status

Relax and Enjoy the Gulf Breeze! Great Community and Location close to neighborhood park and POOL! Popular floor plan with lots of features including elegant formal entry, open concept throughout, neutral trendy colors, NEW Frisée carpet with upgraded pad 7/26, recently painted interior, large downstairs living areas, kitchen has breakfast bar, extensive countertop and cabinet space, large bay window in bright breakfast area, gas cooking and plenty of room for holiday or weekend entertaining. Main bedroom downstairs with spa-style bath, double sinks and relaxing large garden tub, walk-in closet and more! Huge game room upstairs with double bedrooms / bath. Guest half bath downstairs. Entertain or grill all year on your covered patio, large private back yard with plenty of room for everything. Full gutters, 2-car garage with automatic door and more! Ready for move-in today. Don't miss this.

5218 Gulf Stream Ln, Bacliff

3 Beds ⋅ 2 Baths ⋅ 90346646 MLS ⋅ ACTIVE Status

Impeccably maintained 3-bed, 2-bath single-story home featuring a designated office space, open layout, fresh paint, no carpet, covered patio, shed, and generator. Each bedroom boasts ceiling fans, while the durable LVP flooring ensures easy upkeep. Step into the spacious backyard with an oversized patio for outdoor enjoyment. Won't last, call for your private showing today!

5227 Bay Ln, Bacliff

3 Beds ⋅ 2 Baths ⋅ 94583013 MLS ⋅ ACTIVE Status

Better than new and move-in ready! This beautifully maintained 3-bedroom, 2-bath home with a private study or optional 4th bedroom offers the same popular floor plan as the builder’s model. The open-concept design features 42” cabinets, granite countertops, stainless steel appliances, and the refrigerator is included! The spacious primary suite boasts an oversized walk-in shower with built-in seating. Enjoy one of the larger backyards in the neighborhood with plenty of room for a pool, plus an 8x8 storage shed and beautifully landscaped curb appeal. Additional features include a security system with cameras, stone-accent exterior, and low HOA fees. Conveniently located near shopping, dining, schools, and Galveston Bay, this move-in-ready home is a must-see!

5018 Bay Ln, Bacliff

3 Beds ⋅ 2 Baths ⋅ 22340217 MLS ⋅ ACTIVE Status

New home is MOVE-IN READY*No HOA*Low Tax Rate*Coastal Living with Style - Close to Galveston Bay! Elevated property on pier & beam slab with 6-car carport - an expansive covered area below—perfect for parking, outdoor cooking, entertaining, relaxing, or storage space. New custom home built for comfort & durability with Spray-Foam insulation & Hardy Plank - minutes from the water. Enjoy breezy evenings on the oversized front patio/deck featuring custom light fixtures & accent coach lighting. Beautiful home features high ceilings, 2" blinds & an abundance of natural light; desirable open concept living/dining/kitchen layout with sleek vinyl flooring. Kitchen boasts Quartz countertops, subway tile backsplash, soft-close cabinetry, walk-in pantry & stainless steel appliances. Large primary with His & Hers walk-in closets & spacious ensuite with elegant finishes. 2 additional bedrooms with walk-in closets. Full guest bathroom with Quartz vanity. Large utility room too-truly move-in ready!

4213 Houx St, Bacliff

3 Beds ⋅ 3 Baths ⋅ 85564818 MLS ⋅ ACTIVE Status

Tucked away in a quiet cul-de-sac, this inviting two-story home features a functional layout with three bedrooms and 2.5 bathrooms. The property offers a spacious two-car garage and a beautifully maintained backyard, perfect for outdoor relaxation or entertaining. Enjoy the privacy of a premier lot location while remaining close to local amenities.

5123 Chase Park Gate St, Bacliff

3 Beds ⋅ 2 Baths ⋅ 16442136 MLS ⋅ ACTIVE Status

Welcome to this meticulously maintained 3 bed, 2 bath home with a split floorplan and no rear neighbors. Featuring a new roof from December 2025, high ceilings, a kitchen with 42'' Maple Kitchen Cabinets and Built-In Microwave, Granite Countertops, and Tile Backsplash & Tile Floors in Wet Areas. The primary bathroom boasts a bay window, large shower, double sinks, and a walk-in closet. Enjoy the low tax rate in this lovely property located at 310 Gulf Winds.

310 Gulf Winds Dr, Bacliff

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